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$565,000 Just Listed
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Property Description
This stunning custom-built waterfront home on desirable Rumsey Island offers the perfect blend of luxury living and waterfront lifestyle. Boasting over 3,000 square feet, this semi-detached residence features 4 bedrooms and 3 full bathrooms, providing ample room for family and guests. Step inside to discover an open, light-filled layout with high-end finishes throughout. The rare fully finished basement adds significant living space and versatility - ideal for a home theater, recreation room, or additional guest suite. Outside, the waterfront paradise truly shines. Enjoy expansive waterfrontage with a private pier with boat lift , and deep water access perfect for boats and jet skis. The generous deck and balcony spaces are perfect for entertaining, watching sunsets over the water, or simply relaxing with coffee in the morning. Beautifully landscaped grounds, mature trees, and a private yard complete this exceptional outdoor retreat. Located in one of the area's most sought-after waterfront communities, this home offers the ultimate in convenience and recreation. Whether you're a boating enthusiast or simply dream of waterfront living, this property delivers it all. Don't miss this rare opportunity! NO HOA and NO Flood Ins. More pics will be added when property becomes active.
Full Property Details
Full Property Details for 124 Ravenswood
General
- Price: $565,000
- Taxes: $3,848 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDHR2056410
- Updated: 6/30/2026
- Added to Site: 3 day(s) ago
Interior
- Interior Features: Carpet, Combination Kitchen/Dining, Dining Area, Floor Plan - Open, Kitchen - Gourmet, Primary Bedroom - Bay Front, Recessed Lighting, Skylight(s), Stove - Pellet
- Fireplace: Yes
- Number of Fireplaces: 2
- Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Refrigerator, Stove, Stainless Steel Appliances, Washer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms Lower: 1
Exterior
- Porch/Patio/Deck: Deck(s), Balcony
Parking
- Total Spaces: 3
- Parking Features: Concrete Driveway
- Parking Type: Driveway, On Street
Location
- County: HARFORD
- Subdivision: RUMSEY ISLAND
- Driving Directions: shore dr to Ravenswood
- Location Details: Canal
School Information
- School District: Harford County Public Schools
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Colonial
- Structure Type: Twin/Semi-Detached
- Construction: Brick Front, Vinyl Siding
- Basement: Yes
- Basement Desc.: Daylight, Full, Fully Finished, Walkout Level
- Foundation: Block
- Windows: Bay/Bow, Skylights
- Doors: Six Panel, Sliding Glass
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 3,330
- Sq. Ft. Source: Estimated
- Living Area: 2,920 Sq. Ft.
- Finished Above Grnd: 2,220 Sq. Ft.
- Finished Below Grnd: 700 Sq. Ft.
- Year Built: 1985
- Year Built Source: Assessor
Unit Information
Unit 1
- Bedrooms-Lower: 1
Lot Features
- Property View: Water
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,403
- Lot Size Source: Assessor
- Zoning: R3
- Fencing (Description): Fully
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Front Type: Bay
- Water Front Name: Gunpowder
- Dock/Slip Conveys: Yes
- Docks: 1
Financial Considerations
- Price Per Sq. Ft.: $254.5
- Assessment Year: 2026
- County Tax: $3,848
- County Tax Freq: Annually
- Tax w/Assessment: $373,000
- Tax Amount: $3,848
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 2720
Disclosures and Reports
- Ownership: Fee Simple
- Lot Number: 1
Listed by Steen Properties, Margaret M Steen
Get Pre-Approved Today
Schools
Schools serving 124 Ravenswood
School District:Harford County Public Schools
| Name | Grades | Distance |
|---|---|---|
Joppatowne Elementary School 407 Trimble Rd, Joppatowne, MD 21085 | PK-5 | 0.8 mi |
Magnolia Middle School 299 Fort Hoyle Rd, Joppatowne, MD 21085 | 6-8 | 1.5 mi |
Joppatowne High School 555 Joppa Farm Rd, Joppatowne, MD 21085 | 9-12 | 0.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 124 Ravenswood
Date
Details
Price
Change
Source
6/29/2026
Listed
$565,000
9.71%
MLS
1/08/2026
Sold
$515,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 124 Ravenswood
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,632
4%
$353,100
6%
2022
$3,486
—
$333,200
2%
2022
$3,486
-2%
$326,533
2%
2021
$3,570
98%
$319,867
2%
2021
$1,807
-50%
$313,200
—
2020
$3,614
-3%
$313,200
-4%
2019
$3,733
1%
$326,400
1%
2018
$3,704
1%
$323,900
1%
2017
$3,675
1%
$321,400
1%
2016
$3,647
-1%
$318,900
—
2015
$3,693
1%
$318,900
—
2014
$3,659
—
$318,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 124 Ravenswood
124 Ravenswood, Joppa, MD 21085 (MLS# MDHR2056410) is a Single Family property with 4 bedrooms and 3 full bathrooms. 124 Ravenswood is currently listed for $565,000 and was received on June 29, 2026. Want to learn more about 124 Ravenswood? Do you have questions about finding other Single Family real estate for sale in Joppa? You can browse all Joppa real estate or contact a Coldwell Banker agent to request more information.

