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$589,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3,635 Sq. Ft.
  • 2 Car Garage
  • Updated 1 day ago
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Beautiful Finksburg Rancher Renovated in 2010 adding a Family Room & Owners Suite, along with a Gorgeous Kitchen Remodel in 2020. Maple Kraftsmaid Cabinets in Slate with Whisper Touch soft-close technology, GE Profile Appliances, Granite Counters & Congoleum Tile. 4 Bedrooms, 2.5 Bathrooms, 2 Car Garage, First floor laundry room with utility sink, pet door and sliding glass door. Beautifully maintained throughout, wood floors, fireplace with woodstove insert, full finished basement, park like fenced back yard with mature trees. 22x26 Composite Deck by Deckers and 22x23 Pennsylvania Blue Stone Patio. Sellers just had licensed contractors complete ROOF inspection & certification, roof shingle and flashing repairs, stone chimney repointing, HVAC/Boiler Maintenance -and- Electrical updates around the house. Come check out the deck, patio and gorgeous back yard. You'll feel right at home!

Full Property Details for 2106 Spencer Ln

General

  • Price: $589,900
  • Taxes: $4,822 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDCR2033328
  • Updated: 5/19/2026
  • Added to Site: 47 day(s) ago

Interior

  • Interior Features: Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Ceiling Fan(s), Central Vacuum, Carpet, Dining Area, Floor Plan - Open, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Gourmet, Recessed Lighting, Stove - Wood, Upgraded Countertops, Walk-in Closet(s), Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Built-In Microwave, Oven - Wall, Refrigerator, Icemaker, Water Heater, Washer, Stainless Steel Appliances, Dryer - Electric

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Floor Baths: 2
  • Main - Full Baths: 2
  • Lower Floor Baths: 1
  • Lower - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Main & Up: 4

Other Rooms

  • Laundry: Main Floor

Exterior

  • Exterior Features: Exterior Lighting, Play Area, Sidewalks, Stone Retaining Walls
  • Porch/Patio/Deck: Deck(s), Patio(s)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Type: Attached Garage
  • Garage Description: Garage Door Opener

Location

  • County: CARROLL
  • Driving Directions: GPS

School Information

  • School District: Carroll County Public Schools

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s), Heat Pump - Oil BackUp
  • Heating Fuel: Electric, Oil
  • Water Heater: Electric

Utilities

  • Sewer: Septic Exists
  • Water: Private
  • Utility Description: Cable TV Available, Above Ground

Structural Information

  • Architectural Style: Ranch/Rambler
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Fully Finished
  • Foundation: Block, Concrete Perimeter
  • Roof: Asphalt, Architectural Shingle
  • Stories Description: Lower 1, Main
  • Square Feet: 3,635
  • Sq. Ft. Source: Assessor
  • Living Area: 3,343 Sq. Ft.
  • Finished Above Grnd: 2,327 Sq. Ft.
  • Finished Below Grnd: 1,016 Sq. Ft.
  • Year Built: 1960
  • Year Built Source: Assessor
  • Property Condition: Very Good, Excellent

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Lot Features

  • Lot Size (Acres): 0.74
  • Lot Size (Sq. Ft.): 32,075
  • Lot Size Source: Assessor
  • Zoning: R-200
  • Lot Description: Backs to Trees, Front Yard, Rear Yard, Trees/Wooded

Financial Considerations

  • Price Per Sq. Ft.: $253.5
  • Assessment Year: 2026
  • County Tax: $4,762
  • County Tax Freq: Semi-Annually
  • Tax w/Assessment: $418,600
  • Tax Amount: $4,822
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 3343

Disclosures and Reports

  • Ownership: Fee Simple

Listed by RE/MAX Advantage Realty, Pamela D Stone

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Listing agent

— 2106 Spencer Ln —

  • Pamela D Stone

    RE/MAX Advantage Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 2106 Spencer Ln

School District:Carroll County Public Schools, Westminster, MD
NameGradesDistance
Sandymount Elementary School
2222 Old Westminster Pike, Finksburg, MD 21048
PK-50.7 mi
Shiloh Middle School
3675 Willow Street, Hampstead, MD 21074
6-86.3 mi
Westminster High School
1225 Washington Road, Westminster, MD 21157
9-124.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2106 Spencer Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/04/2026
Listed
$589,900
103.48%
MLS
7/29/2005
Sold
$289,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2106 Spencer Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,152
6%
$421,400
10%
2023
$3,930
—
$384,600
11%
2023
$3,930
12%
$347,800
12%
2022
$3,514
19%
$311,000
2%
2019
$2,944
-14%
$303,733
2%
2021
$3,410
2%
$296,467
3%
2020
$3,328
4%
$289,200
4%
2019
$3,186
4%
$279,167
4%
2018
$3,074
4%
$269,133
4%
2017
$2,961
—
$259,100
—
2016
$2,961
—
$259,100
—
2015
$2,962
-5%
$259,100
-5%
2014
$3,128
—
$271,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by RE/MAX Advantage Realty, Pamela D Stone

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2106 Spencer Lane, Finksburg, MD 21048 (MLS# MDCR2033328) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 2106 Spencer Lane is currently listed for $589,900 and was received on April 04, 2026. Want to learn more about 2106 Spencer Lane? Do you have questions about finding other Single Family real estate for sale in Finksburg? You can browse all Finksburg real estate or contact a Coldwell Banker agent to request more information.

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