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$389,000

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,132 Sq. Ft.
  • Updated 1 day ago
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Nestled in the charming Spenceola Farms community, this delightful 3 bedroom and 2.5 baths townhouse offers a perfect blend of comfort and convenience. The main level has new carpeting and hardwood floors* the kitchen is complete with granite counter tops, new lighting, dining space and sitting area leading to the deck and fenced yard. The entire house has fresh neutral paint and carpet throughout. The upstairs level has 3 bedrooms and 1 full bath, a spacious primary BR with large walk in closet. The full bath is complete with double vanity, a soaking tub and walk in shower. This home boasts a fully finished lower level with new carpet, full bath and bonus room with walkout access, perfect for entertaining or relaxing by the cozy gas fireplace. Enjoy leisurely strolls along the sidewalks or take advantage of the community amenities, including a clubhouse, playground, and a pool membership is optional for those warm summer days. Located near local parks and walking paths, this residence is a true gem in a vibrant neighborhood. Experience the ease of community living with lawn maintenance and trash services included in the community services.

Full Property Details for 109 Spencer Cir

General

  • Price: $389,000
  • HOA FEE: $68/month
  • Taxes: $3,238 (2025)
  • Status: Active
  • Type: Townhouse
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDHR2052500
  • Updated: 5/21/2026
  • Added to Site: 12 day(s) ago

Interior

  • Rooms/Areas: Recreation Room
  • Interior Features: Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Traditional, Kitchen - Island, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Fireplace - Glass Doors, Gas/Propane
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Microwave, Oven - Self Cleaning, Refrigerator, Stove, Water Heater
  • Flooring: Carpet, Ceramic Tile, Solid Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 3

Other Rooms

  • Laundry: Lower Floor

Additional Information

  • Shared Amenities: Common Grounds, Jog/Walk Path, Club House, Tot Lots/Playground, Pool Mem Avail
  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Exterior Features: Bump-outs, Exterior Lighting, Sidewalks, Play Area, Awning(s)
  • Porch/Patio/Deck: Deck(s)

Parking

  • Assigned Spaces: 2
  • Parking Features: Assigned, Unassigned
  • Parking Type: On Street

Location

  • County: HARFORD
  • Subdivision: SPENCEOLA FARMS
  • Driving Directions: RT 24 to Spenceola Parkway to right on Spencer CIrcle

School Information

  • School District: Harford County Public Schools

Community

  • Association: Yes
  • Assoc. Fees Include: Lawn Maintenance, Common Area Maintenance, Management, Trash

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electric Available, Natural Gas Available, Water Available

Structural Information

  • Architectural Style: Traditional
  • Structure Type: Interior Row/Townhouse
  • Construction: Brick Front, Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Connecting Stairway, Full, Fully Finished, Heated, Walkout Level, Windows
  • Foundation: Concrete Perimeter
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 2,132
  • Sq. Ft. Source: Estimated
  • Living Area: 2,082 Sq. Ft.
  • Finished Above Grnd: 1,552 Sq. Ft.
  • Finished Below Grnd: 530 Sq. Ft.
  • Year Built: 1998
  • Year Built Source: Assessor
  • Property Condition: Good

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Lot Features

  • Lot Size (Acres): 0.05
  • Lot Size (Sq. Ft.): 2,000
  • Lot Size Source: Assessor
  • Zoning: R2COS
  • Lot Description: Level, No Thru Street, Rear Yard
  • Fencing (Description): Board

Financial Considerations

  • Price Per Sq. Ft.: $250.64
  • Association Fee: $68
  • Assoc Fee Freq.: Monthly
  • Assessment Year: 2026
  • County Tax: $3,238
  • County Tax Freq: Annually
  • Tax w/Assessment: $310,467
  • Tax Amount: $3,238
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 2082

Disclosures and Reports

  • Ownership: Fee Simple
  • Section: 3A
  • Lot Number: 194

Listed by Berkshire Hathaway HomeServices Homesale Realty, Lynn A Bennett

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Listing agent

— 109 Spencer Cir —

  • Lynn A Bennett

    Berkshire Hathaway HomeServices Homesale Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Spencer Cir

School District:Harford County Public Schools
NameGradesDistance
Forest Hill Elementary School
2407 Rocks Road, Forest Hill, MD 21050
PK-51.6 mi
Bel Air Middle School
99 Idlewild Street, Bel Air, MD 21014
6-83 mi
Bel Air High School
100 Heighe Street, Bel Air, MD 21014
9-122.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Spencer Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/13/2026
Listed
$389,000
65.53%
MLS
5/31/2013
Sold
$235,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Spencer Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,087
11%
$297,100
5%
2022
$2,784
—
$283,200
5%
2022
$2,784
-2%
$269,300
5%
2021
$2,844
1%
$255,400
2%
2020
$2,810
—
$249,467
2%
2021
$2,810
2%
$243,533
2%
2020
$2,742
2%
$237,600
2%
2019
$2,677
2%
$234,067
2%
2018
$2,636
2%
$230,533
2%
2017
$2,596
—
$227,000
—
2016
$2,596
-1%
$227,000
—
2015
$2,632
—
$227,000
-1%
2014
$2,638
—
$229,600
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Berkshire Hathaway HomeServices Homesale Realty, Lynn A Bennett

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109 Spencer Circle, Forest Hill, MD 21050 (MLS# MDHR2052500) is a Townhouse property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 109 Spencer Circle is currently listed for $389,000 and was received on May 13, 2026. Want to learn more about 109 Spencer Circle? Do you have questions about finding other Townhouse real estate for sale in Forest Hill? You can browse all Forest Hill real estate or contact a Coldwell Banker agent to request more information.

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