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$249,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3,090 Sq. Ft.
  • Updated 3 days ago
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Investment opportunity in Cumberland with stable tenants, established property management, and room to increase income. This two-unit property is currently generating $1,875/month in total rental income, with long-term tenants who have occupied the property for multiple years. Current market rents are estimated at approximately $2,300-$2,400/month combined, providing potential upside for the next owner. Tenants pay all utilities, with separate electric and water meters in place; gas expense is split between the two units. Property management is already established, offering a streamlined transition for an investor. Sale also includes the adjacent gravel lot, conveyed on a separate deed, providing valuable off-street parking as well as potential future development opportunities, subject to applicable zoning and approvals. At the current asking price of $249,000, the property offers an attractive combination of existing cash flow, long-term tenancy, rental upside, and additional land. Great opportunity to add a stabilized multifamily asset to your portfolio.

Full Property Details for 445 N Mechanic Street N

General

  • Price: $249,000
  • Taxes: $2,247 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAL2015734
  • Updated: 10/24/2026
  • Added to Site: 3 day(s) ago

Rental Information

  • Lease Info: Long Term

Interior

  • Number of Rooms: 3
  • Appliances: Dryer - Electric, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer

Rooms

Other Rooms

  • Laundry: Dryer In Unit, Has Laundry, Washer In Unit

Additional Information

  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Exterior Features: Sidewalks, Street Lights

Parking

  • Parking Type: Driveway, Off Street, Parking Lot

Location

  • Area: W Cumberland - Allegany County (MDAL3)
  • Municipality: Cumberland
  • County: ALLEGANY
  • Driving Directions: Corner Lot with large gravel lot next to it.
  • City Limits: Yes

School Information

  • School District: Allegany County Public Schools

Heating & Cooling

  • Cooling Type: Window Unit(s)
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Electric
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Traditional
  • Structure Type: Detached
  • Construction: Brick Veneer
  • Basement: Yes
  • Basement Desc.: Interior Access
  • Foundation: Block
  • Square Feet: 3,090
  • Sq. Ft. Source: Assessor
  • Living Area: 2,060 Sq. Ft.
  • Finished Above Grnd: 2,060 Sq. Ft.
  • Year Built: 1910
  • Year Built Source: Assessor
  • Property Condition: Excellent

Unit Information

  • Other Units: Unit 1, Unit 1

Lot Features

  • Lot Size (Acres): 0.05
  • Lot Size (Sq. Ft.): 2,112
  • Lot Size Source: Assessor
  • Zoning: B-L

Financial Considerations

  • Price Per Sq. Ft.: $120.87
  • Assessment Year: 2026
  • City/TownTax: $1,204
  • City/TownTax Freq: Annually
  • County Tax: $1,042
  • County Tax Freq: Annually
  • Tax w/Assessment: $124,700
  • Tax Amount: $2,247
  • Tax Year: 2026
  • Owner Pays: Advertising/Licenses and Permits, Lawn/Shrub Care, Pest Control, Insurance, Taxes - Real Estate
  • Tax Total Finished Sq. Ft.: 2060

Disclosures and Reports

  • Ownership: Fee Simple
  • Inclusions: All Fixtures / Appliances
  • Lot Number: 1

Listed by Samson Properties, Dustin Summers and Samson Properties, Saad Jamil

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Listing agents

— 445 N Mechanic Street N —

  • Dustin Summers

    Samson Properties

  • Saad Jamil

    Samson Properties

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 445 N Mechanic Street N

School District:Allegany County Public Schools
NameGradesDistance
Cash Valley Elementary School
10601 Cash Valley Rd Nw, La Vale, MD 21502
PK-52.5 mi
Braddock Middle School
909 Holland Street, Cumberland, MD 21502
6-80.7 mi
Allegany High School
900 Seton Drive, Cumberland, MD 21502
9-121.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 445 N Mechanic Street N Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/24/2026
Listed
$249,000
203.66%
MLS
5/25/2023
Sold
$82,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 445 N Mechanic Street N

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,042
22%
$124,700
10%
2023
$853
—
$113,700
11%
2023
$853
—
$102,700
12%
2023
$853
-19%
$91,700
-13%
2020
$1,058
—
$105,600
-7%
2021
$1,058
-1%
$113,900
—
2020
$1,064
-2%
$113,900
—
2019
$1,083
-8%
$113,900
-9%
2018
$1,180
1%
$125,000
1%
2017
$1,172
1%
$123,533
1%
2016
$1,162
1%
$122,067
1%
2015
$1,154
1%
$120,600
—
2014
$1,141
—
$120,600
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 445 N Mechanic Street N

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Samson Properties, Dustin Summers and Samson Properties, Saad Jamil

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445 N Mechanic Street N, Cumberland, MD 21502 (MLS# MDAL2015734) is a Single Family property with 0 bedrooms and 0 full bathrooms. 445 N Mechanic Street N is currently listed for $249,000 and was received on October 24, 2026. Want to learn more about 445 N Mechanic Street N? Do you have questions about finding other Single Family real estate for sale in Cumberland? You can browse all Cumberland real estate or contact a Coldwell Banker agent to request more information.

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