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$275,000

  • For Sale
  • Active
  • Single Family
  • 1 Bed
  • 1 Full Bath
  • 907 Sq. Ft.
  • Updated 9 days ago
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NOTE: EXTERIOR PAINTING TO BEGIN 3/30. Only property within 1/2 mile of the square corner downtown listed for less than $300k. Cute and cozy, this house is located 1/2 block from the MARC Rail/Bus station and 1/2 block from Carroll Creek. Set behind the train station, this house is on a short street that ends in a T-cul-de-sac. Almost no traffic. This one is truly location, location, location, and also has some nice upgrades. The first floor, original hardwood floors have just been refinished and a closet in the upstairs sitting room was redesigned to fit a washer/dryer combo. New appliances in the kitchen, new lighting fixtures in the downstairs. The exterior is scheduled to be painted starting March 30, and other repairs/upgrades are ongoing (laundry closet, lower cabinet corner doors, exterior door into crawl space), so this is a move-in ready sanctuary with easy access to major highways and easy walkability to all downtown Frederick has to offer!

Full Property Details for 108 Water St

General

  • Price: $275,000
  • Taxes: $3,565 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDFR2077364
  • Updated: 3/17/2026
  • Added to Site: 16 day(s) ago

Interior

  • Number of Rooms: 6
  • Rooms/Areas: Living Room, Dining Room, Sitting Room, Kitchen
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1

Bedrooms

  • Total Bedrooms: 1
  • Bedrooms Upper: 1

Other Rooms

  • Laundry: Upper Floor

Additional Information

  • Equipment: Negotiable

Parking

  • Parking Type: On Street

Location

  • Municipality: Frederick City
  • County: FREDERICK
  • Subdivision: DOWNTOWN FREDERICK
  • Cross Streets: South
  • Driving Directions: Water is one street from East Street on South Street. 1/2 block from MARC, 1/2 block from Carroll Creek. Easy access by car, public transportation or walking.
  • City Limits: Yes

School Information

  • School District: Frederick County Public Schools

Community

  • Pets Allowed: Yes
  • Pets: No Pet Restrictions

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Straight Thru
  • Structure Type: Twin/Semi-Detached
  • Construction: Wood Siding
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Dirt Floor, Outside Entrance
  • Foundation: Stone
  • Roof: Asphalt
  • Walls/Ceilings: Plaster Walls
  • Stories Description: Upper 1
  • Square Feet: 907
  • Sq. Ft. Source: Assessor
  • Living Area: 739 Sq. Ft.
  • Finished Above Grnd: 739 Sq. Ft.
  • Year Built: 1879
  • Year Built Source: Assessor
  • Property Condition: Good

Lot Features

  • Lot Size (Acres): 0.04
  • Lot Size (Sq. Ft.): 1,527
  • Lot Size Source: Assessor
  • Zoning: DR

Financial Considerations

  • Price Per Sq. Ft.: $372.12
  • Assessment Year: 2026
  • City/TownTax: $1,377
  • City/TownTax Freq: Annually
  • County Tax: $2,187
  • County Tax Freq: Annually
  • Tax w/Assessment: $215,733
  • Tax Amount: $3,565
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 739

Disclosures and Reports

  • Ownership: Fee Simple
  • Inclusions: TV mount, appliances, existing window coverings, existing screens

Listed by Mackintosh, Inc., Donna Kuzemchak

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Listing agent

— 108 Water St —

  • Donna Kuzemchak

    Mackintosh, Inc.

Listing Office Email: buzzmac@prodigy.net

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 108 Water St

School District:Frederick County Public Schools, Fort Detrick, MD
NameGradesDistance
Spring Ridge Elementary School
9051 Ridgefield Drive, Frederick, MD 21701
K-52.9 mi
Gov. Thomas Johnson Middle School
1799 Schifferstadt Boulevard, Frederick, MD 21701
6-81.9 mi
Gov. Thomas Johnson High School
1501 North Market Street, Frederick, MD 21701
9-121.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 108 Water St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/11/2026
Listed
$275,000
19.57%
MLS
12/13/2023
Sold
$230,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 108 Water St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,653
66%
$195,300
13%
2023
$2,204
—
$172,300
15%
2023
$2,204
5%
$149,300
18%
2022
$2,090
11%
$126,300
9%
2020
$1,888
1%
$116,100
10%
2021
$1,871
5%
$105,900
11%
2020
$1,780
-1%
$95,700
—
2019
$1,795
1%
$95,700
—
2018
$1,778
-1%
$95,700
-1%
2017
$1,797
—
$96,900
—
2016
$1,804
1%
$96,600
—
2015
$1,794
—
$96,300
—
2014
$1,795
—
$96,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Mackintosh, Inc., Donna Kuzemchak

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108 Water Street, Frederick, MD 21701 (MLS# MDFR2077364) is a Single Family property with 1 bedroom and 1 full bathroom. 108 Water Street is currently listed for $275,000 and was received on March 11, 2026. Want to learn more about 108 Water Street? Do you have questions about finding other Single Family real estate for sale in Frederick? You can browse all Frederick real estate or contact a Coldwell Banker agent to request more information.

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