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$695,000
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Property Description
✨ Your Dream Home Awaits in Dunkirk! ✨ Don't miss your chance to own this NEWLY updated 6-bedroom, 3.5-bath home nestled in a quiet, established neighborhood of Dunkirk. Surrounded by mature trees and spacious lots, this property offers the perfect blend of privacy, tranquility, and convenience keeping you close to everything you need! 🌳🏡 This home has been masterfully restored to its original beauty with thoughtful modern updates throughout. The open-concept design of the living, kitchen, and dining areas creates a welcoming flow, perfect for entertaining guests or enjoying cozy evenings with family. 🍷✨ The kitchen is a showstopper featuring stainless steel appliances, gorgeous granite countertops, a custom tile backsplash, and sleek modern fixtures. Cooking and gathering will feel like a dream! 🍴👨🍳 Your private master suite is a true retreat, offering a spacious walk-in closet and a luxurious en-suite bath complete with a soaking tub and separate shower perfect for relaxing and unwinding in style. 🛁💆♀️Plus an office room in the main level that wasn't added as a number of bedrooms. The finished basement adds even more living space and endless possibilities. Use it as a second family room, home theater 🎬, kids' playroom 🎮, or even your own personal gym 💪 plus an additional bedroom. With a wide driveway and attached garage, there's plenty of room for parking and storage too. 🚗 Located in the sought-after Northern Calvert County, this home is zoned for award-winning schools and just minutes from shopping, dining, and major travel routes. Enjoy quick access to Washington, DC, Annapolis, Joint Base Andrews, and more! With all-new flooring, carpet, and fresh paint, this home is completely move-in ready. The owner is even keeping it regularly cleaned for your peace of mind. 🧼✨ 📅 Schedule your private showing today and step into the lifestyle you've been waiting for this gem won't last long!
Full Property Details
Full Property Details for 4045 Loving Dr
General
- Sold For: $695,000
- HOA FEE: $29/month
- HOA FEE FREQ.: Annually
- Taxes: $5,935 (2024)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCA2023328
- Added to Site: 99 day(s) ago
Interior
- Fireplace: Yes
- Number of Fireplaces: 1
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - 1/2 Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 5
- Bedrooms Upper: 4
- Bedrooms Lower: 1
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Type: Attached Garage, Driveway
- Garage Description: Other
Location
- County: Calvert
- Development Name: Loving Farm
- Subdivision: Loving Farm
- Driving Directions: From Howes Rd to Loving Dr.
School Information
- School District: Calvert County Public Schools
Community
- Association: Yes
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Central
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Private Septic Tank
- Water: Well
Structural Information
- Architectural Info: Colonial
- Architectural Style: Colonial
- Structure Type: Detached
- Construction: Other
- Basement: Yes
- Basement Desc.: Fully Finished
- Foundation: Slab
- Stories/Levels: 0
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 3,696
- Sq. Ft. Source: Estimated
- Living Area: 3,216 Sq. Ft.
- Year Built: 1998
- Year Built Source: Assessor
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 1
Lot Features
- Lot Size (Acres): 1
- Lot Size (Sq. Ft.): 43,560
- Lot Size Source: Assessor
- Zoning: RUR
Financial Considerations
- Price Per Sq. Ft.: $273.19
- Association Fee: $350
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- County Tax: $5,525
- County Tax Freq: Annually
- Tax w/Assessment: $538,700
- Tax Amount: $5,935
- Tax Year: 2024
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 3120
Disclosures and Reports
- Ownership: Fee Simple
- Lot Number: 12
Listed by Witz Realty, LLC, Michael Green and Witz Realty, LLC, Kathy Munn
Sold by Century 21 Redwood Realty, Jon Tobery
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Schools
Schools serving 4045 Loving Dr
School District:Calvert County Public Schools
| Name | Grades | Distance |
|---|---|---|
Mount Harmony Elementary School 900 West Mount Harmony Road, Owings, MD 20736 | PK-5 | 2.9 mi |
Northern Middle School, Owings, MD 2954 Chaneyville Road, Owings, MD 20736 | 6-8 | 2.1 mi |
Northern High School 2950 Chaneyville Road, Owings, MD 20736 | 9-12 | 2.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4045 Loving Dr
Date
Details
Price
Change
Source
11/07/2025
Sold
$695,000
—
MLS
10/16/2025
Price Increased
$695,000
2.98%
MLS
10/09/2025
Listed
$674,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
4045 Loving Drive, Dunkirk, MD 20754 (MLS# MDCA2023328) is a Single Family property that was sold at $695,000 on November 07, 2025. Want to learn more about 4045 Loving Drive? Do you have questions about finding other Single Family real estate for sale in Dunkirk? You can browse all Dunkirk real estate or contact a Coldwell Banker agent to request more information.

