Date
Details
Price
Change
Source
10/07/2026
Listed
$900,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
A private waterfront home in Montgomery County. Situated on two private acres along the shoreline of Little Seneca Lake, this architect-designed custom residence offers lakefront living with convenient access to I-270. Located within an intimate enclave of custom-built homes, where no two properties are alike, this exceptional setting combines the privacy of a waterfront retreat with the convenience of nearby shopping, dining, and major commuter routes. Surrounded by protected parkland, scenic trails, and the natural beauty of Little Seneca Lake, the property offers a distinctive waterfront setting. Thoughtfully designed to embrace its extraordinary setting, the home features five bedrooms, three and one-half baths, and multiple indoor and outdoor living spaces designed to capture natural light, water views, and the beauty of the surrounding landscape. Expansive windows, generous gathering spaces, a screened porch, deck, and patio create a seamless connection between the home and its remarkable waterfront surroundings. Little Seneca Lake offers access to an array of outdoor recreational opportunities. Enjoy direct access to a natural setting offering opportunities for kayaking, fishing, hiking, birdwatching, and miles of scenic shoreline. Enjoy peaceful water views, access to the lake and surrounding trails, and sunsets reflected across the water. The setting provides a sense of retreat and tranquility that feels far removed from the Washington metropolitan area, yet remains minutes from the amenities and conveniences of daily life. Unlike production-built homes, this residence was custom designed by an architect to maximize both functionality and its exceptional location. Thoughtful sightlines, abundant natural light, and timeless design elements create a home with character, warmth, and a strong connection to the outdoors. Combining waterfront ownership, the privacy of a two-acre homesite, the enduring appeal of a custom-designed home, and the character of a neighborhood comprised entirely of unique custom residences, 20618 Top Ridge Drive represents a distinctive opportunity in Montgomery County. Properties offering this combination of waterfront access, architectural distinction, natural beauty, and location offer a unique combination of features within the area.
Full Property Details
Full Property Details for 20618 Top Ridge Dr
General
- Price: $900,000
- Taxes: $8,251 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDMC2248154
- Updated: Today (10/7/2026)
- Added to Site: Today
Interior
- Interior Features: Attic, Bar, Carpet, Ceiling Fan(s), Chair Railings, Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Island, Recessed Lighting, Bathroom - Soaking Tub, Bathroom - Tub Shower, Walk-in Closet(s), Water Treat System, Window Treatments, Wine Storage, Wood Floors
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
- Appliances: Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer
- Flooring: Carpet, Solid Hardwood, Tile/Brick
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - 1/2 Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 5
- Bedrooms Upper: 3
- Bedrooms Lower: 1
- Bedrooms Main & Up: 1
Exterior
- Exterior Features: Extensive Hardscape, Exterior Lighting
- Porch/Patio/Deck: Deck(s), Patio(s), Porch(es), Screened
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Type: Attached Garage, Driveway
- Garage Description: Garage - Front Entry
Location
- County: MONTGOMERY
- Driving Directions: Use GPS
School Information
- School District: Montgomery County Public Schools
Community
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric, Geothermal
- Heating Type: Heat Pump(s), Programmable Thermostat
- Heating Fuel: Electric, Geo-thermal
- Water Heater: Electric
Utilities
- Sewer: Private Septic Tank
- Water: Well
Structural Information
- Architectural Style: Colonial
- Structure Type: Detached
- Construction: Brick Front
- Basement: Yes
- Basement Desc.: Partially Finished
- Foundation: Slab
- Walls/Ceilings: Cathedral Ceilings, Dry Wall
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 4,062
- Sq. Ft. Source: Estimated
- Living Area: 3,462 Sq. Ft.
- Finished Above Grnd: 2,562 Sq. Ft.
- Finished Below Grnd: 900 Sq. Ft.
- Year Built: 1995
- Year Built Source: Assessor
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 1
Lot Features
- Lot Size (Acres): 2
- Lot Size (Sq. Ft.): 87,120
- Lot Size Source: Assessor
- Zoning: RE2
Water Features
- Navigable Water: Yes
- Water Access: Yes
- Water Front Type: Lake
Financial Considerations
- Price Per Sq. Ft.: $351.29
- Assessment Year: 2026
- City/TownTax Freq: Annually
- County Tax: $7,509
- County Tax Freq: Annually
- Tax w/Assessment: $686,333
- Tax Amount: $8,251
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Lot Number: 4
Listed by Samson Properties, Robert J Chew and Samson Properties, Michael A Thurnes
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agents
— 20618 Top Ridge Dr —
Robert J Chew
Samson Properties
Michael A Thurnes
Samson Properties
Listing Office Email: clientservices@bobandronna.com
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 20618 Top Ridge Dr
School District:Montgomery County Public Schools, Gaithersburg, MD
| Name | Grades | Distance |
|---|---|---|
William B. Gibbs Jr. Elementary School 12615 Royal Crown Drive, Germantown, MD 20876 | PK-5 | 2.7 mi |
Neelsville Middle School 11700 Neelsville Church Road, Germantown, MD 20876 | 6-8 | 3.6 mi |
Seneca Valley High School 19401 Crystal Rock Drive, Germantown, MD 20874 | 9-12 | 2.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20618 Top Ridge Dr
Tax History
Tax History for 20618 Top Ridge Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,559
—
$686,333
5%
2025
$7,559
-3%
$652,267
6%
2024
$7,761
29%
$618,200
6%
2022
$6,003
35%
$585,867
6%
2022
$4,461
-18%
$553,533
6%
2018
$5,414
-1%
$521,200
2%
2021
$5,442
3%
$510,833
2%
2020
$5,308
2%
$500,467
2%
2019
$5,196
-1%
$490,100
1%
2018
$5,244
-1%
$485,567
1%
2017
$5,296
5%
$481,033
1%
2016
$5,045
-1%
$476,500
—
2015
$5,095
1%
$476,500
—
2014
$5,069
—
$476,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20618 Top Ridge Dr
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- Updated 9 days ago
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20618 Top Ridge Drive, Boyds, MD 20841 (MLS# MDMC2248154) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 20618 Top Ridge Drive is currently listed for $900,000 and was received on October 07, 2026. Want to learn more about 20618 Top Ridge Drive? Do you have questions about finding other Single Family real estate for sale in Boyds? You can browse all Boyds real estate or contact a Coldwell Banker agent to request more information.