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$90,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1,434 Sq. Ft.
  • Updated 12 days ago
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This beautifully renovated half-duplex offers the ideal blend of charm, updates, and income potential. Recently updated in 2024, the home features refinished original hardwood floors, an updated kitchen, and a modernized full bathroom, creating a move-in-ready space with timeless appeal. The main level offers a spacious living room and dining room, perfect for entertaining, while the home includes three comfortable bedrooms and one full bath. Step outside to enjoy a rear yard with off-street parking, a rare and valuable convenience. Currently tenant-occupied at $950/month, with the tenant paying all utilities, making this an attractive income-producing property from day one. The lease expires April 30, offering flexibility for an owner-occupant or the option to secure a new tenant at market rent. A fantastic opportunity for investors or buyers looking to live in one unit while building equity-don't miss this one! Seller will consider providing up to $2,500 in closing cost assistance with a full-price offer

Full Property Details for 132 Arch St

General

  • Price: $90,900
  • Taxes: $642 (2024)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAL2013114
  • Updated: 2/19/2026
  • Added to Site: 142 day(s) ago

Interior

  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 3

Parking

  • Parking Type: On Street

Location

  • Area: S Cumberland - Allegany County (MDAL2)
  • Municipality: Cumberland
  • County: ALLEGANY
  • Subdivision: SOUTH END
  • Driving Directions: Follow GPS
  • City Limits: Yes

School Information

  • School District: Allegany County Public Schools
  • Middle School: Washington
  • High School: Fort Hill

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Baseboard - Electric
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Bi-level
  • Structure Type: Twin/Semi-Detached
  • Construction: Frame
  • Basement: Yes
  • Basement Desc.: Unfinished
  • Foundation: Permanent
  • Stories Description: Upper 1
  • Square Feet: 1,434
  • Sq. Ft. Source: Assessor
  • Living Area: 1,434 Sq. Ft.
  • Finished Above Grnd: 1,434 Sq. Ft.
  • Year Built: 1920
  • Year Built Source: Assessor

Lot Features

  • Lot Size (Acres): 0.04
  • Lot Size (Sq. Ft.): 1,957
  • Lot Size Source: Assessor
  • Zoning: RLL.

Financial Considerations

  • Price Per Sq. Ft.: $63.39
  • Assessment Year: 2025
  • City/TownTax: $340
  • City/TownTax Freq: Annually
  • County Tax: $301
  • County Tax Freq: Annually
  • Tax w/Assessment: $46,933
  • Tax Amount: $642
  • Tax Year: 2024
  • Tax Total Finished Sq. Ft.: 1434

Disclosures and Reports

  • Ownership: Fee Simple

Listed by Charis Realty Group, Jennifer Jackson

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Listing agent

— 132 Arch St —

  • Jennifer Jackson

    Charis Realty Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 132 Arch St

School District:Allegany County Public Schools
NameGradesDistance
South Penn Elementary School
500 East 2nd Street, Cumberland, MD 21502
PK-50.3 mi
Washington Middle School
200 Massachusetts Avenue, Cumberland, MD 21502
6-80.8 mi
Fort Hill High School
500 Greenway Avenue, Cumberland, MD 21502
9-120.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 132 Arch St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/22/2026
Price Reduced
$90,900
-8.18%
MLS
10/13/2025
Listed
$99,000
75.22%
MLS
9/09/2023
Sold
$56,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 132 Arch St

Year
Property Taxes
Change
Tax Assessment
Change
2023
$162
—
$46,933
46%
2023
$162
—
$32,167
85%
2023
$162
8%
$17,400
5%
2020
$150
—
$16,600
2%
2021
$150
-1%
$16,200
—
2020
$151
-2%
$16,200
—
2019
$154
1%
$16,200
—
2018
$153
—
$16,200
1%
2017
$153
1%
$16,100
1%
2016
$152
—
$16,000
1%
2015
$152
1%
$15,900
—
2014
$150
—
$15,900
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 132 Arch St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Charis Realty Group, Jennifer Jackson

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132 Arch Street, Cumberland, MD 21502 (MLS# MDAL2013114) is a Single Family property with 3 bedrooms and 1 full bathroom. 132 Arch Street is currently listed for $90,900 and was received on October 13, 2025. Want to learn more about 132 Arch Street? Do you have questions about finding other Single Family real estate for sale in Cumberland? You can browse all Cumberland real estate or contact a Coldwell Banker agent to request more information.

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