Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$450,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,305 Sq. Ft.
  • 2 Car Garage
  • Updated 8 hours ago
See This Home
Save This Home
See This Home
Save This Home
Meticulously maintained solid brick Cape Cod ideally located in the heart of Downtown Frederick! This move-in-ready home offers the perfect blend of timeless character, thoughtful updates, and exceptional pride of ownership. The main level features a spacious living room, formal dining room, updated kitchen, convenient first-floor bedroom, half bath, and an enclosed rear porch that provides additional flexible living space. Upstairs, you'll find two generously sized bedrooms and a full bath. The large unfinished basement offers abundant storage and excellent potential for future finished living space. Previously installed drain tile helps keep the basement dry, providing added peace of mind. Outdoor amenities are equally impressive, including a welcoming covered front porch, a beautifully landscaped, fully fenced backyard with paver patio that is enclosed by an elegant wrought-iron fence, a detached garage, and off-street parking for up to three vehicles-an exceptional find in downtown Frederick. Located just a few blocks from vibrant Market Street, Carroll Creek, restaurants, shopping, parks, and entertainment, this turnkey home offers the charm of downtown living with the convenience and space today's buyers are looking for.

Full Property Details for 551 E Church St

General

  • Price: $450,000
  • Taxes: $5,013 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDFR2083490
  • Updated: 8/24/2026
  • Added to Site: 2 day(s) ago

Interior

  • Rooms/Areas: Bonus Room
  • Interior Features: Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Wood Floors
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Floor Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Exterior

  • Exterior Features: Extensive Hardscape, Sidewalks, Street Lights
  • Porch/Patio/Deck: Patio(s)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 4
  • Parking Type: Alley, Detached Garage, Off Street
  • Garage Description: Additional Storage Area, Garage - Rear Entry, Oversized

Location

  • County: FREDERICK
  • Subdivision: DOWNTOWN FREDERICK
  • Driving Directions: FROM EAST STREET GO EAST DOWN CHURCH STREET. 551 EAST CHURCH IS ON THE RIGHT. PARK IN THE BACK ON THE NEW PAD
  • City Limits: Yes

School Information

  • School District: Frederick County Public Schools

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Cape Cod
  • Structure Type: Detached
  • Construction: Brick
  • Basement: Yes
  • Basement Desc.: Full, Improved, Interior Access, Poured Concrete, Unfinished, Water Proofing System
  • Foundation: Block
  • Stories Description: Main
  • Square Feet: 1,305
  • Sq. Ft. Source: Assessor
  • Living Area: 1,305 Sq. Ft.
  • Finished Above Grnd: 1,305 Sq. Ft.
  • Year Built: 1930
  • Year Built Source: Estimated
  • Property Condition: Excellent

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,405
  • Lot Size Source: Estimated
  • Zoning: M1
  • Lot Description: Rear Yard, Level
  • Fencing (Description): Fully, Wrought Iron

Financial Considerations

  • Price Per Sq. Ft.: $344.83
  • Assessment Year: 2026
  • City/TownTax: $1,937
  • City/TownTax Freq: Annually
  • County Tax: $3,075
  • County Tax Freq: Annually
  • Tax w/Assessment: $290,167
  • Tax Amount: $5,013
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 1305

Disclosures and Reports

  • Ownership: Fee Simple

Listed by Charis Realty Group, Sharon Lelm

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 551 E Church St —

  • Sharon Lelm

    Charis Realty Group

Listing Office Email: home@charisrealty.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 551 E Church St

School District:Frederick County Public Schools, Fort Detrick, MD
NameGradesDistance
Spring Ridge Elementary School
9051 Ridgefield Drive, Frederick, MD 21701
K-52.8 mi
Gov. Thomas Johnson Middle School
1799 Schifferstadt Boulevard, Frederick, MD 21701
6-81.3 mi
Gov. Thomas Johnson High School
1501 North Market Street, Frederick, MD 21701
9-121.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 551 E Church St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/22/2026
Listed
$450,000
88.28%
MLS
6/26/2014
Sold
$239,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 551 E Church St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,046
—
$290,167
6%
2025
$4,046
12%
$274,600
5%
2023
$3,607
—
$261,900
5%
2023
$3,607
6%
$249,200
5%
2022
$3,416
11%
$236,500
12%
2020
$3,078
1%
$210,667
14%
2021
$3,050
5%
$184,833
16%
2019
$2,899
7%
$159,000
9%
2019
$2,700
10%
$146,433
9%
2018
$2,452
10%
$133,867
10%
2017
$2,227
-1%
$121,300
—
2016
$2,243
—
$121,300
—
2015
$2,237
-15%
$121,300
-16%
2014
$2,642
—
$143,600
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 551 E Church St

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Charis Realty Group, Sharon Lelm

Similar Properties near 551 E Church St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1312 Hillcrest Dr, Frederick, MD 21703 - Photo 1 Just Listed
$440,000

1312 Hillcrest Dr  Frederick, MD 21703

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,232
    Sq. Ft.
Listed by RE/MAX Results, Elizabeth MacLaren
246 E 7th St, Frederick, MD 21701 - Photo 1
$445,000

246 E 7th St  Frederick, MD 21701

  • Single Family
  • Active
  • 2
    Beds
  • 1
    Total Bath
  • 1,344
    Sq. Ft.
Listed by Samson Properties, Brian King
123 Sherri's Way, Smithsburg, MD 21783 - Photo 1
$450,000

123 Sherri's Way  Smithsburg, MD 21783

  • Single Family
  • Active
  • Updated 10 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,670
    Sq. Ft.
Listed by LPT Realty, LLC, Jay A Day and LPT Realty, LLC, Amy Beall
2301 Mt Ephraim Rd, Adamstown, MD 21710 - Photo 1
$460,000

2301 Mt Ephraim Rd  Adamstown, MD 21710

  • Single Family
  • Active
  • 5
    Beds
  • 2
    Total Baths
  • 2,724
    Sq. Ft.
Listed by Mackintosh, Inc., Abigail M Sievers

Just Listed near 551 E Church St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

11861 Wolfsville Rd, Smithsburg, MD 21783 - Photo 1 Just Listed
$165,000

11861 Wolfsville Rd  Smithsburg, MD 21783

  • Mobile Home
  • Active
  • Updated 5 days ago
  • 2
    Beds
  • 1
    Total Bath
  • 720
    Sq. Ft.
Listed by RE/MAX Results, Shirley J Bayer
8505 Inspiration Ave, Walkersville, MD 21793 - Photo 1 Just Listed
$519,000

8505 Inspiration Ave  Walkersville, MD 21793

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,483
    Sq. Ft.
Listed by LPT Realty, LLC, Jessica Almodovar
Rensberger Way, Ijamsville, MD 21754 - Photo 1 Just Listed
$395,000

Rensberger Way  ##LOT 4  Ijamsville, MD 21754

  • Lots/Land
  • Active
  • Updated 3 days ago
  • 5
    Acres
Listed by Keller Williams Realty Centre, Katie Milne
Rensberger Way, Ijamsville, MD 21754 - Photo 1 Just Listed
$395,000

Rensberger Way  #LOT 3  Ijamsville, MD 21754

  • Lots/Land
  • Active
  • Updated 3 days ago
  • 5.11
    Acres
Listed by Keller Williams Realty Centre, Katie Milne

Price Reduced near 551 E Church St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

12512 Bradbury Ave, Smithsburg, MD 21783 - Photo 1 Price Reduced
-$6,000 (-2.04%)
$288,000

12512 Bradbury Ave  Smithsburg, MD 21783

  • Single Family
  • Active
  • Updated 4 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 2,304
    Sq. Ft.
Listed by Open Door Brokerage, LLC, Verria Hairston and Open Door Brokerage, LLC, Michelle Huemmer
112 Glade Blvd, Walkersville, MD 21793 - Photo 1 Price Reduced
-$26,000 (-4.95%)
$499,000

112 Glade Blvd  Walkersville, MD 21793

  • Single Family
  • Active
  • Updated 4 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,768
    Sq. Ft.
Listed by LPT Realty, LLC, Jay A Day and LPT Realty, LLC, Amy Beall
10109 Fauberg St, Ijamsville, MD 21754 - Photo 1 Price Reduced
-$10,000 (-2.6%)
$374,900

10109 Fauberg St  Ijamsville, MD 21754

  • Townhouse
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 3
    Total Baths
Listed by Real Broker, LLC -, Sara Nicole Dunn
9506 Glade Ave, Walkersville, MD 21793 - Photo 1 Price Reduced
-$10,000 (-1.94%)
$505,000

9506 Glade Ave  Walkersville, MD 21793

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,880
    Sq. Ft.
Listed by Keller Williams Realty Centre, Lori W Rogers

Recent Sales near 551 E Church St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

18 1/2 N Wisner St, Frederick, MD 21701 - Photo 1 Sold
$402,000

18 1/2 N Wisner St  Frederick, MD 21701

  • Townhouse
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,232
    Sq. Ft.
Listed by Long & Foster Real Estate, Inc., Chris R Reeder
Sold by Charis Realty Group, ALEXANDRA L VASQUEZ
203 E 3rd St, Frederick, MD 21701 - Photo 1 Sold
$480,000

203 E 3rd St  Frederick, MD 21701

  • Townhouse
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 3,104
    Sq. Ft.
Listed by Mackintosh, Inc., Abigail M Sievers
Sold by Frederick Land & Home, LLC., David Bowers
311 Cheyenne Dr, Frederick, MD 21701 - Photo 1 Sold
$505,000

311 Cheyenne Dr  Frederick, MD 21701

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 2,288
    Sq. Ft.
Listed by RLAH @properties, Benjamin W White and RLAH @properties, Russell Brazil
Sold by Keller Williams Realty Centre, Bret L Merson
205 E 4th Street E, Frederick, MD 21701 - Photo 1 Sold
$457,500

205 E 4th Street E  Frederick, MD 21701

  • Townhouse
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,854
    Sq. Ft.
Listed by EXP Realty, LLC, Sasha Daugherty
Sold by Keller Williams Realty Centre, Andrew J Hopley

551 E Church Street, Frederick, MD 21701 (MLS# MDFR2083490) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 551 E Church Street is currently listed for $450,000 and was received on August 22, 2026. Want to learn more about 551 E Church Street? Do you have questions about finding other Single Family real estate for sale in Frederick? You can browse all Frederick real estate or contact a Coldwell Banker agent to request more information.

Tour this property