Date
Details
Price
Change
Source
3/05/2026
Listed
$1,600,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
This waterfront property offers incredible potential and a rare opportunity to create something truly special. The home experienced storm damage several years ago, and while significant improvements have already been completed, the property is still in the process of being renovated and will require additional work to finish. Recent updates include all new windows, new siding, a new roof, a new dishwasher, and a newly built deck. The basement has been completely gutted and is ready to be finished. The home offers a spacious layout with unique features, including a primary bedroom with a loft and sliding glass doors that open to the deck, providing beautiful natural light and a relaxing connection to the outdoors. Another standout feature is the separate above-garage apartment/in-law suite, which includes a bedroom, bathroom, mini-kitchen, and private entrance, offering great potential for guests, extended family, or additional living space. The property also includes both an attached garage and a large detached garage, providing plenty of storage, parking, and workspace. Situated on 3.12 private acres along the water, the setting is truly the highlight-offering peaceful views, privacy, and plenty of space to make this property your own. The seller is unable to complete the remaining renovations, and the property is being sold in its current condition. With vision and finishing touches, this home could be transformed into an exceptional waterfront retreat.
Full Property Details
Full Property Details for 38 Osprey Way
General
- Price: $1,600,000
- Taxes: $12,386 (2024)
- Status: Active
- Type: Single Family
- Source: BrightMLSPhilly
- MLS ID: MDCC2020600
- Updated: 3/5/2026
- Added to Site: 30 day(s) ago
Interior
- Rooms/Areas: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Foyer, Great Room, Attic, Half Bath
- Interior Features: Attic, Built-Ins, Ceiling Fan(s), Central Vacuum, Crown Moldings, Curved Staircase, Family Room Off Kitchen, Intercom, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-in Closet(s), Bar
- Appliances: Cooktop, Dishwasher, Dryer, Dryer - Electric, Exhaust Fan, Humidifier, Oven - Double, Washer, Water Heater
- Flooring: Carpet, Ceramic Tile, Hardwood, Stone
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main Floor Baths: 2
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 1
- Bedrooms Lower: 2
- Bedrooms Main & Up: 1
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Heated, Fenced, In Ground
- Security/Safety: Fire Detection System, Smoke Detector
Exterior
- Exterior Features: Flood Lights, Other
- Porch/Patio/Deck: Brick, Deck(s), Patio(s)
Parking
- Garage: Yes
- Garage Spaces: 6
- Total Spaces: 6
- Parking Features: Dirt Driveway
- Parking Type: Driveway, Detached Garage, Attached Garage
- Garage Description: Additional Storage Area, Other
Location
- County: CECIL
- Subdivision: ELK NECK
- Driving Directions: MD-439 E, MD-152 S and I-95 N to Oldfield Point Rd in Cecil County Continue on Oldfield Point Rd. Take Dove Ln to Osprey Way
- Location Details: River
School Information
- School District: Cecil County Public Schools
Heating & Cooling
- Cooling Type: Other
- Cooling Fuel: Electric
- Heating Type: Central, Forced Air, Hot Water
- Heating Fuel: Geo-thermal, Natural Gas, Propane - Owned
- Water Heater: Electric
Utilities
- Sewer: Private Septic Tank
- Water: Well
Structural Information
- Architectural Style: Contemporary
- Structure Type: Detached
- Construction: Frame
- Basement: Yes
- Basement Desc.: Other
- Foundation: Block, Concrete Perimeter
- Walls/Ceilings: 2 Story Ceilings, Dry Wall, Other
- Windows: Replacement
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 5,850
- Sq. Ft. Source: Estimated
- Living Area: 4,185 Sq. Ft.
- Finished Above Grnd: 3,630 Sq. Ft.
- Finished Below Grnd: 555 Sq. Ft.
- Year Built: 1995
- Year Built Source: Estimated
- Property Condition: Below Average
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 2
Additional Structures
- Other Structures: Pole Barn
Lot Features
- Property View: River
- Lot Size (Acres): 3.12
- Lot Size (Sq. Ft.): 135,907
- Lot Size Source: Estimated
- Street/Road Desc.: Gravel
- Zoning: NAR
- Lot Description: Private, Rural, Secluded
- Fencing (Description): Wood
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Front Type: River
Financial Considerations
- Price Per Sq. Ft.: $440.77
- Assessment Year: 2025
- County Tax: $12,326
- County Tax Freq: Annually
- Tax w/Assessment: $1,183,700
- Tax Amount: $12,386
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: All Appliances
- Lot Number: 1
Listed by Iron Valley Real Estate of Central PA, Tonya Keener
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 38 Osprey Way —
Tonya Keener
Iron Valley Real Estate of Central PA
Listing Office Email: ironvalleycarlisle@gmail.com
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 38 Osprey Way
School District:Cecil County Public Schools
| Name | Grades | Distance |
|---|---|---|
Elk Neck Elementary School 41 Racine School Road, Elkton, MD 21921 | PK-5 | 1.4 mi |
North East Middle School 200 East Cecil Avenue, North East, MD 21901 | 6-8 | 5.9 mi |
North East High School 300 Irishtown Road, North East, MD 21901 | 9-12 | 4.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 38 Osprey Way
Tax History
Tax History for 38 Osprey Way
Year
Property Taxes
Change
Tax Assessment
Change
2025
$13,014
5%
$1,183,700
5%
2024
$12,386
19%
$1,126,300
5%
2023
$10,365
-10%
$1,068,900
4%
2022
$11,574
7%
$1,027,600
4%
2019
$10,845
-1%
$986,300
4%
2021
$10,960
1%
$945,000
—
2020
$10,905
—
$940,300
1%
2019
$10,851
1%
$935,600
1%
2018
$10,797
10%
$930,900
5%
2017
$9,798
6%
$882,500
6%
2016
$9,258
6%
$834,100
6%
2015
$8,724
—
$785,700
—
2014
$8,724
—
$785,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 38 Osprey Way
38 Osprey Way, Elkton, MD 21921 (MLS# MDCC2020600) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 38 Osprey Way is currently listed for $1,600,000 and was received on March 05, 2026. Want to learn more about 38 Osprey Way? Do you have questions about finding other Single Family real estate for sale in Elkton? You can browse all Elkton real estate or contact a Coldwell Banker agent to request more information.