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$370,000
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Property Description
Charming and full of potential, this 3-bedroom, 1.5-bath Cape Cod home offers a prime in-town Chestertown location with thoughtful updates already in place. New roof (December 2025), central air unit (2022), and new carpet upstairs provide peace of mind, while classic features like hardwood floors, abundant natural light, and a wood-burning fireplace add warmth and character. The flexible layout includes a main-level bedroom and full bath, a formal dining room, and a bright living room. Upstairs, two additional bedrooms and a half bath, easily converted back to a full, offer room to grow. A bonus room off the main level is perfect for a home office, mudroom expansion, or hobby space. The sunroom connects seamlessly to a private backyard. A sizable driveway and detached garage offer ample off-street parking. Architectural plans for a full renovation and addition are available with an acceptable offer. This is an incredible opportunity to customize and add value in a sought-after location. Just a short stroll to Downtown Chestertown, Washington College, and the Chester River, this home offers both convenience and long-term potential.
Full Property Details
Full Property Details for 217 Philosophers Terrace
General
- Sold For: $370,000
- Taxes: $3,352 (2025)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDKE2006332
- Added to Site: 47 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Basement, Bedroom 1, Sun/Florida Room, Bathroom 1, Half Bath
- Interior Features: Bathroom - Tub Shower, Ceiling Fan(s), Carpet, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Wood Floors
- Fireplace: Yes
- Number of Fireplaces: 1
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
- Upper Floor Baths: 1
- Upper - 1/2 Baths: 1
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 2
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Basement
Exterior
- Exterior Features: Flood Lights
- Porch/Patio/Deck: Enclosed
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 3
- Parking Features: Asphalt Driveway
- Parking Type: Detached Garage, Driveway, On Street
- Garage Description: Garage - Front Entry, Garage Door Opener
Location
- Municipality: Chestertown
- County: KENT
- Driving Directions: Washington Avenue to Campus Avenue to right on Philosophers. #217 is on the left. Sign in yard.
- City Limits: Yes
School Information
- School District: Kent County Public Schools
- Elementary School: Garnett
- Middle School: Kent County
- High School: Kent County
Heating & Cooling
- Central air: Yes
- Cooling Type: Heat Pump(s), Ceiling Fan(s), Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Oil
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Cape Cod
- Structure Type: Detached
- Construction: Vinyl Siding
- Basement: Yes
- Basement Desc.: Unfinished
- Foundation: Block
- Stories Description: Main, Upper 1
- Square Feet: 1,404
- Sq. Ft. Source: Assessor
- Living Area: 1,404 Sq. Ft.
- Finished Above Grnd: 1,404 Sq. Ft.
- Year Built: 1950
- Year Built Source: Assessor
Additional Structures
- Other Structures: Garage(s)
Lot Features
- Lot Size (Acres): 0.25
- Lot Size (Sq. Ft.): 10,688
- Lot Size Source: Assessor
- Zoning: R-3
- Lot Description: Rear Yard, Backs to Trees
Financial Considerations
- Price Per Sq. Ft.: $231.48
- Assessment Year: 2026
- City/TownTax: $926
- City/TownTax Freq: Annually
- County Tax: $2,426
- County Tax Freq: Annually
- Tax w/Assessment: $214,600
- Tax Amount: $3,352
- Tax Year: 2025
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 1404
Disclosures and Reports
- Ownership: Fee Simple
Listed by TTR Sotheby's International Realty, Courtney Chipouras
Sold by Cross Street Realtors LLC, Sarah E. King
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Schools
Schools serving 217 Philosophers Terrace
School District:Kent County Public Schools
| Name | Grades | Distance |
|---|---|---|
H. H. Garnett Elementary School 320 Calvert Street, Chestertown, MD 21620 | PK-5 | 0.3 mi |
Kent County Middle School 402 East Campus Avenue, Chestertown, MD 21620 | 6-8 | 0.2 mi |
Kent County High School 25301 Lambs Meadow Road, Worton, MD 21678 | 9-12 | 5.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 217 Philosophers Terrace
Date
Details
Price
Change
Source
5/01/2026
Sold
$370,000
13.85%
MLS
4/01/2026
Listed
$325,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
217 Philosophers Terrace, Chestertown, MD 21620 (MLS# MDKE2006332) is a Single Family property that was sold at $370,000 on May 01, 2026. Want to learn more about 217 Philosophers Terrace? Do you have questions about finding other Single Family real estate for sale in Chestertown? You can browse all Chestertown real estate or contact a Coldwell Banker agent to request more information.

