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$420,000

  • Sold
  • Closed
  • Townhouse
  • 3 Beds
  • 2 Full Baths
  • 2 Partial Baths
  • 2,124 Sq. Ft.
  • 1 Car Garage
  • Updated 12 hours ago
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Welcome to this beautiful 3-level townhome located in a sought-after water-oriented community featuring a private beach perfect for canoeing, kayaking, and paddle boarding. Enjoy the ultimate Chesapeake Bay lifestyle with amazing water views from multiple levels of the home. The main level features a spacious family room ideal for entertaining. The kitchen is equipped with ceramic tile flooring, Corian countertops, and a large island with space left for a table. A sliding door leads to the deck, where you can relax and take in the breathtaking bay views. Upstairs, the primary suite offers a private loft-perfect for a reading nook or office-and an en suite bath with a walk-in shower. Two additional bedrooms and a full bath complete the upper level. The finished basement includes a recreation room, half bath, laundry area, and extra storage. Whether you're looking for a year-round residence or a weekend getaway, this home combines comfort, space, and waterfront access in a truly special setting.

Full Property Details for 48409 Surfside Dr

General

  • Sold For: $420,000
  • HOA FEE: $29/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $3,040 (2025)
  • Status: Closed
  • Type: Townhouse
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDSM2027756
  • Added to Site: 65 day(s) ago

Interior

  • Number of Rooms: 7
  • Rooms/Areas: Bedroom 2, Bedroom 3, Bedroom 1, Bathroom 1, Bathroom 2, Half Bath
  • Interior Features: Attic, Bathroom - Walk-In Shower, Carpet, Combination Kitchen/Dining, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Pantry, Wood Floors
  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator
  • Flooring: Carpet, Ceramic Tile, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1
  • Lower Floor Baths: 1
  • Lower - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 3

Other Rooms

  • Laundry: Basement

Additional Information

  • Shared Amenities: Beach

Exterior

  • Exterior Features: Private Beach, Sidewalks
  • Porch/Patio/Deck: Deck(s), Patio(s)

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Total Spaces: 1
  • Parking Type: Attached Garage, Driveway
  • Garage Description: Garage - Front Entry, Garage Door Opener

Location

  • County: SAINT MARYS
  • Subdivision: VILLAS ON WATERS EDGE
  • Driving Directions: GPS
  • Location Details: Bayfront

School Information

  • School District: St. Mary's County Public Schools

Community

  • Association: Yes
  • Assoc. Fees Include: Common Area Maintenance

Heating & Cooling

  • Cooling Type: Other, Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric, Solar
  • Water Heater: Electric, Solar

Utilities

  • Sewer: Public Septic
  • Water: Public

Structural Information

  • Architectural Style: Colonial
  • Structure Type: Interior Row/Townhouse
  • Construction: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Daylight, Full, Fully Finished, Garage Access, Walkout Level
  • Foundation: Concrete Perimeter
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 2,124
  • Sq. Ft. Source: Assessor
  • Living Area: 2,124 Sq. Ft.
  • Finished Above Grnd: 2,124 Sq. Ft.
  • Year Built: 1997
  • Year Built Source: Estimated
  • Property Condition: Excellent

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 0.05
  • Lot Size (Sq. Ft.): 2,178
  • Lot Size Source: Estimated
  • Zoning: RL
  • Lot Description: Backs to Trees

Water Features

  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Canoe/Kayak, Fishing Allowed, Private Access
  • Water Front Type: River
  • Water Front Name: Chesapeake Bay

Financial Considerations

  • Price Per Sq. Ft.: $197.74
  • Association Fee: $87
  • Assoc Fee Freq.: Quarterly
  • County Tax: $3,040
  • County Tax Freq: Annually
  • Tax w/Assessment: $326,600
  • Tax Amount: $3,040
  • Tax Year: 2025
  • Terms: Standard Sale
  • Tax Total Finished Sq. Ft.: 2124

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 8

Listed by CENTURY 21 New Millennium, Cynthia M Crispell and CENTURY 21 New Millennium, Carolyn A Kalmus-Choporis
Sold by CENTURY 21 New Millennium, Jesieryl U Hartzer

Listing agents

— 48409 Surfside Dr —

  • Cynthia M Crispell

    CENTURY 21 New Millennium

  • Carolyn A Kalmus-Choporis

    CENTURY 21 New Millennium

Get Pre-Approved Today

Be ready to buy your new home!

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 48409 Surfside Dr

School District:St. Marys County Public Schools
NameGradesDistance
Park Hall Elementary School
20343 Hermanville Road, Park Hall, MD 20667
PK-53.7 mi
Spring Ridge Middle School
19856 Three Notch Road, Lexington Park, MD 20653
6-83.3 mi
Great Mills High School
21130 Great Mills Road, Great Mills, MD 20634
9-124.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 48409 Surfside Dr

Date
Details
Price
Change
Source
1/02/2026
Sold
$420,000
—
MLS
11/12/2025
Listed
$420,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by CENTURY 21 New Millennium, Cynthia M Crispell and CENTURY 21 New Millennium, Carolyn A Kalmus-Choporis
Sold by CENTURY 21 New Millennium, Jesieryl U Hartzer

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48409 Surfside Drive, Lexington Park, MD 20653 (MLS# MDSM2027756) is a Townhouse property that was sold at $420,000 on January 02, 2026. Want to learn more about 48409 Surfside Drive? Do you have questions about finding other Townhouse real estate for sale in Lexington Park? You can browse all Lexington Park real estate or contact a Coldwell Banker agent to request more information.