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$175,000 Just Listed
Property Description
Room to grow, style to love, and a location you can't beat. This one won't last long! Welcome to 409 Arch Street, a spacious, recently remodeled home just minutes from downtown Cumberland. This 5-bedroom, 1.5-bath home has new laminate plank flooring throughout and is move-in ready. The main level has a comfortable living room, a separate dining room for get-togethers, and an eat-in kitchen for everyday meals. A main-level bedroom works well as a guest room, home office, or an easy-access bedroom. Upstairs are additional generous bedrooms, so there's plenty of room for everyone. Outside, you can relax on the front porch or the side porch. A detached garage in the rear gives you parking, storage, or workshop space. The location is convenient, close to downtown Cumberland, shopping, restaurants, and medical facilities. Homes this size, this updated, and this close to everything don't come along often. Schedule your showing today before it's gone!
Full Property Details
Full Property Details for 409 Arch St
General
- Price: $175,000
- Taxes: $1,362 (2026)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDAL2016156
- Updated: 10/12/2026
- Added to Site: 1 day(s) ago
Interior
- Interior Features: Ceiling Fan(s), Dining Area, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space
- Appliances: Oven/Range - Electric
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main Floor Baths: 1
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Hookup
Exterior
- Exterior Features: Street Lights
- Porch/Patio/Deck: Porch(es)
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 3
- Parking Type: Detached Garage, On Street, Off Street
- Garage Description: Garage - Rear Entry
Location
- Area: S Cumberland - Allegany County (MDAL2)
- County: ALLEGANY
- Subdivision: SOUTH END
- Driving Directions: GPS
- City Limits: Yes
School Information
- School District: Allegany County Public Schools
Heating & Cooling
- Cooling Type: Ceiling Fan(s)
- Cooling Fuel: Electric
- Heating Type: Baseboard - Electric
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Other
- Structure Type: Detached
- Construction: Vinyl Siding
- Basement: Yes
- Basement Desc.: Full
- Foundation: Block, Stone
- Roof: Shingle
- Walls/Ceilings: Dry Wall, Plaster Walls
- Stories Description: Main, Upper 1
- Square Feet: 2,430
- Sq. Ft. Source: Assessor
- Living Area: 1,620 Sq. Ft.
- Finished Above Grnd: 1,620 Sq. Ft.
- Year Built: 1920
- Year Built Source: Assessor
- Property Condition: Good
Additional Structures
- Other Structures: Garage(s)
Lot Features
- Property View: City, Street
- Lot Size (Acres): 0.06
- Lot Size (Sq. Ft.): 2,666
- Lot Size Source: Assessor
- Zoning: RESIDENTIAL
Financial Considerations
- Price Per Sq. Ft.: $108.02
- Assessment Year: 2026
- City/TownTax: $724
- City/TownTax Freq: Annually
- County Tax: $637
- County Tax Freq: Annually
- Tax w/Assessment: $68,400
- Tax Amount: $1,362
- Tax Year: 2026
- Tax Total Finished Sq. Ft.: 1620
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: STOVE
Listed by EXP Realty, LLC, Pamela A Terry
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Schools
Schools serving 409 Arch St
School District:Allegany County Public Schools
| Name | Grades | Distance |
|---|---|---|
South Penn Elementary School 500 East 2nd Street, Cumberland, MD 21502 | PK-5 | 0.3 mi |
Washington Middle School 200 Massachusetts Avenue, Cumberland, MD 21502 | 6-8 | 0.8 mi |
Fort Hill High School 500 Greenway Avenue, Cumberland, MD 21502 | 9-12 | 1.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 409 Arch St
Date
Details
Price
Change
Source
10/12/2026
Listed
$175,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 409 Arch St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$574
—
$68,400
9%
2025
$574
21%
$62,667
10%
2023
$476
—
$56,933
11%
2023
$476
8%
$51,200
5%
2020
$442
—
$48,800
3%
2021
$442
-1%
$47,600
—
2020
$445
-2%
$47,600
—
2019
$452
—
$47,600
—
2018
$450
1%
$47,600
1%
2017
$447
1%
$47,067
1%
2016
$443
—
$46,533
1%
2015
$444
2%
$46,000
—
2014
$435
—
$46,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 409 Arch St
409 Arch Street, Cumberland, MD 21502 (MLS# MDAL2016156) is a Single Family property with 4 bedrooms, 1 full bathroom and 1 partial bathroom. 409 Arch Street is currently listed for $175,000 and was received on October 12, 2026. Want to learn more about 409 Arch Street? Do you have questions about finding other Single Family real estate for sale in Cumberland? You can browse all Cumberland real estate or contact a Coldwell Banker agent to request more information.
