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$434,900 Just Listed

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 1,309 Sq. Ft.
  • Updated 1 day ago
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PHOTOS WILL BE UPLOADED ON 6/29/2026 Welcome to Penthouse #302 at Oakley Beach, one of Cambridge's most desirable waterfront condominium communities. Perched on the top floor, this beautifully appointed 2-bedroom, 2-bath residence offers breathtaking panoramic views of the Choptank River and the convenience of low-maintenance waterfront living. Inside, you'll find an open and inviting floor plan featuring 9-foot ceilings, gleaming hardwood floors, and a well-appointed kitchen with granite countertops, quality cabinetry, and ample workspace. The spacious living area is accented by a cozy gas fireplace and opens directly to a covered balcony where you can relax and take in the stunning river vistas. A rare and highly desirable bonus, the sale includes a deeded boat slip, providing direct access to the Choptank River and making it easy to enjoy boating, fishing, and waterfront adventures right from your community. Located within Cambridge's Historic District, Oakley Beach is just minutes from downtown shops, restaurants, galleries, and waterfront attractions. This thoughtfully designed penthouse is ideal as a full-time residence, weekend retreat, or vacation getaway. With only 24 residences spread across four elevator-served buildings, residents enjoy a peaceful and private setting along with exceptional community amenities, including a swimming pool, common pier, beautifully maintained grounds, and abundant guest parking. If spectacular water views, upscale finishes, and turnkey living are what you're seeking, Penthouse #302 at Oakley Beach deserves your attention.

Full Property Details for 3 Oakley St

General

  • Price: $434,900
  • HOA FEE: $700/month
  • Taxes: $5,654 (2025)
  • Status: Active
  • Type: Condo
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDDO2012558
  • Updated: 6/26/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: Kitchen - Island, Recessed Lighting, Kitchen - Eat-In
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas/Propane
  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Water Heater, Washer - Front Loading

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: Washer In Unit, Dryer In Unit

Additional Information

  • Shared Amenities: Pool - Outdoor, Common Grounds, Elevator
  • Shared Pool: Yes
  • Pool: Yes
  • Security/Safety: Fire Detection System, Main Entrance Lock, Sprinkler System - Indoor

Exterior

  • Exterior Features: Sidewalks, Street Lights
  • Porch/Patio/Deck: Balcony

Parking

  • Parking Type: Parking Lot

Location

  • Municipality: Cambridge
  • County: DORCHESTER
  • Subdivision: HISTORIC CAMBRIDGE
  • Building Name: OAKLEY BEACH
  • Driving Directions: From Route 50 Take Maryland Ave towards downtown Cambridge - Make a right on Academy St - Make a right on High St - Make a left on Water St - Make a right onto Oakley street - Complex is on the lefthand side. Pull into parking lot and its the middle building on the waterside (Building 3)
  • Direction Faces: Northwest
  • City Limits: Yes

School Information

  • School District: Dorchester County Public Schools

Community

  • Association: Yes
  • Assoc. Fees Include: Common Area Maintenance, Custodial Services Maintenance, Ext Bldg Maint, Lawn Maintenance, Management, Pool(s), Insurance, Reserve Funds, Snow Removal, Trash
  • Pets Allowed: Yes
  • Pets: Case by Case Basis

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Traditional
  • Structure Type: Garden 1 - 4 Floors
  • Builder: RBCI
  • Construction: Frame
  • Foundation: Slab
  • Roof: Shingle
  • Entry Floor Number: 3
  • Stories Description: Main
  • Square Feet: 1,309
  • Sq. Ft. Source: Estimated
  • Living Area: 1,309 Sq. Ft.
  • Finished Above Grnd: 1,309 Sq. Ft.
  • Year Built: 2005
  • Year Built Source: Estimated

Lot Features

  • Zoning: U

Water Features

  • Water Front: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: River
  • Water Front Name: CHOPTANK RIVER

Financial Considerations

  • Price Per Sq. Ft.: $332.24
  • Association Fee: $700
  • Assoc Fee Freq.: Monthly
  • City/TownTax: $2,436
  • City/TownTax Freq: Annually
  • County Tax: $3,217
  • County Tax Freq: Annually
  • Tax w/Assessment: $399,200
  • Tax Amount: $5,654
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple

Listed by Benson & Mangold, LLC, William C Linthicum and Benson & Mangold, LLC, Craig S Linthicum

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Listing agents

— 3 Oakley St —

  • William C Linthicum

    Benson & Mangold, LLC

  • Craig S Linthicum

    Benson & Mangold, LLC

Listing Office Email: info@bensonandmangold.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3 Oakley St

School District:Dorchester County Public Schools
NameGradesDistance
Choptank Elementary School
1103 Mace's Lane, Cambridge, MD 21613
PK-51.8 mi
Mace's Lane Middle School
1101 Maces Lane, Cambridge, MD 21613
6-81.7 mi
Cambridge-South Dorchester High School
2475 Cambridge Beltway, Cambridge, MD 21613
9-122.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3 Oakley St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/26/2026
Listed
$434,900
24.26%
MLS
1/15/2025
Sold
$350,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3 Oakley St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,002
11%
$266,300
5%
2023
$4,494
—
$254,733
5%
2023
$4,494
75%
$243,167
5%
2022
$2,575
42%
$231,600
4%
2017
$1,810
-55%
$222,733
4%
2021
$4,034
3%
$213,867
4%
2020
$3,909
6%
$205,000
3%
2019
$3,682
3%
$198,333
3%
2018
$3,558
5%
$191,667
4%
2017
$3,400
2%
$185,000
—
2016
$3,348
2%
$185,000
4%
2015
$3,286
2%
$178,333
2%
2014
$3,225
—
$175,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3 Oakley St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Benson & Mangold, LLC, William C Linthicum and Benson & Mangold, LLC, Craig S Linthicum

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3 Oakley Street, Cambridge, MD 21613 (MLS# MDDO2012558) is a Condo property with 2 bedrooms and 2 full bathrooms. 3 Oakley Street is currently listed for $434,900 and was received on June 26, 2026. Want to learn more about 3 Oakley Street? Do you have questions about finding other Condo real estate for sale in Cambridge? You can browse all Cambridge real estate or contact a Coldwell Banker agent to request more information.

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