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$129,500

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,812 Sq. Ft.
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Charming, centrally air conditioned historic home in the Heart of Cumberland, MD Full of history and nestled in the beautiful mountains of Western Maryland, this comfortable home offers the perfect blend of old-world character, unique and modern updates. Built in 1860 and located in a picturesque historic neighborhood, you're just a short walk from the vibrant town center of Historic Cumberland, the scenic Great Allegheny Passage biking trail, and convenient access to I-68. Located in the WESTSIDE neighborhood of Cumberland, includes 2 bedrooms with area for easy adjutment to make 3 bedroom, 2 full bath (one on each floor), appliances included, replacement windows, new roof in 2019, main level laundry, main level bedroom ensuite added in 2000, Located in a walkable, historic neighborhood, don't miss out on this versatile and charming homew and one of Maryland's hidden gems!

Full Property Details for 520 Cumberland St

General

  • Price: $129,500
  • Taxes: $1,587 (2024)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAL2012304
  • Updated: 1/16/2026
  • Added to Site: 223 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Brick
  • Appliances: Oven/Range - Electric, Refrigerator, Dishwasher, Washer
  • Flooring: Carpet, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Upper: 1
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Main Floor

Additional Information

  • Security/Safety: Electric Alarm

Parking

  • Total Spaces: 1
  • Parking Features: Asphalt Driveway
  • Parking Type: Off Street

Location

  • Area: W Cumberland - Allegany County (MDAL3)
  • Municipality: Cumberland
  • County: ALLEGANY
  • Driving Directions: Fayette St, Chase St, Cumberland St
  • City Limits: Yes

School Information

  • School District: Allegany County Public Schools

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Colonial
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Outside Entrance, Unfinished, Walkout Level
  • Foundation: Permanent, Stone
  • Roof: Architectural Shingle
  • Walls/Ceilings: Dry Wall, Plaster Walls
  • Windows: Replacement
  • Doors: Insulated
  • Stories Description: Main, Upper 1
  • Square Feet: 1,812
  • Sq. Ft. Source: Assessor
  • Living Area: 1,540 Sq. Ft.
  • Finished Above Grnd: 1,540 Sq. Ft.
  • Year Built: 1860
  • Year Built Source: Assessor
  • Property Condition: Average

Lot Features

  • Lot Size (Acres): 0.12
  • Lot Size (Sq. Ft.): 5,040
  • Lot Size Source: Assessor
  • Street/Road Desc.: Paved
  • Zoning: R
  • Fencing (Description): Fully, Picket, Panel

Financial Considerations

  • Price Per Sq. Ft.: $84.09
  • Assessment Year: 2025
  • City/TownTax: $842
  • City/TownTax Freq: Annually
  • County Tax: $745
  • County Tax Freq: Annually
  • Tax w/Assessment: $86,900
  • Tax Amount: $1,587
  • Tax Year: 2024
  • Tax Total Finished Sq. Ft.: 1540

Disclosures and Reports

  • Ownership: Fee Simple
  • Inclusions: Appliances

Listed by Charis Realty Group, Stephen MacGray

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Listing agent

— 520 Cumberland St —

  • Stephen MacGray

    Charis Realty Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 520 Cumberland St

School District:Allegany County Public Schools
NameGradesDistance
West Side Elementary School, Cumberland, MD
425 Paca Street, Cumberland, MD 21502
PK-50.3 mi
Braddock Middle School
909 Holland Street, Cumberland, MD 21502
6-80.9 mi
Allegany High School
900 Seton Drive, Cumberland, MD 21502
9-121.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 520 Cumberland St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/16/2026
Price Reduced
$129,500
-1.89%
MLS
9/14/2025
Price Reduced
$132,000
-3.65%
MLS
8/12/2025
Price Reduced
$137,000
-3.52%
MLS
7/12/2025
Listed
$142,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 520 Cumberland St

Year
Property Taxes
Change
Tax Assessment
Change
2023
$671
—
$86,900
9%
2023
$671
—
$79,500
10%
2023
$671
7%
$72,100
4%
2020
$627
—
$69,033
2%
2021
$627
1%
$67,500
2%
2020
$620
—
$66,367
2%
2019
$620
2%
$65,233
2%
2018
$605
—
$64,100
—
2017
$608
—
$64,100
—
2016
$610
-13%
$64,100
-12%
2015
$701
2%
$72,600
—
2014
$687
—
$72,600
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 520 Cumberland St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Charis Realty Group, Stephen MacGray

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520 Cumberland Street, Cumberland, MD 21502 (MLS# MDAL2012304) is a Single Family property with 2 bedrooms and 2 full bathrooms. 520 Cumberland Street is currently listed for $129,500 and was received on July 12, 2025. Want to learn more about 520 Cumberland Street? Do you have questions about finding other Single Family real estate for sale in Cumberland? You can browse all Cumberland real estate or contact a Coldwell Banker agent to request more information.

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