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$850,000
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Property Description
Set on nearly 8 secluded acres-with approximately 2 acres cleared and bordered by a natural privacy buffer of mature trees-this striking black-and-white modern farmhouse offers the perfect balance of style and serenity. Offered fully furnished, the home showcases a clean, upscale aesthetic with thoughtfully selected finishes in gold, black, and white throughout. The main level is anchored by a spacious primary suite featuring a walk-in closet, double vanity, soaking tub, and a beautifully tiled walk-in shower with built-in bench. A generously sized hall bath also includes dual vanities, ideal for guests or family. Designed for both everyday living and entertaining, the open-concept layout flows effortlessly from the kitchen-complete with an oversized walk-in pantry-into the living and dining areas. A dedicated office provides flexibility and could easily serve as a fourth bedroom with minor adjustments. Additional highlights include a convenient mudroom/laundry area with direct garage access, an oversized two-car garage with workspace and separate entry, and a covered outdoor space perfect for relaxing in the hot tub. The unfinished lower level offers approximately 1,500 square feet with egress, presenting an excellent opportunity for a future in-law suite or apartment, along with a dry crawlspace for added storage. Tucked at the end of a long shared private drive, the property offers open space for recreation, expansion potential, and a true sense of privacy-making it a rare opportunity to enjoy modern farmhouse living in a peaceful, natural setting.
Full Property Details
Full Property Details for 97 Otter Point Rd
General
- Price: $850,000
- Taxes: $4,905 (2026)
- Status: Active
- Type: Single Family
- Source: BrightMLSPhilly
- MLS ID: MDCC2020780
- Updated: 3/25/2026
- Added to Site: 10 day(s) ago
Interior
- Rooms/Areas: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Great Room, Office, Storage Room, Primary Bathroom
- Interior Features: Air Filter System, Attic, Combination Kitchen/Dining, Dining Area, Efficiency, Entry Level Bedroom, Exposed Beams, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Family Room Off Kitchen, Recessed Lighting, Sprinkler System, Store/Office, Upgraded Countertops, Walk-in Closet(s), WhirlPool/HotTub, Wine Storage, Wood Floors
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
- Appliances: Built-In Microwave, Built-In Range, Cooktop, Dishwasher, Dryer - Electric, Dual Flush Toilets, Energy Efficient Appliances, Extra Refrigerator/Freezer, Instant Hot Water, Oven - Wall, Oven/Range - Electric, Range Hood, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main Floor Baths: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Additional Information
- Security/Safety: Exterior Cameras
Exterior
- Exterior Features: BBQ Grill, Exterior Lighting, Hot Tub, Sidewalks
- Porch/Patio/Deck: Patio(s), Deck(s), Porch(es)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 12
- Parking Type: Attached Garage, Driveway
- Garage Description: Built In
Location
- County: CECIL
- Subdivision: NONE
- Driving Directions: Head toward Old Elk Neck Rd Spur., Turn left onto Otter Point Rd.
School Information
- School District: Cecil County Public Schools
- Elementary School: Elk Neck
- Middle School: North East
- High School: North East
Community
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Forced Air
- Heating Fuel: Propane - Leased
- Water Heater: Propane
Utilities
- Sewer: Septic Exists, Other
- Water: Well
Structural Information
- Architectural Style: Farmhouse/National Folk
- Structure Type: Detached
- Construction: Other
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Full, Interior Access, Drainage System, Outside Entrance, Poured Concrete, Unfinished, Water Proofing System
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Windows: Energy Efficient
- Stories Description: Main
- Square Feet: 3,970
- Sq. Ft. Source: Estimated
- Living Area: 2,075 Sq. Ft.
- Finished Above Grnd: 2,075 Sq. Ft.
- Year Built: 2022
- Year Built Source: Assessor
- Property Condition: Excellent
Lot Features
- Lot Size (Acres): 7.73
- Lot Size (Sq. Ft.): 336,719
- Lot Size Source: Assessor
- Zoning: LDR
- Fencing (Description): Other
Financial Considerations
- Price Per Sq. Ft.: $409.64
- Assessment Year: 2025
- County Tax: $4,554
- County Tax Freq: Annually
- Tax w/Assessment: $442,733
- Tax Amount: $4,905
- Tax Year: 2026
- Tax Total Finished Sq. Ft.: 1895
Disclosures and Reports
- Ownership: Fee Simple
Listed by Foraker Realty Co., Brian D. Foraker
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Schools
Schools serving 97 Otter Point Rd
School District:Cecil County Public Schools
| Name | Grades | Distance |
|---|---|---|
Elk Neck Elementary School 41 Racine School Road, Elkton, MD 21921 | PK-5 | 4.9 mi |
North East Middle School 200 East Cecil Avenue, North East, MD 21901 | 6-8 | 4.3 mi |
North East High School 300 Irishtown Road, North East, MD 21901 | 9-12 | 4.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 97 Otter Point Rd
Date
Details
Price
Change
Source
3/25/2026
Listed
$850,000
18.06%
MLS
8/29/2025
Sold
$720,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 97 Otter Point Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,905
6%
$442,733
6%
2024
$4,614
—
$416,100
1%
2023
$4,592
250%
$410,400
252%
2022
$1,313
-2%
$116,600
—
2019
$1,345
—
$116,600
—
2021
$1,345
—
$116,600
—
2020
$1,345
-5%
$116,600
-5%
2019
$1,414
—
$122,600
—
2018
$1,414
5%
$122,600
—
2017
$1,353
-12%
$122,600
-12%
2016
$1,534
—
$139,100
—
2015
$1,534
—
$139,100
—
2014
$1,534
—
$139,100
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 97 Otter Point Rd
97 Otter Point Road, Elkton, MD 21921 (MLS# MDCC2020780) is a Single Family property with 3 bedrooms and 2 full bathrooms. 97 Otter Point Road is currently listed for $850,000 and was received on March 25, 2026. Want to learn more about 97 Otter Point Road? Do you have questions about finding other Single Family real estate for sale in Elkton? You can browse all Elkton real estate or contact a Coldwell Banker agent to request more information.
