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$1,050,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 3,716 Sq. Ft.
  • 2 Car Garage
  • Updated 2 days ago
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8623 Saddle Creek Drive, West Ocean City / Berlin, Maryland Most waterfront homes in Worcester County force you to choose. Land or location. Privacy or proximity. Freedom or HOA oversight. 8623 Saddle Creek Drive refuses that tradeoff. Set on more than two waterfront acres in the quietly positioned Saddle Creek community between Historic Downtown Berlin and Route 611 in West Ocean City, this 3,600+ square foot home delivers five plus bedrooms, three full baths, and direct cove access that opens into the bay. No formal HOA. No recurring HOA fees. Deeded covenants remain in place, but the control stays with you. This is for buyers who want water access without giving up space. For boaters who are tired of trailering. For families who need real square footage, not just bedroom count. The private pier accommodates multiple boat slips and leads directly into open bay waters. Sunset runs, paddleboards at dusk, early morning fishing. Not weekend ideas. Everyday options. Inside, the layout stretches. Hardwood floors anchor the main level. A wood burning brick fireplace becomes the natural gathering point. The updated kitchen centers around a large eat in island built for conversation. Beyond the expected bedrooms and baths, there are bonus rooms that matter: office, study, secondary living area, hobby space. Enough separation for extended family. Enough flexibility for evolving needs. The major upgrades are already complete. New roof. Updated kitchen. New geothermal HVAC systems. The mechanical confidence is there, leaving interior personalization entirely up to the next owner. The location is the part many buyers overlook until they drive it. Ten minutes to the shops and restaurants of Downtown Berlin. A straight shot down Route 611 to Assateague Island and its protected beaches and wild horses. East into Ocean City for the Boardwalk, marinas, and dining. Then back home to quiet water and open sky. Non HOA waterfront homes on two plus acres in this West Ocean City and Berlin corridor are not common. Especially not with direct bay access, a private pier, and major systems already addressed. If you understand what land, water, and location are worth in Worcester County, this property deserves your attention.

Full Property Details for 8623 Saddlecreek Dr

General

  • Price: $1,050,000
  • Taxes: $7,243 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDWO2035860
  • Updated: 2/16/2026
  • Added to Site: 3 day(s) ago

Interior

  • Rooms/Areas: Family Room, Study, Office, Bonus Room, Hobby Room
  • Interior Features: Additional Stairway, Attic, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Dining Area, Double/Dual Staircase, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Primary Bedroom - Bay Front, Stove - Wood, Upgraded Countertops, Other
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Brick
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Electric, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 5

Other Rooms

  • Laundry: Dryer In Unit, Washer In Unit

Exterior

  • Porch/Patio/Deck: Deck(s), Porch(es)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 6
  • Parking Features: Asphalt Driveway, Circular Driveway
  • Parking Type: Attached Garage, Driveway
  • Garage Description: Garage - Side Entry, Garage Door Opener, Inside Access

Location

  • Area: Worcester East of Rt-113
  • County: WORCESTER
  • Subdivision: SADDLE CREEK
  • Driving Directions: Route 611 South. Right on Assateague Road - Route 376. 1.5 miles to Saddle Creek Subdivision on the Left. Property is on the right just past 8623 Saddle Creek Dr.
  • Location Details: Bayfront

School Information

  • School District: Worcester County Public Schools

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Geothermal
  • Cooling Fuel: Electric
  • Heating Type: Forced Air, Other
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Private Septic Tank
  • Water: Private

Structural Information

  • Architectural Style: Traditional
  • Structure Type: Detached
  • Construction: Concrete, Masonry
  • Foundation: Block
  • Roof: Architectural Shingle
  • Walls/Ceilings: Dry Wall
  • Entry Floor Number: 1
  • Stories Description: Main, Upper 1
  • Square Feet: 3,716
  • Sq. Ft. Source: Assessor
  • Living Area: 3,716 Sq. Ft.
  • Finished Above Grnd: 3,716 Sq. Ft.
  • Year Built: 1992
  • Year Built Source: Assessor

Unit Information

  • Unit Floor in Bldg.: 2

Lot Features

  • Property View: Bay, Panoramic, Other, Water
  • Lot Size (Acres): 2
  • Lot Size (Sq. Ft.): 87,120
  • Lot Size Source: Assessor
  • Zoning: R-1

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: Cove
  • Dock/Slip Conveys: Yes
  • Docks: 1

Financial Considerations

  • Price Per Sq. Ft.: $282.56
  • Assessment Year: 2025
  • County Tax: $6,368
  • County Tax Freq: Annually
  • Tax w/Assessment: $781,300
  • Tax Amount: $7,243
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 3716

Disclosures and Reports

  • Ownership: Fee Simple
  • Exclusions: See Inventory Addendum
  • Inclusions: See Inventory Addendum
  • Lot Number: 6

Listed by Keller Williams Realty Delmarva, Grant K Fritschle

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Listing agent

— 8623 Saddlecreek Dr —

  • Grant K Fritschle

    Keller Williams Realty Delmarva

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8623 Saddlecreek Dr

School District:Worcester County Public Schools
NameGradesDistance
Buckingham Elementary School
100 Buckingham Road, Berlin, MD 21811
PK-43 mi
Stephen Decatur Middle School, Berlin, MD
9815 Seahawk Road, Berlin, MD 21811
7-83 mi
Stephen Decatur High School
9913 Seahawk Road, Berlin, MD 21811
9-123.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8623 Saddlecreek Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/16/2026
Listed
$1,050,000
44.83%
MLS
4/21/2017
Sold
$725,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8623 Saddlecreek Dr

Year
Property Taxes
Change
Tax Assessment
Change
2023
$6,841
—
$781,300
8%
2023
$6,841
7%
$722,033
4%
2021
$6,415
—
$693,067
4%
2021
$6,415
3%
$664,100
3%
2021
$6,238
3%
$645,600
3%
2020
$6,061
4%
$627,100
3%
2019
$5,823
5%
$608,600
5%
2018
$5,569
-10%
$581,700
-10%
2017
$6,179
4%
$646,100
4%
2016
$5,924
7%
$619,200
—
2015
$5,521
—
$619,200
—
2014
$5,521
—
$619,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Keller Williams Realty Delmarva, Grant K Fritschle

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8623 Saddle Creek Drive, Berlin, MD 21811 (MLS# MDWO2035860) is a Single Family property with 5 bedrooms and 3 full bathrooms. 8623 Saddle Creek Drive is currently listed for $1,050,000 and was received on February 16, 2026. Want to learn more about 8623 Saddle Creek Drive? Do you have questions about finding other Single Family real estate for sale in Berlin? You can browse all Berlin real estate or contact a Coldwell Banker agent to request more information.

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