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$320,000
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Property Description
Welcome to Tolchester Estates, a charming community near the Chesapeake Bay. This 3-bedroom, 2-bath rancher features updated HVAC, gas cooking, an upgraded propane hot water heater, and a recently replaced roof system in March 2026. The property is served by public sewer for added ease and reliability. Step outside to a large rear deck, perfect for entertaining or relaxing while enjoying the peaceful surroundings. The home also offers plenty of storage space in the attic, providing added convenience and functionality. Residents enjoy access to a private community beach and boat ramp. Also conveniently located within walking distance to Tolchester Marina and Shanty Beach Bar, offering outdoor entertainment throughout the summer months. Approximately 10 minutes to Rock Hall and 20 minutes to Chestertown, this home offers the perfect blend of comfort and rural living. Enjoy all that Tolchester has to offer at 8706 Elm.
Full Property Details
Full Property Details for 8706 Elm Rd
General
- Price: $320,000
- Taxes: $1,674 (2026)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDKE2006390
- Updated: 4/17/2026
- Added to Site: 49 day(s) ago
Interior
- Number of Rooms: 7
- Rooms/Areas: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bathroom 2, Primary Bathroom
- Interior Features: Attic, Combination Kitchen/Dining, Entry Level Bedroom
- Appliances: Dishwasher, Refrigerator, Oven/Range - Gas, Water Conditioner - Owned, Water Heater - Tankless, Washer, Dryer
- Flooring: Luxury Vinyl Plank, Carpet
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main Floor Baths: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Has Laundry
Exterior
- Exterior Features: Private Beach
Parking
- Parking Features: Gravel Driveway
- Parking Type: Driveway
Location
- County: KENT
- Subdivision: TOLCHESTER ESTATES
- Driving Directions: From Chestertown, take MD-20 towards Rock Hall for approximately 7 miles. Turn right onto MD-21 W/Tolchester Beach Rd. In approximately 3 miles turn right on Elm Rd. Destination will be on left hand side in approximately .2 miles
- Location Details: Rural
School Information
- School District: Kent County Public Schools
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C, Ceiling Fan(s)
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric, Central
- Water Heater: Tankless, Propane
Utilities
- Sewer: Public Sewer
- Water: Private, Well
Structural Information
- Architectural Style: Ranch/Rambler
- Structure Type: Detached
- Construction: Stick Built, Asphalt, Vinyl Siding
- Foundation: Block
- Roof: Architectural Shingle
- Windows: Double Hung
- Stories Description: Main
- Square Feet: 1,232
- Sq. Ft. Source: Assessor
- Living Area: 1,232 Sq. Ft.
- Finished Above Grnd: 1,232 Sq. Ft.
- Year Built: 2003
- Year Built Source: Estimated
Lot Features
- Lot Size (Acres): 0.33
- Lot Size (Sq. Ft.): 14,375
- Lot Size Source: Estimated
- Zoning: RR
- Lot Description: Backs to Trees, Rural, Private
Water Features
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Private Beach, Private Access
- Water Front Type: Bay
- Water Front Name: Chesapeake Bay
Financial Considerations
- Price Per Sq. Ft.: $259.74
- Assessment Year: 2026
- County Tax: $1,674
- County Tax Freq: Annually
- Tax w/Assessment: $154,400
- Tax Amount: $1,674
- Tax Year: 2026
- Tax Total Finished Sq. Ft.: 1232
Disclosures and Reports
- Ownership: Fee Simple
Listed by Doug Ashley Realtors, LLC, Andrew Hanson Meikle
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Schools
Schools serving 8706 Elm Rd
School District:Kent County Public Schools
| Name | Grades | Distance |
|---|---|---|
Rock Hall Elementary School 21203 West Sharp Street, Rock Hall, MD 21661 | PK-5 | 5.7 mi |
Kent County Middle School 402 East Campus Avenue, Chestertown, MD 21620 | 6-8 | 9.4 mi |
Kent County High School 25301 Lambs Meadow Road, Worton, MD 21678 | 9-12 | 9.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8706 Elm Rd
Date
Details
Price
Change
Source
4/16/2026
Listed
$320,000
259.55%
MLS
1/27/2016
Sold
$89,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8706 Elm Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,674
5%
$147,600
5%
2024
$1,597
9%
$140,800
4%
2023
$1,466
—
$135,633
4%
2022
$1,466
4%
$130,467
4%
2020
$1,415
—
$125,300
—
2021
$1,415
—
$124,767
—
2020
$1,409
—
$124,233
—
2019
$1,403
—
$123,700
—
2018
$1,403
—
$123,700
—
2017
$1,403
-1%
$123,700
-1%
2015
$1,416
—
$124,900
—
2014
$1,416
—
$124,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8706 Elm Rd
8706 Elm Road, Chestertown, MD 21620 (MLS# MDKE2006390) is a Single Family property with 3 bedrooms and 2 full bathrooms. 8706 Elm Road is currently listed for $320,000 and was received on April 16, 2026. Want to learn more about 8706 Elm Road? Do you have questions about finding other Single Family real estate for sale in Chestertown? You can browse all Chestertown real estate or contact a Coldwell Banker agent to request more information.

