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$405,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3,160 Sq. Ft.
  • 2 Car Garage
  • Updated 3 days ago
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Previously Approved Short Sale! Welcome to this contemporary Craftsman-style Colonial situated on a desirable corner lot in Gaver Meadows. Built less than four years ago, this spacious home offers approximately 2,240 sq. ft. of above-grade living space, featuring 4 bedrooms, 2½ baths, plus an additional 920 sq. ft. unfinished basement ready for future expansion. The main level features an open-concept floor plan with comfortable living and entertaining spaces, while the generously sized bedrooms provide plenty of room to unwind. The unfinished basement offers excellent potential for additional living space, a recreation room, home gym, office, or storage. Outside, enjoy a large backyard and attached deck, perfect for entertaining, relaxing, or creating your own outdoor retreat. Additional highlights include energy-efficient construction, a 2-car garage, and a low HOA fee. Conveniently located near shopping, dining, parks, schools, and major commuter routes, including I-70 and I-81. The property is in need of TLC and is being offered as a short sale, presenting an excellent opportunity for buyers looking to add their personal touches and potentially build sweat equity in a newer home.

Full Property Details for 90 Charlotte St

General

  • Price: $405,000
  • HOA FEE: $40/month
  • Taxes: $5,459 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDWA2040432
  • Updated: 9/28/2026
  • Added to Site: 4 day(s) ago

Interior

  • Interior Features: Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Dining Area, Pantry, Recessed Lighting
  • Appliances: Built-In Microwave, Stainless Steel Appliances, Stove, Refrigerator, Dishwasher
  • Flooring: Luxury Vinyl Plank, Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Floor Baths: 3
  • Main - Full Baths: 2
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Main & Up: 4

Other Rooms

  • Laundry: Has Laundry, Upper Floor

Exterior

  • Exterior Features: Exterior Lighting
  • Porch/Patio/Deck: Deck(s), Porch(es)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Type: Attached Garage, Driveway
  • Garage Description: Garage Door Opener, Inside Access

Location

  • Municipality: Funkstown
  • County: WASHINGTON
  • Subdivision: GAVER MEADOWS
  • Cross Streets: Beaver Creek Road
  • Driving Directions: Hebb Rd to Emmert Rd to Patti Ln to Bessy Naomi Dr to Charlotte St
  • City Limits: Yes

School Information

  • School District: Washington County Public Schools

Community

  • Association: Yes
  • Pets Allowed: Yes
  • Pets: Dogs OK, Cats OK

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Energy Star Cooling System
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Septic
  • Water: Public
  • Utility Description: Electric Available, Phone, Other

Structural Information

  • Architectural Style: Contemporary, Craftsman, Colonial
  • Structure Type: Detached
  • Builder: Ryan
  • Model: Elder
  • Construction: Mixed, Concrete, Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Connecting Stairway
  • Foundation: Concrete Perimeter, Slab
  • Roof: Shingle
  • Walls/Ceilings: Dry Wall
  • Windows: Double Hung
  • Stories Description: Main
  • Square Feet: 3,160
  • Sq. Ft. Source: Assessor
  • Living Area: 2,240 Sq. Ft.
  • Finished Above Grnd: 2,240 Sq. Ft.
  • Year Built: 2023
  • Year Built Source: Assessor
  • Property Condition: Very Good

Lot Features

  • Lot Size (Acres): 0.25
  • Lot Size (Sq. Ft.): 10,890
  • Lot Size Source: Assessor
  • Zoning: TR

Green Features

  • Energy Efficient: Appliances
  • Indoor Air Quality: Ventilation

Financial Considerations

  • Price Per Sq. Ft.: $180.8
  • Association Fee: $40
  • Assoc Fee Freq.: Monthly
  • Assessment Year: 2026
  • City/TownTax: $1,571
  • City/TownTax Freq: Annually
  • County Tax: $3,887
  • County Tax Freq: Annually
  • Tax w/Assessment: $424,833
  • Tax Amount: $5,459
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 2240

Disclosures and Reports

  • Ownership: Fee Simple
  • Inclusions: Clothes dryer, Clothes washer, Dishwasher, Exhaust fan2, Garage opener, Garbage disposal, Microwave, Refrigerator, Stove,
  • Section: 3 B
  • Lot Number: 134

Listed by Bennett Realty Solutions, Donna A Heslop-Bryant

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Listing agent

— 90 Charlotte St —

  • Donna A Heslop-Bryant

    Bennett Realty Solutions

Listing Office Email: thebennettteam@yahoo.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 90 Charlotte St

School District:Washington County Public Schools, Williamsport, MD
NameGradesDistance
Ruth Ann Monroe Primary
1311 Yale Drive, Hagerstown, MD 21742
PK-21.5 mi
Eastern Elementary School
1320 Yale Drive, Hagerstown, MD 21742
3-51.6 mi
E. Russell Hicks Middle School
1321 South Potomac Street, Hagerstown, MD 21740
6-82.2 mi
South Hagerstown High School
1101 South Potomac Street, Hagerstown, MD 21740
9-122.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 90 Charlotte St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/28/2026
Listed
$405,000
-10.07%
MLS
7/20/2023
Sold
$450,357
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 90 Charlotte St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,713
—
$424,833
4%
2025
$3,713
8%
$407,567
4%
2023
$3,427
—
$390,300
4%
2023
$3,427
—
$374,567
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Bennett Realty Solutions, Donna A Heslop-Bryant

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90 Charlotte Street, Hagerstown, MD 21740 (MLS# MDWA2040432) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 90 Charlotte Street is currently listed for $405,000 and was received on September 28, 2026. Want to learn more about 90 Charlotte Street? Do you have questions about finding other Single Family real estate for sale in Hagerstown? You can browse all Hagerstown real estate or contact a Coldwell Banker agent to request more information.

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