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$950,000

  • Sold
  • Closed
  • Single Family
  • 7 Beds
  • 6 Full Baths
  • 1 Partial Bath
  • 5,487 Sq. Ft.
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This stunning six-bedroom, five-and-a-half bath, completely restored historic home is on the North side of Chesapeake City and has water views from three levels. The sale includes a turn-key income-producing Cottage home currently used as an Air B & B that comes fully stocked and furnished. The Schaefer family once used this immaculate 1859 home as the pilot house for the boat captains who took the ships up and down the canal. The cottage house was formerly used by the original family restaurant Schaefers to prepare their crab cakes as well. The main house consists of 4,711 Square feet of living space. As you enter the home, you are greeted by a foyer and powder room that leads to an extra-large dining room with new hardwood flooring. This space leads to a new open design kitchen to the right with luxury vinyl plank flooring, Exquisite Luxury line Montgomery quartz countertops, classic subway backsplash, stainless kitchen aid appliances, smart GE café double over, induction cooktop with exhaust, and soft-closing cabinets. This space has glass doors that lead to the fully fenced backyard courtyard. Off the dining room is a bright sunroom with a decorative fireplace that the sellers use as a 2nd dining room space. This could easily be decked out as a sunroom or small family room. To the left of the main dining room is a large yet cozy family room with a brick fireplace, built-ins, and French doors to the front porch with water views. The entire home has fresh, professional paint and new carpeting throughout. Heading upstairs to the 2nd level is a bright loft area/sitting room with decks on both sides. On this level, we have three bedrooms and three bathrooms. Bedroom #2 has a large sitting room, a private full bath, and a private water view deck; this bedroom could be used as a second Primary bedroom as well. There are also two additional bedrooms, #3 and #4, and two full baths. Bedroom #3 has a private bath, and access to the balcony, and Bedroom #4 has a private water view deck, and a large laundry room that completes this level. Heading upstairs to the third level, there are three bedrooms and two full baths. The primary bedroom has a full 4-piece bath and a private water-view deck. Bedrooms #5 and #6 share a hall bath with a skylight. Bedroom #5 also has a private water-view deck. The Carriage house is a gorgeous one-bedroom, one-bathroom 776-square-foot home with a fully functioning kitchen, quartz counter tops, ceramic floor, decorative fireplace, full bath, and laundry. Upstairs are an adorable family room and a bedroom. This income-producing unit is being sold fully stocked with existing furniture and supplies. The seller offers the website, domain & LLC for sale at an extra fee. The Property is zoned VC for Village Center, allowing Residential or commercial use. This home could easily be a Bed & Breakfast with an owner suite in the Carriage house, or remain in its current use. The cottage could be used for short-term rentals (current use) or a MIL Suite or adult child residence.

Full Property Details for 241 Bank St

General

  • Sold For: $950,000
  • Taxes: $7,668 (2024)
  • Status: Closed
  • Type: Single Family
  • Source: BrightMLSPhilly
  • MLS ID: MDCC2016224
  • Added to Site: 351 day(s) ago

Interior

  • Number of Rooms: 11
  • Rooms/Areas: Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Sun/Florida Room, Laundry, Loft, Bedroom 6, Bathroom 2, Bathroom 3, Primary Bathroom, Full Bath, Half Bath
  • Interior Features: Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Other
  • Fireplace: Yes
  • Number of Fireplaces: 3
  • Fireplace(s): Brick, Brick
  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer - Front Loading, Exhaust Fan, Icemaker, Oven - Double, Oven - Wall, Oven/Range - Electric, Range Hood, Stainless Steel Appliances, Washer - Front Loading, Water Heater
  • Flooring: Carpet, Ceramic Tile, Hardwood, Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 7
  • Full Bathrooms: 6
  • Half Bathrooms: 1
  • Upper 2 - Full Baths: 2
  • Upper Floor Baths: 6
  • Upper - Full Baths: 6
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1
  • Primary Bathroom: Primary Bathroom - F, 10 x 13, Upper 3

Bedrooms

  • Total Bedrooms: 7
  • Bedrooms Upper: 6
  • Bedrooms-Up2: 3
  • Bedrooms Main & Up: 1
  • Primary Bedroom: Primary Bedroom - Balcony Access, Flooring - Carpet, 17 x 20, Upper 3
  • Bedroom 1: Bedroom 2 - Ceiling Fan(s), Flooring - Carpet, 15 x 18, Upper 2
  • Bedroom 2: Bedroom 3 - Balcony Access, Flooring - Carpet, 15 x 17, Upper 2
  • Bedroom 3: Bedroom 4 - Balcony Access, Flooring - Carpet, 15 x 13, Upper 2
  • Bedroom 4: Bedroom 5 - Balcony Access, Ceiling Fan(s), Flooring - Carpet, 13 x 15, Upper 3
  • Bedroom 5: Bedroom 6 - Ceiling Fan(s), Flooring - Carpet, 15 x 17, Upper 3

Other Rooms

  • Foyer/Entry: Foyer - Flooring - HardWood, 6 x 7, Main
  • Family Room: Family Room - Built-Ins, 15 x 31, Main
  • Sitting Room: Sitting Room - Balcony Access, Ceiling Fan(s), Flooring - Carpet, 12 x 13, Upper 2
  • Kitchen: Kitchen - Countertop(s) - Quartz, Flooring - Luxury Vinyl Plank, Island, Kitchen - Electric Cooking, Pantry, 12 x 23, Main
  • Dining Room: Dining Room - Flooring - HardWood, Formal Dining Room, 16 x 22, Main
  • Loft: Loft - Balcony Access, Ceiling Fan(s), Flooring - Carpet, 11 x 24, Upper 2
  • Sun Room: Yes
  • Sun Room/Solarium: Sun/Florida Room - Ceiling Fan(s), Flooring - Luxury Vinyl Plank, 11 x 24, Main
  • Laundry: Upper Floor, 6 x 9, Upper 2

Exterior

  • Exterior Features: Extensive Hardscape, Exterior Lighting, Flood Lights, Sidewalks
  • Porch/Patio/Deck: Deck(s), Patio(s), Porch(es), Balconies- Multiple, Bri

Parking

  • Total Spaces: 1
  • Parking Type: Driveway, On Street

Location

  • Municipality: Chesapeake City
  • County: Cecil
  • Development Name: None
  • Subdivision: None
  • Building Name: NONE AVAILABLE
  • Cross Streets: Lock Street
  • Driving Directions: Route 213 toward North Chesapeake City, left Lock Street to house on right of Lock Street and Bank Street
  • Location Details: Canal
  • Historic District: Yes
  • City Limits: Yes

School Information

  • School District: Cecil County Public Schools

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air, Zoned
  • Heating Fuel: Propane - Leased
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Dist. to Water: 0 Blocks
  • Utility Description: Cable TV

Structural Information

  • Architectural Info: A-Frame
  • Architectural Style: A-Frame
  • Structure Type: Detached
  • Construction: Aluminum Siding, Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Connecting Stairway, Interior Access
  • Foundation: Block
  • Roof: Asphalt, Shingle
  • Walls/Ceilings: Cathedral Ceilings, Dry Wall
  • Windows: Double Pane, Vinyl Clad
  • Doors: French, Storm
  • Stories/Levels: 0
  • Stories Description: Main, Upper 1, Upper 2
  • Square Feet: 5,487
  • Sq. Ft. Source: Assessor
  • Living Area: 5,487 Sq. Ft.
  • Finished Above Grnd: 5,487 Sq. Ft.
  • Year Built: 1859
  • Year Built Source: Estimated
  • Property Condition: Excellent

Additional Structures

  • Other Structures: Carriage House

Lot Features

  • Property View: Canal, Water
  • Lot Size (Acres): 0.09
  • Lot Size (Sq. Ft.): 4,000
  • Lot Size Source: Estimated
  • Zoning: VC
  • Fencing (Description): Rear

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered
  • Water Front Type: Canal
  • Water Front Name: C & D Canal

Financial Considerations

  • Price Per Sq. Ft.: $173.14
  • Assessment Year: 2024
  • City/TownTax: $2,467
  • Tax w/Assessment: $480,000
  • Tax Amount: $7,668
  • Tax Year: 2024
  • Terms: Standard Sale

Disclosures and Reports

  • Ownership: Fee Simple
  • Exclusions: Dining Room light fixture, Washer & Dryer, Refrigerator
  • Inclusions: Carriage house furniture & all supplies

Listed by Patterson-Schwartz Real Estate, Amber L. Durand
Sold by Nonmem, NON MEMBER

Listing agent

— 241 Bank St —

  • Amber L. Durand

    Patterson-Schwartz Real Estate

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 241 Bank St

School District:Cecil County Public Schools
NameGradesDistance
Chesapeake City Elementary School
2801 Augustine Herman Highway, Chesapeake City, MD 21915
PK-51.8 mi
Bohemia Manor Middle School
2757 Augustine Herman Highway, Chesapeake City, MD 21915
6-81.7 mi
Bohemia Manor High School
2755 Augustine Herman Highway, Chesapeake City, MD 21915
9-121.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 241 Bank St

Date
Details
Price
Change
Source
6/05/2025
Sold
$950,000
—
MLS
3/13/2025
Listed
$950,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Patterson-Schwartz Real Estate, Amber L. Durand
Sold by Nonmem, NON MEMBER

241 Bank Street, Chesapeake City, MD 21915 (MLS# MDCC2016224) is a Single Family property that was sold at $950,000 on June 05, 2025. Want to learn more about 241 Bank Street? Do you have questions about finding other Single Family real estate for sale in Chesapeake City? You can browse all Chesapeake City real estate or contact a Coldwell Banker agent to request more information.