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$1,289,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 4,257 Sq. Ft.
  • 2 Car Garage
  • Updated 13 hours ago
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Life moves differently on Cobb Island-and at this custom Craftsman-style home, it begins at the water's edge. Set on nearly one private acre, the property offers a spacious backyard framed by mature trees and its own private beach. Inside, 4,257 square feet provide exceptional room to gather, including four bedrooms-each with a private bath-and a large main-level den that offers flexible space for work, relaxation, or overnight guests. A broad expanse of sliding glass doors keeps the water in view from the main living areas and opens to a two-level waterfront deck, with the upper tier extending from an upstairs bedroom.-------------- The open main level is designed for comfortable everyday living and entertaining, with 10-foot ceilings, recessed lighting and an easy connection between the kitchen, dining and living spaces. The family room gathers naturally around a propane fireplace, with enough space to create more than one comfortable seating area. The large den provides another inviting room that can adapt to the way you live.------------ The kitchen combines warmth and function with custom-built cherry cabinetry, GE Café appliances, a propane gas stove and steel-gray honed granite countertops with a bullnose edge. A center island with a second sink provides additional preparation and serving space, while the spacious dining area comfortably accommodates a substantial table.------------- Two bedrooms are located on the main level. The waterfront primary suite includes its own propane fireplace, two walk-in closets and a private bath with a separate soaking tub and shower. The second main-level bedroom also has a private bath, including a shower designed for easier access.------------------ Upstairs, two additional bedrooms each have their own private bath. One bedroom enjoys direct access to the upper waterfront deck, offering a quiet place to step outside and take in the view. Between the bedrooms is an open flex area that could become a sitting room, game room, media space or upstairs retreat. A remarkably large storage room adds valuable practical space.---------- Year-round comfort is managed by separate geothermal heating and cooling systems, with a 7 Series system serving the main level and a 5 Series system upstairs. A built-in central vacuum system makes upkeep easier throughout the home.------------ The island itself is an important part of the experience. People travel by golf cart, walk their dogs, jog and stroll along the island roads. Local restaurants serve as natural gathering places, with live entertainment and special events bringing the community together throughout the year. A grocery store, post office and local boat storage add everyday convenience, while the active civic association offers additional activities and optional membership. Here, community and solitude exist in easy balance-join in when you choose, then return to the privacy and tranquility of life by the water.--------------

Full Property Details for 15581 Potomac River Dr

General

  • Price: $1,289,000
  • Taxes: $13,653 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDCH2059584
  • Updated: Today (10/9/2026)
  • Added to Site: Today

Interior

  • Rooms/Areas: Kitchen, Family Room, Den
  • Interior Features: Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Central Vacuum, Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting, Sprinkler System, Upgraded Countertops, Walk-in Closet(s), Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Gas/Propane
  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Exhaust Fan, Extra Refrigerator/Freezer, Oven/Range - Gas, Refrigerator, Water Heater
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 3
  • Main - Full Baths: 2
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 2
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: Main Floor

Additional Information

  • Security/Safety: Exterior Cameras

Exterior

  • Exterior Features: Gutter System, Private Beach

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt Driveway
  • Parking Type: Attached Garage
  • Garage Description: Garage - Front Entry

Location

  • County: CHARLES
  • Subdivision: COBB ISLAND
  • Driving Directions: rt. 257 to l on Cobb Island Road, L on Potomac River Dr., Property is located at the end of the street on the Right.
  • Location Details: River

School Information

  • School District: Charles County Public Schools
  • Elementary School: Dr. Thomas L. Higdon
  • Middle School: Piccowaxen
  • High School: La Plata

Heating & Cooling

  • Cooling Type: Geothermal
  • Cooling Fuel: Geothermal, Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Geo-thermal, Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well
  • Dist. to Water: 131 Feet
  • Utility Description: Cable TV, Propane, Electric Available

Structural Information

  • Architectural Style: Craftsman
  • Structure Type: Detached
  • Construction: HardiPlank Type, Stone
  • Foundation: Concrete Perimeter
  • Windows: Transom
  • Stories Description: Main, Upper 1
  • Square Feet: 4,257
  • Sq. Ft. Source: Assessor
  • Living Area: 4,257 Sq. Ft.
  • Finished Above Grnd: 4,257 Sq. Ft.
  • Year Built: 2018
  • Year Built Source: Estimated
  • Property Condition: Excellent

Lot Features

  • Property View: Panoramic, River, Trees/Woods
  • Lot Size (Acres): 0.9
  • Lot Size (Sq. Ft.): 39,000
  • Lot Size Source: Estimated
  • Zoning: RV
  • Lot Description: Private, Trees/Wooded
  • Fencing (Description): Vinyl, Chain Link

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Canoe/Kayak, Boat - Powered, Private Access, Private Beach, Swimming Allowed, Waterski/Wakeboard
  • Water Front Type: River
  • Water Front Name: Potomac River
  • Docks: 1
  • Power Boats: 2
  • Non-Power Boats: 2

Financial Considerations

  • Price Per Sq. Ft.: $302.8
  • Assessment Year: 2026
  • County Tax: $13,326
  • County Tax Freq: Annually
  • Tax w/Assessment: $1,036,200
  • Tax Amount: $13,653
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 4257

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 852

Listed by MacNificent Properties, Konnie S Mac McCarthy

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Listing agent

— 15581 Potomac River Dr —

  • Konnie S Mac McCarthy

    MacNificent Properties

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 15581 Potomac River Dr

School District:Charles County Public Schools
NameGradesDistance
Dr. Thomas L. Higdon Elementary School
12872 Rock Point Road, Newburg, MD 20664
PK-58.9 mi
Piccowaxen Middle School
12834 Rock Point Road, Newburg, MD 20664
6-89.1 mi
La Plata High School
6035 Radio Station Road, La Plata, MD 20646
9-1220.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 15581 Potomac River Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/09/2026
Listed
$1,289,000
222.25%
MLS
3/26/2015
Sold
$400,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 15581 Potomac River Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$14,582
—
$1,036,200
12%
2025
$14,582
25%
$928,867
13%
2023
$11,699
—
$821,533
15%
2023
$11,699
32%
$714,200
1%
2022
$8,846
138%
$706,000
1%
2018
$3,721
-67%
$697,800
1%
2021
$11,292
1%
$689,600
1%
2020
$11,170
24%
$681,833
141%
2019
$9,039
133%
$282,500
-29%
2018
$3,877
-28%
$399,200
—
2017
$5,375
1%
$397,633
—
2016
$5,339
8%
$396,067
9%
2015
$4,922
—
$364,500
—
2014
$4,913
—
$364,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by MacNificent Properties, Konnie S Mac McCarthy

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15581 Potomac River Drive, Cobb Island, MD 20625 (MLS# MDCH2059584) is a Single Family property with 4 bedrooms, 4 full bathrooms and 1 partial bathroom. 15581 Potomac River Drive is currently listed for $1,289,000 and was received on October 09, 2026. Want to learn more about 15581 Potomac River Drive? Do you have questions about finding other Single Family real estate for sale in Cobb Island? You can browse all Cobb Island real estate or contact a Coldwell Banker agent to request more information.

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