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$312,500 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,080 Sq. Ft.
  • 2 Car Garage
  • Updated 1 hour ago
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Discover relaxed Eastern Shore living at 8820 Cumberland Street, a charming three-bedroom, two-full-bath home offering the ease and convenience of single-level living in the peaceful water-privileged community of Tolchester Beach. Built in 2006, this inviting residence combines a comfortable floor plan, desirable outdoor space, and an attached two-car garage with a setting that encourages you to slow down and enjoy the best of Maryland's Eastern Shore. The thoughtfully designed interior provides an easy flow for everyday living, with three well-proportioned bedrooms and two full baths all conveniently located on one level. Whether you're entertaining, working from home, or simply enjoying a quiet evening, the home's practical layout offers flexibility for a variety of lifestyles. Step outside to the rear deck, where a wooded backdrop creates a tranquil setting for morning coffee, outdoor dining, or relaxing at the end of the day. The surrounding natural scenery adds a welcome sense of privacy and peacefulness. The community's water-oriented amenities add to the appeal, with opportunities to enjoy the community beach, fishing, local marina, and the laid-back lifestyle that makes the Eastern Shore so desirable. Ideally positioned between historic Chestertown and waterfront Rock Hall, the home places shopping, dining, marinas, boating, and local recreation within convenient reach. Whether you're seeking a full-time residence, weekend retreat, or low-maintenance Eastern Shore escape, 8820 Cumberland Street offers an appealing blend of comfort, convenience, and coastal lifestyle. This property is being sold as-is, property is lender-owned and U.S. Bank National Association is making no representations or warranties. U.S. Bank National Association may have financing options available.

Full Property Details for 8820 Cumberland St

General

  • Price: $312,500
  • Taxes: $2,051 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDKE2007156
  • Updated: Today (10/1/2026)
  • Added to Site: Today

Interior

  • Number of Rooms: 6
  • Interior Features: Attic, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Country, Kitchen - Table Space, Primary Bath(s)
  • Flooring: Carpet, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Hookup, Main Floor

Exterior

  • Porch/Patio/Deck: Deck(s)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 6
  • Parking Features: Gravel Driveway
  • Parking Type: Attached Garage, Driveway
  • Garage Description: Garage - Front Entry, Inside Access

Location

  • County: KENT
  • Subdivision: TOLCHESTER ESTATES
  • Cross Streets: Texas Ave
  • Driving Directions: From Rt-213, head west from Chestertown at Morgnec Rd onto Rt-20. Travel for 7 miles then turn RIGHT onto Rt-21 Tolchester Beach Rd. Turn RIGHT onto Elm Rd which becomes Cumberland St. Home will be on your left.

School Information

  • School District: Kent County Public Schools
  • Elementary School: Call School Board
  • Middle School: Call School Board
  • High School: Call School Board

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well
  • Dist. to Water: 4 Blocks

Structural Information

  • Architectural Style: Ranch/Rambler
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Foundation: Crawl Space
  • Stories Description: Main
  • Square Feet: 1,080
  • Sq. Ft. Source: Assessor
  • Living Area: 1,080 Sq. Ft.
  • Finished Above Grnd: 1,080 Sq. Ft.
  • Year Built: 2006
  • Year Built Source: Assessor

Lot Features

  • Property View: Street, Trees/Woods
  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 10,000
  • Lot Size Source: Assessor
  • Zoning: RR

Water Features

  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Canoe/Kayak, Public Access
  • Water Front Type: Bay
  • Water Front Name: Chesapeake Bay

Financial Considerations

  • Price Per Sq. Ft.: $289.35
  • Assessment Year: 2026
  • County Tax: $2,051
  • County Tax Freq: Annually
  • Tax w/Assessment: $180,900
  • Tax Amount: $2,051
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 1080

Disclosures and Reports

  • Ownership: Fee Simple
  • Bank-owned: Yes
  • Lot Number: .23

Listed by RE/MAX Advantage Realty, Frederick Golding

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Listing agent

— 8820 Cumberland St —

  • Frederick Golding

    RE/MAX Advantage Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8820 Cumberland St

School District:Kent County Public Schools
NameGradesDistance
Rock Hall Elementary School
21203 West Sharp Street, Rock Hall, MD 21661
PK-56 mi
Kent County Middle School
402 East Campus Avenue, Chestertown, MD 21620
6-89.3 mi
Kent County High School
25301 Lambs Meadow Road, Worton, MD 21678
9-128.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8820 Cumberland St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/01/2026
Listed
$312,500
96.54%
MLS
1/03/2017
Sold
$159,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8820 Cumberland St

Year
Property Taxes
Change
Tax Assessment
Change
2026
$1,989
5%
$180,900
7%
2025
$1,891
5%
$169,700
7%
2024
$1,797
5%
$158,500
1%
2023
$1,714
—
$157,633
1%
2022
$1,714
9%
$156,767
1%
2020
$1,573
—
$155,900
7%
2021
$1,573
5%
$145,633
8%
2020
$1,494
5%
$135,367
8%
2019
$1,419
—
$125,100
—
2018
$1,419
—
$125,100
—
2017
$1,419
-2%
$125,100
-2%
2015
$1,447
100%
$127,600
—
2014
$724
—
$127,600
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by RE/MAX Advantage Realty, Frederick Golding

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8820 Cumberland Street, Chestertown, MD 21620 (MLS# MDKE2007156) is a Single Family property with 3 bedrooms and 2 full bathrooms. 8820 Cumberland Street is currently listed for $312,500 and was received on October 01, 2026. Want to learn more about 8820 Cumberland Street? Do you have questions about finding other Single Family real estate for sale in Chestertown? You can browse all Chestertown real estate or contact a Coldwell Banker agent to request more information.

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