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$2,695,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 5,800 Sq. Ft.
  • 3 Car Garage
  • Updated 16 hours ago
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9515 Harbor Lights Dr. is more than a home-it is a lifestyle, a legacy, and an aspiration brought to life. Positioned in one of the most desirable waterfront settings in West Ocean City, this masterfully designed, custom-built waterfront residence sits on over 1.39 acres at the end of a private cul-de-sac, delivering estate-level privacy and an elevated coastal lifestyle within the Ocean Reef community. The setting offers panoramic views of the bay, the unspoiled natural beauty of Assateague Island-renowned for its protected shoreline, wild horses, and untouched coastal landscape-the Ocean City Inlet, and the iconic skyline of the world-famous Boardwalk, complete with the Ferris wheel and roller coaster. From the moment you step inside, the intention of design is immediately felt. A custom front door featuring circular glass detailing sets the tone, with this signature motif thoughtfully repeated in complementary architectural elements throughout the home. An elegant foyer with designer lighting opens to a dramatic great room, where walls of glass flood the space with natural light and frame sweeping water views. The kitchen is a true chef's playground, anchored by an oversized island, professional-grade appliances, custom cabinetry, and bayfront dining-designed for both elevated entertaining and everyday enjoyment. The open-concept layout ensures seamless flow between living, dining, and entertaining spaces, all oriented to maximize the home's breathtaking waterfront setting. This custom coastal residence offers 5 bedrooms, 3 full bathrooms, and 1 guest bathroom, along with a den/office/media room that could even function as a 6th bedroom, thoughtfully designed to balance luxury and livability. The owner's suite is a private sanctuary, generously scaled and appointed with a sitting area, wet bar, and gas fireplace set into a striking statement wall. A private balcony captures expansive bay views, while the spa-level bath and walk-in closets complete the retreat-like experience. A separate staircase leads to a beautifully appointed guest suite, a design choice focused on maximizing privacy, autonomy, and comfort-ideal for long-term guests, in-laws, or live-in staff. This suite features a combined living room and office space, sauna, bayfront bedroom, and en suite accommodations, offering a true secondary residence within the home. Outdoor living is elevated to a resort-caliber experience, with multiple levels of maintenance-free Trex decking creating distinct dining and lounge areas, complemented by a built-in grill and bar island with flexible seating, fire pit lounge, and tranquil fountain-perfect for entertaining against the backdrop of the bay. Completing the property is a collector's three-car garage with finished flooring and a built-in workstation, offering both functionality and refinement. Every element of this home reflects intentional design, curated craftsmanship, and a commitment to coastal luxury living at its highest level.

Full Property Details for 9515 Harbor Lights Dr

General

  • Price: $2,695,000
  • HOA FEE: $63/month
  • HOA FEE FREQ.: Annually
  • Taxes: $10,296 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDWO2036390
  • Updated: 2/19/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: Additional Stairway, Attic, Bathroom - Walk-In Shower, Built-Ins, Butlers Pantry, Carpet, Ceiling Fan(s), Central Vacuum, Dining Area, Elevator, Floor Plan - Open, Kitchen - Gourmet
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Gas/Propane
  • Appliances: Built-In Microwave, Built-In Range, Central Vacuum, Commercial Range, Dishwasher, Disposal, Dryer, ENERGY STAR Clothes Washer, ENERGY STAR Dishwasher, ENERGY STAR Refrigerator, Exhaust Fan, Oven - Double, Oven - Self Cleaning, Oven/Range - Gas, Refrigerator, Washer, Water Heater - Tankless
  • Flooring: Carpet, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 3
  • Bedrooms Main & Up: 2

Additional Information

  • Shared Amenities: Pool - Outdoor
  • Security/Safety: Security System, Surveillance Sys

Exterior

  • Exterior Features: BBQ Grill, Extensive Hardscape, Exterior Lighting, Flood Lights, Gutter System, Hot Tub, Lawn Sprinkler, Outside Shower, Street Lights, Underground Lawn Sprinkler, Water Fountains
  • Porch/Patio/Deck: Balcony, Deck(s), Patio(s), Porch(es)

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Total Spaces: 13
  • Parking Features: Concrete Driveway, Lighted Parking
  • Parking Type: Attached Garage, Driveway, Off Street
  • Garage Description: Additional Storage Area, Built In, Covered Parking, Garage - Front Entry, Garage Door Opener, Inside Access, Oversized

Location

  • Area: West Ocean City (85)
  • County: WORCESTER
  • Subdivision: OCEAN REEF
  • Driving Directions: From Ocean City, take Route 50 West. Turn left onto Route 611 (Stephen Decatur Hwy). Turn left onto Airport Road. Turn left onto Ocean Reef Drive, then left onto Harbour Lights Drive. Property is located at the end of the cul-de-sac at 9515 Harbour Lights Drive.
  • Location Details: Bayfront

School Information

  • School District: Worcester County Public Schools
  • Elementary School: Ocean City
  • Middle School: Stephen Decatur
  • High School: Stephen Decatur

Community

  • Association: Yes
  • Assoc. Name: OCEAN REEF
  • Assoc. Fees Include: Common Area Maintenance, Electricity, Custodial Services Maintenance, Insurance, Management, Pest Control, Other

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Energy Star Cooling System
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Natural Gas
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Dist. to Water: 100 Feet
  • Utility Description: Cable TV Available, Electric Available, Natural Gas Available, Phone Available, Phone Connected

Structural Information

  • Architectural Style: Contemporary
  • Structure Type: Detached
  • Builder: Piney Island Construction
  • Construction: Advanced Framing, Block, Concrete, Frame, HardiPlank Type, Masonry, Stick Built, Stone
  • Foundation: Crawl Space, Slab
  • Roof: Architectural Shingle
  • Walls/Ceilings: 9'+ Ceilings, Cathedral Ceilings
  • Stories Description: Main, Upper 1
  • Square Feet: 5,800
  • Sq. Ft. Source: Estimated
  • Living Area: 5,800 Sq. Ft.
  • Finished Above Grnd: 5,800 Sq. Ft.
  • Year Built: 2017
  • Year Built Source: Assessor
  • Property Condition: Excellent

Lot Features

  • Property View: Bay, City, Garden/Lawn, Ocean, Panoramic, Water
  • Lot Size (Acres): 1.39
  • Lot Size (Sq. Ft.): 60,497
  • Lot Size Source: Estimated
  • Zoning: R-5
  • Lot Description: Additional Lot(s), Backs to Trees, Cul-de-sac, Front Yard, Landscaping, Marshy, Premium, SideYard(s), Tidal Wetland
  • Fencing (Description): Electric

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Bay
  • Water Front Name: Sinepuxent Bay

Financial Considerations

  • Price Per Sq. Ft.: $464.66
  • Association Fee: $755
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2025
  • County Tax: $9,052
  • County Tax Freq: Annually
  • Tax w/Assessment: $1,110,700
  • Tax Amount: $10,296
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 4859

Disclosures and Reports

  • Ownership: Fee Simple
  • Multiple Parcels: Yes
  • Exclusions: see list
  • Inclusions: see list
  • Lot Number: 47 48

Listed by Berkshire Hathaway HomeServices PenFed Realty, Mechelle Nichols

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Listing agent

— 9515 Harbor Lights Dr —

  • Mechelle Nichols

    Berkshire Hathaway HomeServices PenFed Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 9515 Harbor Lights Dr

School District:Worcester County Public Schools
NameGradesDistance
Ocean City Elementary School
12828 Center Drive, Ocean City, MD 21842
PK-42 mi
Stephen Decatur Middle School, Berlin, MD
9815 Seahawk Road, Berlin, MD 21811
7-84.3 mi
Stephen Decatur High School
9913 Seahawk Road, Berlin, MD 21811
9-124.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 9515 Harbor Lights Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/19/2026
Listed
$2,695,000
1360.7%
MLS
3/25/2016
Sold
$184,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9515 Harbor Lights Dr

Year
Property Taxes
Change
Tax Assessment
Change
2023
$8,722
—
$1,110,700
10%
2023
$8,722
—
$1,011,067
11%
2023
$8,722
12%
$911,433
12%
2021
$7,769
-3%
$811,800
-3%
2020
$8,007
2%
$836,700
—
2019
$7,887
—
$832,833
—
2018
$7,850
295%
$828,967
295%
2017
$1,989
—
$210,000
—
2016
$1,989
7%
$210,000
—
2015
$1,852
-7%
$210,000
-7%
2014
$1,992
—
$225,800
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Berkshire Hathaway HomeServices PenFed Realty, Mechelle Nichols

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9515 Harbor Lights Drive, Berlin, MD 21811 (MLS# MDWO2036390) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 9515 Harbor Lights Drive is currently listed for $2,695,000 and was received on February 19, 2026. Want to learn more about 9515 Harbor Lights Drive? Do you have questions about finding other Single Family real estate for sale in Berlin? You can browse all Berlin real estate or contact a Coldwell Banker agent to request more information.

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