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$439,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,268 Sq. Ft.
  • 2 Car Garage
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Located in the desirable waterfront community of Swan Point, this charming all-brick home offers a rare opportunity to enjoy comfort, space, and an exceptional lifestyle. Nestled on a beautifully landscaped corner lot with mature shade trees, the property is just a short stroll from peaceful water views. Inside, the home features 3 bedrooms, 2.5 bathrooms, a spacious family room with a two-sided gas fireplace that opens to the dining area, and a sunroom filled with natural light. Built with 2x6 construction for added durability and sound insulation, this home also includes a tall crawl space that offers excellent additional storage. The thoughtful floor plan and timeless design provide a solid foundation for your personal style. Additional highlights include a two-car garage and a recently replaced HVAC system. Residents of Swan Point enjoy access to resort-style amenities including a championship golf course, full-service marina, private beach, swimming pool, tennis and pickleball courts, and a vibrant calendar of community events all year long.

Full Property Details for 14495 Overcreek Dr

General

  • Price: $439,900
  • HOA FEE: $35/month
  • HOA FEE FREQ.: Semi-Annually
  • Taxes: $4,541 (2024)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDCH2044792
  • Updated: 12/17/2025
  • Added to Site: 226 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Floor Baths: 3
  • Main - Full Baths: 2
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Additional Information

  • Shared Amenities: Club House, Golf Club, Golf Course Membership Available, Golf Course, Jog/Walk Path, Marina/Marina Club, Pool - Outdoor, Pool Mem Avail, Tennis Courts, Tot Lots/Playground, Bar/Lounge, Basketball Courts, Beach, Bike Trail, Boat Dock/Slip, Boat Ramp, Common Grounds, Meeting Room, Picnic Area, Pier/Dock, Recreational Center, Swimming Pool, Putting Green, Water/Lake Privileges
  • Shared Pool: Yes
  • Pool: Yes

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Type: Attached Garage, Driveway
  • Garage Description: Garage - Side Entry, Garage Door Opener, Inside Access

Location

  • County: CHARLES
  • Subdivision: SWAN POINT
  • Driving Directions: From Rock Point Road, turn onto Swan Point Road, left onto Lord Baltimore Drive, right onto Ivanhoe Drive, left onto Wollaston Circle, left onto Over Creek Drive, property is located on the left.

School Information

  • School District: Charles County Public Schools
  • Elementary School: Dr. Thomas L. Higdon
  • Middle School: Piccowaxen
  • High School: La Plata

Community

  • Association: Yes
  • Assoc. Name: SWAN POINT PROPERTY OWNERS ASSOCIATION (SPPOA)
  • Assoc. Fees Include: Common Area Maintenance, Pool(s), Management, Recreation Facility, Road Maintenance, Snow Removal

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Ranch/Rambler
  • Structure Type: Detached
  • Construction: Brick
  • Foundation: Crawl Space
  • Stories Description: Main
  • Square Feet: 2,268
  • Sq. Ft. Source: Assessor
  • Living Area: 2,268 Sq. Ft.
  • Finished Above Grnd: 2,268 Sq. Ft.
  • Year Built: 1991
  • Year Built Source: Assessor

Lot Features

  • Lot Size (Acres): 0.36
  • Lot Size (Sq. Ft.): 15,766
  • Lot Size Source: Assessor
  • Zoning: RM

Financial Considerations

  • Price Per Sq. Ft.: $193.96
  • Association Fee: $210
  • Assoc Fee Freq.: Semi-Annually
  • Other Fee: $225
  • Other Fee Freq.: Monthly
  • Assessment Year: 2025
  • County Tax: $4,214
  • County Tax Freq: Annually
  • Tax w/Assessment: $364,333
  • Tax Amount: $4,541
  • Tax Year: 2024
  • Tax Total Finished Sq. Ft.: 2268

Disclosures and Reports

  • Ownership: Fee Simple
  • Section: 1
  • Lot Number: 9

Listed by Baldus Real Estate, Inc., Sarah Swann

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Listing agent

— 14495 Overcreek Dr —

  • Sarah Swann

    Baldus Real Estate, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 14495 Overcreek Dr

School District:Charles County Public Schools
NameGradesDistance
Dr. Thomas L. Higdon Elementary School
12872 Rock Point Road, Newburg, MD 20664
PK-53.6 mi
Piccowaxen Middle School
12834 Rock Point Road, Newburg, MD 20664
6-83.8 mi
La Plata High School
6035 Radio Station Road, La Plata, MD 20646
9-1216.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 14495 Overcreek Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/30/2025
Price Reduced
$439,900
-2.24%
MLS
7/09/2025
Listed
$450,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 14495 Overcreek Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,153
24%
$364,333
11%
2023
$4,154
—
$327,667
13%
2023
$4,154
18%
$291,000
3%
2022
$3,531
4%
$281,833
3%
2018
$3,383
-8%
$272,667
3%
2021
$3,694
2%
$263,500
1%
2020
$3,635
2%
$260,200
1%
2019
$3,551
1%
$256,900
1%
2018
$3,500
2%
$253,600
1%
2017
$3,433
2%
$250,100
1%
2016
$3,371
2%
$246,600
1%
2015
$3,314
—
$243,100
—
2014
$3,314
—
$243,100
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Baldus Real Estate, Inc., Sarah Swann

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14495 Over Creek Drive, Issue, MD 20645 (MLS# MDCH2044792) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 14495 Over Creek Drive is currently listed for $439,900 and was received on July 09, 2025. Want to learn more about 14495 Over Creek Drive? Do you have questions about finding other Single Family real estate for sale in Issue? You can browse all Issue real estate or contact a Coldwell Banker agent to request more information.

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