Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$345,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 2,520 Sq. Ft.
  • 1 Car Garage
  • Updated 3 days ago
See This Home
Save This Home
See This Home
Save This Home
109 Mill St. is a prime location in the heart of West End Historic District, which is deep in the heart of Cambridge, one of the city's most coveted streets, having homes owned by MD governors, mansions of business tycoons who founded Phillips Packing Co. (1902), and Academy School(1903), registered as MD/Natl'l Historic Properties. 109 Mill is a hop, skip and jump to the Choptank River, considered a premier tributary of the Chesapeake Bay with its wide expanse, bountiful seafood, water sports and sightseeing. Make note that the dwelling is in Flood Zone X and flood ins. not required. On the shoreline are the city and yacht club marinas to lodge your boat and the Choptank River Lighthouse at Long Warf. This 1919 home rests on a deep .28 acre lot with the rear yard having a deck, detached garage, shed and year old above ground pool (depth 54"). The exterior has vinyl siding, architectural shingle roof and several replacement windows. From a covered brick entry, the Colonial style home opens to a large living room next to the family room with wood stove, which flows into the formal dining room, which is next to a bedroom/office, all of which have craftsman made hardwood floors. There is also an all glassed heated sunroom. The kitchen is at the house rear equipped by SS appliances paired with a laundry room having washer/dryer, tankless hot water and storage area. There are three second floor bedrooms. You have an easy stroll to the versatile downtown for business and pleasure, with professional and other service offices, bank, post office, public library, retail and last but not not least, fine restaurants/taverns. Cambridge is in the midst of rebounding to the days of old when it was leader of the Shore, but all the while maintaining friendliness and slower pace of life, why it's known as the land of pleasant living. MAjOR PRICE IMPROVEMENT 12/26/25

Full Property Details for 109 Mill St

General

  • Price: $345,000
  • Taxes: $3,878 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDDO2010810
  • Updated: 1/12/2026
  • Added to Site: 70 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, Laundry, Bathroom 1, Half Bath, Additional Bedroom
  • Interior Features: Attic, Crown Moldings, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Stove - Wood, Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Dryer, Washer, Freezer, Instant Hot Water, Refrigerator, Stove, Dishwasher
  • Flooring: Hardwood, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 4

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Above Ground, Domestic Water

Exterior

  • Exterior Features: Outbuilding(s)
  • Porch/Patio/Deck: Deck(s)

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Total Spaces: 5
  • Parking Features: Paved Driveway, Private, Concrete Driveway
  • Parking Type: Detached Garage, Driveway, Off Street, On Street
  • Garage Description: Garage - Front Entry

Location

  • Municipality: Cambridge
  • County: DORCHESTER
  • Subdivision: HISTORIC DISTRICT - WEST END
  • Driving Directions: From Rt 50 in Cambridge, Maryland Ave toward downtown, cross creek bridge, bear right on Academy St to High St, right on High, left on Water St, left on Mill St, house on right with sign
  • Direction Faces: West
  • City Limits: Yes

School Information

  • School District: Dorchester County Public Schools

Heating & Cooling

  • Cooling Type: Window Unit(s)
  • Cooling Fuel: Electric
  • Heating Type: Central, Radiator
  • Heating Fuel: Oil
  • Water Heater: Tankless

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV, Natural Gas Available

Structural Information

  • Architectural Style: Traditional
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Foundation: Crawl Space, Brick/Mortar
  • Roof: Architectural Shingle
  • Walls/Ceilings: Plaster Walls
  • Windows: Replacement
  • Stories Description: Main, Upper 1
  • Square Feet: 2,520
  • Sq. Ft. Source: Assessor
  • Living Area: 2,520 Sq. Ft.
  • Finished Above Grnd: 2,520 Sq. Ft.
  • Year Built: 1918
  • Year Built Source: Assessor

Unit Information

  • Unit Floor in Bldg.: 2

Additional Structures

  • Other Structures: Garage(s), Pool Equipment Shed

Lot Features

  • Lot Size (Acres): 0.28
  • Lot Size (Sq. Ft.): 12,171
  • Lot Size Source: Assessor
  • Zoning: R-3
  • Lot Description: Interior, Landscaping, Level, Private, Rear Yard
  • Fencing (Description): Rear

Financial Considerations

  • Price Per Sq. Ft.: $136.9
  • Assessment Year: 2025
  • City/TownTax: $1,698
  • City/TownTax Freq: Annually
  • County Tax: $2,180
  • County Tax Freq: Annually
  • Tax w/Assessment: $224,500
  • Tax Amount: $3,878
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 2520

Disclosures and Reports

  • Ownership: Fee Simple
  • Inclusions: See Documents - Inclusions/Exclusions
  • Lot Number: 121

Listed by Sharon Real Estate P.C., Richard D Harrington

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 109 Mill St —

  • Richard D Harrington

    Sharon Real Estate P.C.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Mill St

School District:Dorchester County Public Schools
NameGradesDistance
Choptank Elementary School
1103 Mace's Lane, Cambridge, MD 21613
PK-51.6 mi
Mace's Lane Middle School
1101 Maces Lane, Cambridge, MD 21613
6-81.5 mi
Cambridge-South Dorchester High School
2475 Cambridge Beltway, Cambridge, MD 21613
9-122.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Mill St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/26/2025
Price Reduced
$345,000
-10.39%
MLS
11/07/2025
Listed
$385,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Mill St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,235
13%
$224,500
7%
2023
$2,868
—
$209,833
8%
2023
$2,868
43%
$195,167
8%
2022
$2,007
69%
$180,500
11%
2017
$1,191
-52%
$162,367
13%
2021
$2,504
4%
$144,233
14%
2020
$2,404
3%
$126,100
—
2019
$2,341
—
$126,100
—
2018
$2,341
-2%
$126,100
-3%
2017
$2,391
99%
$130,100
—
2016
$1,199
-50%
$130,100
—
2015
$2,398
-10%
$130,100
-10%
2014
$2,667
—
$144,700
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 109 Mill St

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Sharon Real Estate P.C., Richard D Harrington

Similar Properties near 109 Mill St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

405 Osprey Cir, Cambridge, MD 21613 - Photo 1
$349,000
Open House

405 Osprey Cir  Cambridge, MD 21613

  • Single Family
  • Active
  • 4
    Beds
  • 3
    Total Baths
  • 2,032
    Sq. Ft.
Listed by Benson & Mangold, LLC, Penny M Introcaso
120 Academy St, Secretary, MD 21664 - Photo 1
$349,900

120 Academy St  Secretary, MD 21664

  • Single Family
  • Active
  • 4
    Beds
  • 3
    Total Baths
  • 1,920
    Sq. Ft.
Listed by The Powell Legacy Group of Coldwell Banker Realty (410) 463-3627
11 Saddle Bill Cir, Cambridge, MD 21613 - Photo 1
$349,990

11 Saddle Bill Cir  Cambridge, MD 21613

  • Single Family
  • Active
  • 4
    Beds
  • 3
    Total Baths
  • 2,198
    Sq. Ft.
Listed by Long & Foster Real Estate, Inc., Linda K Perry
1003 Travers St, Cambridge, MD 21613 - Photo 1 Just Listed
$350,000

1003 Travers St  Cambridge, MD 21613

  • Single Family
  • Active
  • Updated 10 hours ago
  • 4
    Beds
  • 3
    Total Baths
Listed by The Powell Legacy Group of Coldwell Banker Realty (410) 463-3627

Just Listed near 109 Mill St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

4096 Main St, Trappe, MD 21673 - Photo 1 Just Listed
$389,000

4096 Main St  Trappe, MD 21673

  • Single Family
  • Active
  • Updated 2 days ago
  • 6
    Beds
  • 3
    Total Baths
  • 3,446
    Sq. Ft.
Listed by The Harrington Group (443) 783-3521
Ocean Gateway, Trappe, MD 21673 - Photo 1 Just Listed
$49,900

Ocean Gateway  Trappe, MD 21673

  • Lots/Land
  • Active
  • Updated 1 day ago
  • 1.28
    Acres
Listed by Long & Foster Real Estate, Inc., Holly K Anderson
4825 Madison Canning House Rd, Madison, MD 21648 - Photo 1 Just Listed
$795,000
Open House

4825 Madison Canning House Rd  Madison, MD 21648

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,128
    Sq. Ft.
Listed by Coastal Life Realty Group LLC, Wayne Phillips
964 Taylors Island Rd, Madison, MD 21648 - Photo 1 Just Listed
$9,900,000

964 Taylors Island Rd  Madison, MD 21648

  • Farm Single-Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 9,583
    Sq. Ft.
Listed by National Land Realty, LLC, Sue S Hudson and National Land Realty, LLC, Douglas Williams

Price Reduced near 109 Mill St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

133 South St, Secretary, MD 21664 - Photo 1 Price Reduced
-$10,000 (-4%)
$239,900

133 South St  Secretary, MD 21664

  • Single Family
  • Active
  • Updated 4 days ago
  • 3
    Beds
  • 1
    Total Bath
  • 1,008
    Sq. Ft.
Listed by McClain-Williamson Realty, LLC, Tracey Lynn Williamson
6532 Pine Top Rd, Hurlock, MD 21643 - Photo 1 Price Reduced
-$15,000 (-6.98%)
$199,900

6532 Pine Top Rd  Hurlock, MD 21643

  • Mobile Home
  • Active
  • Updated 6 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 938
    Sq. Ft.
Listed by The Powell Legacy Group of Coldwell Banker Realty (410) 463-3627
6539 Cabin Ridge Rd, Hurlock, MD 21643 - Photo 1 Price Reduced
-$15,000 (-5.08%)
$280,000

6539 Cabin Ridge Rd  Hurlock, MD 21643

  • Mobile Home
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,664
    Sq. Ft.
Listed by Benson & Mangold, LLC, Penny M Introcaso
101 Thompson St, Hurlock, MD 21643 - Photo 1 Price Reduced
-$16,100 (-4.79%)
$319,900

101 Thompson St  Hurlock, MD 21643

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
Listed by Keller Williams Realty, Gary R. Lucks

Recent Sales near 109 Mill St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

109 Willis St, Cambridge, MD 21613 - Photo 1 Sold
$295,000

109 Willis St  Cambridge, MD 21613

  • Single Family
  • Closed
  • Updated 13 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 2,032
    Sq. Ft.
Listed by Cummings & Co. Realtors, Jill L Lapides
Sold by The Powell Legacy Group of Coldwell Banker Realty
220 Market Square, Cambridge, MD 21613 - Photo 1 Sold
$305,000

220 Market Square  #4C  Cambridge, MD 21613

  • Townhouse
  • Closed
  • 2
    Beds
  • 3
    Total Baths
Listed by Adeline Hessel
Sold by Benson & Mangold, LLC, Connor LeMire
301 Belvedere Ave, Cambridge, MD 21613 - Photo 1 Sold
$385,000

301 Belvedere Ave  Cambridge, MD 21613

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 2,112
    Sq. Ft.
Listed by Redfin Corporation, Denean N Lee Jones
Sold by RE/MAX Leading Edge, Carol L Tinnin
1200 Hambrooks Blvd, Cambridge, MD 21613 - Photo 1 Sold
$295,000

1200 Hambrooks Blvd  Cambridge, MD 21613

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,660
    Sq. Ft.
Listed by McClain-Williamson Realty, LLC, Dawn Shorter
Sold by Benson & Mangold, LLC, Jason French

109 Mill Street, Cambridge, MD 21613 (MLS# MDDO2010810) is a Single Family property with 4 bedrooms, 1 full bathroom and 1 partial bathroom. 109 Mill Street is currently listed for $345,000 and was received on November 07, 2025. Want to learn more about 109 Mill Street? Do you have questions about finding other Single Family real estate for sale in Cambridge? You can browse all Cambridge real estate or contact a Coldwell Banker agent to request more information.

Tour this property