4 Walnut Hill Rd La Plata, MD 20646

Motivated seller offering a rare opportunity to assume a 3.37% VA loan and secure significantly lower monthly payments in today's market. Ideally located in La Plata, Maryland, in sought-after Charles County, this spacious one-acre corner property delivers the privacy, flexibility, and lifestyle today's buyers are searching for while remaining within 30 miles of PAX River Naval Air Station, Naval Surface Warfare Center Indian Head, NSF Dahlgren, Joint Base Andrews, and commuting routes to Washington, DC, and Alexandria. This home is perfectly suited for military relocation, government professionals, first-time buyers, and anyone looking for room to grow, work, and play without restrictions. Surrounded by mature trees, the property offers a peaceful wooded setting with a large fenced backyard and patio, ideal for entertaining, pets, or creating your own outdoor oasis with space for a garden, firepit, or future pool. With no HOA, you have the freedom to bring your RV, boat, trailers, and work vehicles, all easily accommodated by a massive driveway with parking for seven or more cars. The oversized two-car garage currently functions as a workshop and is ideal for contractors, mechanics, small business owners, or creatives seeking a dedicated workspace. Inside, the flexible layout supports modern living with two main-level bedrooms perfect for guests, a home office, gym, or multigenerational needs, along with a mudroom and laundry area offering direct backyard access. The upper level is filled with natural light and features hardwood floors, a spacious living and dining area, a bright den with windows on three sides, a kitchen with new appliances, a primary bedroom, and two additional bedrooms. Located just minutes from shopping, schools, Charles County Government offices, and the regional hospital, this property combines convenience with space and privacy. With light updates, this home presents a strong opportunity to build equity in a high-demand La Plata market while enjoying the benefits of acreage, functional space, and an assumable low-rate VA loan that is increasingly hard to find.