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$429,900 Just Listed
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Property Description
NEW PRICE. MOVE-IN READY. AND AN OPPORTUNITY WORTH A SECOND LOOK. If you've been waiting for the right home, the right value, and the right moment to make a move in The Villages of Steeplechase, 38 Derby Drive deserves your attention. Back on the market with a significant new price adjustment, this impeccably maintained Augusta Villa is being offered by its original owner and delivers a combination buyers rarely find in one property: true main-level living, exceptional outdoor space, a finished walkout lower level, a private wooded backdrop, low-maintenance living, and the flexibility to settle in as little as 30 days. And there's more: a local lender is currently offering a complimentary rate buydown for qualified buyers, creating an opportunity to potentially reduce the cost of homeownership at a time when every dollar matters. Ask your agent for details and lender qualifications. From the moment you arrive, it's clear this home has been cared for. Inside, hardwood floors, 9-foot ceilings, crown molding, updated lighting, and new ceiling fans create a polished yet comfortable interior. The open-concept great room is anchored by a gas fireplace with custom built-in cabinetry and flows naturally into the dining area-equally suited for quiet evenings at home or a house full of guests. But one of this home's greatest advantages is how easily it lives. The main level includes a spacious owner's suite with private bath and walk-in closet, plus a second bedroom and full bath. Whether you're looking for the convenience of fewer stairs, space for guests, a dedicated office, or simply a floor plan that can adapt as life changes, this home gives you options. Then there's the lower level. The finished walkout expands the home with a large recreation/family room, third bedroom, full bath, and an additional finished room currently serving as a full-size laundry room. Need a home office? Fitness room? Hobby space? Media room? Additional guest space? The square footage is here to make it your own. The laundry room can also be converted back to a fourth bedroom. And when it's time to unwind, head outside. Backing to mature woods with no homes immediately behind you, the oversized screened porch is a standout feature-and one you have to experience in person. Morning coffee, dinner outside, game day with friends, or an evening surrounded by the trees: this feels less like a porch and more like another living room. A spacious composite deck provides even more outdoor space with minimal upkeep. Steeplechase makes everyday living easier, too. HOA services include lawn mowing, mulching, shrub trimming, and front-yard irrigation, while community amenities include a clubhouse, two fitness centers, swimming pool, wooded walking trails, and playground. This section also has no front foot fee and enjoys a quieter setting with minimal through traffic. Located minutes from downtown La Plata's shopping, dining, and healthcare, with convenient access to major Southern Maryland commuter routes, 38 Derby Drive is also well positioned for buyers relocating to the area or working throughout the Southern Maryland and greater Washington, D.C. region. The original owner has maintained it. The home is move-in ready. The wooded privacy is already here. The sellers can accommodate a quick settlement. And now, the price has changed. If 38 Derby Drive was on your radar before, it's time to take another look. If you're seeing it for the first time, don't wait for someone else to discover what you just did. Welcome home.
Full Property Details
Full Property Details for 38 Derby Dr
General
- Price: $429,900
- HOA FEE: $189/month
- Taxes: $8,820 (2026)
- Status: Active
- Type: Townhouse
- Source: BrightMLSMidAtlantic
- MLS ID: MDCH2059748
- Updated: 9/27/2026
- Added to Site: 3 day(s) ago
Interior
- Interior Features: Built-Ins, Upgraded Countertops, Recessed Lighting, Formal/Separate Dining Room, Attic, Ceiling Fan(s), Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Pantry, Primary Bath(s), Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
- Appliances: Dishwasher, Disposal, Icemaker, Oven/Range - Electric, Stainless Steel Appliances, Refrigerator
- Flooring: Carpet, Tile/Brick, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Lower: 2
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: Main Floor, Basement
Additional Information
- Shared Amenities: Exercise Room, Fitness Center, Jog/Walk Path, Pool - Outdoor, Bike Trail, Club House, Common Grounds, Swimming Pool, Tot Lots/Playground
- Shared Pool: Yes
- Pool: Yes
Exterior
- Exterior Features: Gutter System, Other
- Porch/Patio/Deck: Porch(es), Patio(s), Screened
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Type: Attached Garage
- Garage Description: Garage - Rear Entry
Location
- Municipality: La Plata
- County: CHARLES
- Subdivision: THE VILLAGES OF STEEPLECHASE
- Driving Directions: Leave RE/MAX One and get onto US-301 South (Crain Highway). Stay on US-301 South for about 1.5–2 miles. Turn right onto Catalpa Drive (the entrance to the Steeplechase community). Turn left onto Buckeye Circle. Turn right onto Derby Drive. Continue to 38 Derby Drive, which will be on your right.
- City Limits: Yes
School Information
- School District: Charles County Public Schools
- Elementary School: Call School Board
- Middle School: Call School Board
- High School: Call School Board
Community
- Association: Yes
- Assoc. Name: THE VILLAGES OF STEEPLECHASE HOMEOWNERS ASSOC
- Assoc. Fees Include: Lawn Care Front, Lawn Care Side, Lawn Maintenance, Management, Pool(s), Reserve Funds, Snow Removal, Trash
- Pets Allowed: Yes
- Pets: Cats OK, Dogs OK
Heating & Cooling
- Cooling Type: Other
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Propane - Metered
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Villa
- Structure Type: End of Row/Townhouse
- Model: Augusta
- Construction: Brick Front, HardiPlank Type
- Basement: Yes
- Basement Desc.: Fully Finished, Garage Access, Walkout Level
- Foundation: Block, Slab
- Roof: Architectural Shingle
- Windows: Energy Efficient, Screens
- Stories Description: Lower 1, Main
- Square Feet: 2,762
- Sq. Ft. Source: Estimated
- Living Area: 2,762 Sq. Ft.
- Finished Above Grnd: 1,381 Sq. Ft.
- Finished Below Grnd: 1,381 Sq. Ft.
- Year Built: 2017
- Year Built Source: Assessor
- Property Condition: Excellent, Very Good
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 2
Lot Features
- Lot Size (Acres): 0.05
- Lot Size (Sq. Ft.): 2,240
- Lot Size Source: Assessor
- Zoning: RESIDENTIAL
Financial Considerations
- Price Per Sq. Ft.: $311.3
- Association Fee: $189
- Assoc Fee Freq.: Monthly
- Assessment Year: 2024
- City/TownTax: $1,560
- City/TownTax Freq: Semi-Annually
- Tax w/Assessment: $445,900
- Tax Amount: $8,820
- Tax Year: 2026
Disclosures and Reports
- Ownership: Fee Simple
Listed by RE/MAX One, Amy A Gallo
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Schools
Schools serving 38 Derby Dr
School District:Charles County Public Schools
| Name | Grades | Distance |
|---|---|---|
Walter J. Mitchell Elementary School 400 Willow Lane South, La Plata, MD 20646 | PK-5 | 1.2 mi |
Milton M. Somers Middle School 300 Willow Lane, La Plata, MD 20646 | 6-8 | 1.1 mi |
Maurice J. Mcdonough High School 7165 Marshall Corner Road, Pomfret, MD 20675 | 9-12 | 3.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 38 Derby Dr
Date
Details
Price
Change
Source
9/27/2026
Listed
$429,900
5.5%
MLS
11/01/2017
Sold
$407,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 38 Derby Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
100%
$445,900
4%
2025
-100%
$427,600
4%
2023
$7,748
—
$409,300
5%
2023
$7,748
41%
$391,000
2%
2022
$5,501
24%
$384,433
2%
2018
$4,441
-40%
$377,867
2%
2021
$7,436
3%
$371,300
5%
2020
$7,200
4%
$354,267
5%
2019
$6,922
556%
$337,233
382%
2018
$1,055
3%
$70,000
2%
2017
$1,026
2%
$68,333
2%
2016
$1,002
38%
$66,667
42%
2015
$728
—
$47,067
—
2014
$728
—
$47,067
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 38 Derby Dr
38 Derby Drive, La Plata, MD 20646 (MLS# MDCH2059748) is a Townhouse property with 4 bedrooms and 3 full bathrooms. 38 Derby Drive is currently listed for $429,900 and was received on September 27, 2026. Want to learn more about 38 Derby Drive? Do you have questions about finding other Townhouse real estate for sale in La Plata? You can browse all La Plata real estate or contact a Coldwell Banker agent to request more information.

