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$550,000 Just Listed
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Property Description
Turn-Key Coastal Retreat with Water Access in Coveted Cove Point Beach Discover Cedar Beach Lodge-a rare opportunity to own a turn-key retreat in an exclusive beachfront community along the Chesapeake Bay. This stunning 3BR/2BA home is a proven, income-producing vacation rental with a loyal base of repeat guests, or it can serve as your own private coastal getaway. Just steps from a private sandy beach, the fully furnished home offers effortless comfort and an inviting open-concept design. The great room features soaring ceilings and seamless flow between the family room, dining area, and fully equipped kitchen-ideal for gathering with family and friends. Step onto the spacious deck or relax in the screened-in porch to enjoy morning coffee, evening sunsets, and the soothing rhythm of the waves. The outdoor amenities elevate the coastal lifestyle even further: enjoy a firepit under the stars, rinse off in the outdoor shower after a beach day, and take advantage of ample parking for guests. A secure walk-in storage area beneath the home provides room for bikes, paddleboards, and all your beach essentials. From sunrise walks to bonfires at dusk, every day here feels like a vacation. Stroll to the historic Cove Point Lighthouse or hunt for Miocene-era fossils and shark's teeth along the one-mile private shoreline. Located just one hour from Annapolis and Washington, D.C., and only minutes from Solomons Island, Cedar Beach Lodge offers the perfect balance of tranquility and convenience. Whether you're seeking a lifestyle, an investment, or both-this is your chance to own a piece of Chesapeake Bay paradise.
Full Property Details
Full Property Details for 10963 Beach Dr
General
- Price: $550,000
- Taxes: $3,648 (2026)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCA2025688
- Updated: 3/22/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 8
- Rooms/Areas: Bedroom 2, Kitchen, Bedroom 1, Great Room, Laundry, Bathroom 1
- Interior Features: Combination Kitchen/Dining, Combination Kitchen/Living, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Primary Bath(s), Wood Floors
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Fireplace - Glass Doors, Gas/Propane, Heatilator, Mantel(s)
- Appliances: Dishwasher, Icemaker, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Water Heater, Dryer
- Furnished: Yes
- Flooring: Carpet, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 1
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: Main Floor
Additional Information
- Equipment: Negotiable
Exterior
- Exterior Features: BBQ Grill, Gutter System, Outside Shower, Secure Storage
- Porch/Patio/Deck: Deck(s), Porch(es)
Parking
- Parking Features: Gravel Driveway, Private
- Parking Type: Off Street
Location
- County: CALVERT
- Subdivision: COVE POINT
- Cross Streets: Lighthouse Blvd
- Driving Directions: route four south to Cove Point Road which changes into Lighthouse as you enter the Cove Point Beach Community. Left on Beach to the home at the end on the left
- Location Details: Bayside
School Information
- School District: Calvert County Public Schools
- High School: Patuxent
Community
- Assoc. Name: COVE POINT BEACH ASSOCIATION
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Central air: Yes
- Cooling Type: Ceiling Fan(s), Central A/C
- Cooling Fuel: Electric
- Heating Type: Central, Heat Pump(s), Programmable Thermostat
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Holding Tank, Private Septic Tank, Septic Exists
- Water: Well
- Dist. to Water: 2 Blocks
- Utility Description: Cable TV, Electric Available, Phone, Propane
Structural Information
- Architectural Style: Contemporary, Post & Beam
- Structure Type: Detached
- Builder: BOB DAVIS & ASSOCIATES
- Construction: Cedar
- Basement: Yes
- Basement Desc.: Other
- Foundation: Block, Crawl Space, Slab
- Roof: Architectural Shingle
- Walls/Ceilings: Dry Wall
- Windows: Energy Efficient, Screens, Sliding
- Doors: Sliding Glass
- Entry Floor Number: 2
- Stories/Levels: 3
- Stories Description: Main, Upper 1
- Square Feet: 1,224
- Sq. Ft. Source: Estimated
- Living Area: 1,224 Sq. Ft.
- Finished Above Grnd: 1,224 Sq. Ft.
- Year Built: 2005
- Year Built Source: Estimated
- Property Condition: Excellent
Unit Information
- Unit Floor in Bldg.: 3
Additional Structures
- Other Structures: Shed
Lot Features
- Property View: Garden/Lawn, Street, Trees/Woods
- Lot Size (Acres): 0.34
- Lot Size (Sq. Ft.): 14,810
- Lot Size Source: Estimated
- Frontage Feet: 100
- Street/Road Desc.: Gravel, Other
- Zoning: R
- Lot Description: Backs to Trees, Level, No Thru Street
Water Features
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard
- Water Front Type: Bay
- Water Front Name: CHESAPEAKE BAY
Financial Considerations
- Price Per Sq. Ft.: $449.35
- Other Fee: $185
- Other Fee Freq.: Annually
- Assessment Year: 2026
- County Tax: $3,238
- County Tax Freq: Semi-Annually
- Tax w/Assessment: $347,100
- Tax Amount: $3,648
- Tax Year: 2026
- Tax Total Finished Sq. Ft.: 1224
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: May be sold unfurnished or furnished. Current vacation rental contracts may be transferred to the new owner.
- Section: 1
- Lot Number: 11
Listed by Home Towne Real Estate, Rebecca C King
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Schools
Schools serving 10963 Beach Dr
School District:Calvert County Public Schools
| Name | Grades | Distance |
|---|---|---|
Dowell Elementary School 12680 H G Trueman Road, Lusby, MD 20657 | PK-5 | 3.6 mi |
Southern Middle School, Lusby, MD 9615 H G Trueman Road, Lusby, MD 20657 | 6-8 | 3.4 mi |
Patuxent High School 12485 Southern Connector Boulevard, Lusby, MD 20657 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 10963 Beach Dr
Date
Details
Price
Change
Source
3/22/2026
Listed
$550,000
7.84%
MLS
5/16/2023
Sold
$510,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 10963 Beach Dr
Year
Property Taxes
Change
Tax Assessment
Change
2023
$2,141
—
$300,100
19%
2023
$2,141
—
$253,100
23%
2023
$2,141
1%
$206,100
1%
2022
$2,121
1%
$204,100
1%
2019
$2,099
-9%
$202,100
1%
2021
$2,294
—
$200,100
—
2020
$2,301
4%
$200,100
3%
2019
$2,218
-2%
$193,400
-1%
2018
$2,261
—
$195,000
—
2017
$2,258
6%
$195,000
—
2016
$2,139
-1%
$195,000
-1%
2015
$2,153
—
$196,600
—
2014
$2,151
—
$196,600
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 10963 Beach Dr
10963 Beach Drive, Lusby, MD 20657 (MLS# MDCA2025688) is a Single Family property with 3 bedrooms and 2 full bathrooms. 10963 Beach Drive is currently listed for $550,000 and was received on March 22, 2026. Want to learn more about 10963 Beach Drive? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

