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$279,000
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Property Description
Welcome to 12 Oak Street in the heart of Cambridge-where classic charm meets modern updates. This beautifully renovated home has been thoughtfully refreshed from top to bottom, offering a move-in-ready opportunity for its next owner. Step inside to discover a bright and inviting interior featuring brand-new flooring, fresh paint, and updated fixtures throughout. The redesigned kitchen boasts modern cabinetry, sleek countertops, and upgraded appliances-perfect for both everyday living and entertaining. The bathrooms have been tastefully updated with contemporary finishes, creating a clean and stylish feel. Major improvements provide peace of mind, including new roof, asphalt driveway and more. Natural light fills the home, enhancing the comfortable layout and highlighting the quality craftsmanship. Outside, enjoy a manageable yard with space to relax, garden, or entertain. Conveniently located near downtown Cambridge, waterfront attractions, shops, and dining, this home offers both comfort and accessibility. Whether you're a first-time buyer, downsizing, or looking for an investment property, 12 Oak Street is a must-see.
Full Property Details
Full Property Details for 12 Oak St
General
- Price: $279,000
- Taxes: $1,769 (2026)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDDO2012088
- Updated: 6/12/2026
- Added to Site: 46 day(s) ago
Interior
- Interior Features: Attic, Built-Ins, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Traditional, Primary Bath(s), Wood Floors
- Appliances: Dishwasher, Stove, Washer/Dryer Hookups Only
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main Floor Baths: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Exterior
- Porch/Patio/Deck: Deck(s)
Parking
- Parking Type: Off Street
Location
- County: DORCHESTER
- Subdivision: CAMBRIDGE
- Driving Directions: On oak st left
School Information
- School District: Dorchester County Public Schools
Community
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Cooling Type: Other
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Bungalow
- Structure Type: Detached
- Construction: Vinyl Siding
- Foundation: Block
- Roof: Asphalt
- Walls/Ceilings: Dry Wall, Vaulted Ceilings
- Stories Description: Main
- Square Feet: 1,298
- Sq. Ft. Source: Assessor
- Living Area: 1,298 Sq. Ft.
- Finished Above Grnd: 1,298 Sq. Ft.
- Year Built: 1973
- Year Built Source: Estimated
Additional Structures
- Other Structures: Shed
Lot Features
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,200
- Lot Size Source: Estimated
- Zoning: SR
- Lot Description: Backs to Trees
- Fencing (Description): Rear
Water Features
- Water Front Type: River
Financial Considerations
- Price Per Sq. Ft.: $214.95
- Assessment Year: 2026
- County Tax: $1,769
- County Tax Freq: Annually
- Tax w/Assessment: $280,000
- Tax Amount: $1,769
- Tax Year: 2026
- Tax Total Finished Sq. Ft.: 1298
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: Parking Included In ListPrice, Parking Included In SalePrice
- Lot Number: 65
Listed by Keller Williams Select Realtors of Annapolis, Brian Jones
Get Pre-Approved Today
Schools
Schools serving 12 Oak St
School District:Dorchester County Public Schools
| Name | Grades | Distance |
|---|---|---|
Sandy Hill Elementary School 1503 Glasgow Street, Cambridge, MD 21613 | PK-5 | 0.4 mi |
Mace's Lane Middle School 1101 Maces Lane, Cambridge, MD 21613 | 6-8 | 2 mi |
Cambridge-South Dorchester High School 2475 Cambridge Beltway, Cambridge, MD 21613 | 9-12 | 2.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 12 Oak St
Date
Details
Price
Change
Source
5/26/2026
Price Reduced
$279,000
-3.46%
MLS
5/14/2026
Price Reduced
$289,000
-3.34%
MLS
4/30/2026
Listed
$299,000
92.9%
MLS
2/06/2026
Sold
$155,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 12 Oak St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,829
13%
$154,900
5%
2023
$1,624
—
$147,767
5%
2023
$1,624
9%
$140,633
5%
2022
$1,485
26%
$133,500
2%
2017
$1,183
-20%
$130,767
2%
2021
$1,484
2%
$128,033
2%
2020
$1,453
—
$125,300
—
2019
$1,453
2%
$125,300
—
2018
$1,421
-2%
$125,300
-2%
2017
$1,446
100%
$127,400
—
2016
$723
-50%
$127,400
—
2015
$1,446
-4%
$127,400
-4%
2014
$1,509
—
$133,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 12 Oak St
12 Oak Street, Cambridge, MD 21613 (MLS# MDDO2012088) is a Single Family property with 3 bedrooms and 2 full bathrooms. 12 Oak Street is currently listed for $279,000 and was received on April 30, 2026. Want to learn more about 12 Oak Street? Do you have questions about finding other Single Family real estate for sale in Cambridge? You can browse all Cambridge real estate or contact a Coldwell Banker agent to request more information.

