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$489,000

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 1,098 Sq. Ft.
  • Updated 10 days ago
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Second story, waterfront condo in historic Chestertown. Comes with a private boat slip at the end of the dock. 2 bedrooms and 2 full baths. Spacious patio with a stunning view of the Chester River. One of the most coveted streets in historic Chestertown!

Full Property Details for 105 N Water St #3

General

  • Price: $489,000
  • HOA FEE: $500/month
  • Taxes: $7,052 (2026)
  • Status: Active
  • Type: Condo
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDKE2007112
  • Updated: 9/30/2026
  • Added to Site: 16 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Main & Up: 2

Additional Information

  • Shared Amenities: Boat Dock/Slip, Extra Storage, Water/Lake Privileges

Parking

  • Parking Type: On Street

Location

  • County: KENT
  • Subdivision: CHESTERTOWN HISTORIC DISTRICT
  • Driving Directions: Heading south on 213 in Chestertown. Turn right onto Water St. Property will be on the left. No sign.
  • Historic District: Yes
  • City Limits: Yes

School Information

  • School District: Kent County Public Schools

Community

  • Assoc. Fees Include: Common Area Maintenance, Ext Bldg Maint, Insurance, Management, Pier/Dock Maintenance, Snow Removal
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Hot Water
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Federal
  • Structure Type: Garden 1 - 4 Floors
  • Construction: Brick
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Outside Entrance, Unfinished
  • Entry Floor Number: 2
  • Stories Description: Main
  • Square Feet: 1,098
  • Sq. Ft. Source: Assessor
  • Living Area: 1,098 Sq. Ft.
  • Finished Above Grnd: 1,098 Sq. Ft.
  • Year Built: 1900
  • Year Built Source: Assessor
  • Property Condition: Excellent

Lot Features

  • Zoning: R-3

Water Features

  • Water Front: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: River
  • Water Front Name: Chester River
  • Dock/Slip Conveys: Yes
  • Docks: 1

Financial Considerations

  • Price Per Sq. Ft.: $445.36
  • Condo Fee: $500
  • Condo Fee Freq: Monthly
  • Assessment Year: 2026
  • City/TownTax: $1,949
  • City/TownTax Freq: Annually
  • County Tax: $5,103
  • County Tax Freq: Annually
  • Tax w/Assessment: $450,000
  • Tax Amount: $7,052
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 1098

Disclosures and Reports

  • Ownership: Condominium
  • Condo: Yes
  • Lot Number: 3

Listed by Coldwell Banker Chesapeake Real Estate Company, Lisa P Raffetto

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Listing agent

— 105 N Water St #3 —

  • Lisa P Raffetto

    Coldwell Banker Chesapeake Real Estate Company

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 105 N Water St #3

School District:Kent County Public Schools
NameGradesDistance
H. H. Garnett Elementary School
320 Calvert Street, Chestertown, MD 21620
PK-50.5 mi
Kent County Middle School
402 East Campus Avenue, Chestertown, MD 21620
6-80.7 mi
Kent County High School
25301 Lambs Meadow Road, Worton, MD 21678
9-125.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 105 N Water St #3 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/19/2026
Listed
$489,000
-21.76%
MLS
1/04/2006
Sold
$625,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 105 N Water St #3

Year
Property Taxes
Change
Tax Assessment
Change
2026
$7,052
—
$450,000
—
2025
$7,052
4%
$450,000
4%
2024
$6,791
9%
$433,333
4%
2023
$6,229
—
$416,667
4%
2022
$6,229
-1%
$400,000
—
2020
$6,269
—
$400,000
—
2021
$6,269
-20%
$400,000
-20%
2020
$7,820
1%
$500,000
—
2019
$7,770
3%
$500,000
—
2018
$7,520
—
$500,000
—
2017
$7,520
306%
$500,000
—
2016
$1,850
-75%
$500,000
—
2015
$7,520
74%
$500,000
-13%
2014
$4,324
—
$575,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 105 N Water St #3

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Coldwell Banker Chesapeake Real Estate Company, Lisa P Raffetto

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105 N Water Street #3, Chestertown, MD 21620 (MLS# MDKE2007112) is a Condo property with 2 bedrooms and 2 full bathrooms. 105 N Water Street #3 is currently listed for $489,000 and was received on September 24, 2026. Want to learn more about 105 N Water Street #3? Do you have questions about finding other Condo real estate for sale in Chestertown? You can browse all Chestertown real estate or contact a Coldwell Banker agent to request more information.

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