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$368,000 Just Listed
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Property Description
This well maintained and affordable home is located on the edge of Chesapeake Ranch Estates with only a 3-minute drive to several shopping centers and a 3-minute drive to route 4. Inside, you'll find a home that is bigger than it looks, with 3 FULL bathrooms and 3 bedrooms that could easily become 5 with the conversion of the finished basement or rec room. The kitchen has new counters (2025) and tile backsplash. You'll have plenty of room for the culinary arts between the included coffee bar and the walk-in kitchen pantry. The floors throughout the home are easy to clean and maintain, including over 600 SQFT of new solid oak hardwood floor (2025) in the living areas and over 500 SQFT of waterproof LVP (2026) in the rec room and basement (and no carpet to stress over spills and upkeep). Upstairs, the master bedroom has a lovely, vaulted ceiling and an expansive master bathroom with dual sinks, a full wall mirror, a jacuzzi tub, and a separate shower. The home is set up to accommodate a growing family as the basement includes two additional storage closets and a utility room with two water heaters to enjoy limitless hot showers and baths. Outside, you'll discover a fully fenced and shaded backyard with mature trees capable of containing both large and small pets. The practical side garden situated alongside a pathway below the partially covered side porch is suitable for growing flowers or vegetables. Other recent improvements include brand new energy efficient primary home HVAC and separate rec room mini-split installed this March, additional parking with vehicle gate access to the backyard in 2024, and improved drainage in 2025. The neighborhood contains two private beaches, a lake, walking trails, a golf course, and an airport.
Full Property Details
Full Property Details for 11428 Stirrup Ln
General
- Price: $368,000
- HOA FEE: $52/month
- HOA FEE FREQ.: Annually
- Taxes: $4,093 (2026)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCA2027858
- Updated: Today (6/14/2026)
- Added to Site: Today
Interior
- Interior Features: Attic, Bathroom - Jetted Tub, Ceiling Fan(s), Pantry, Wood Floors
- Appliances: Dishwasher, Dryer - Electric, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Water Heater
- Flooring: Ceramic Tile, Hardwood, Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main Floor Baths: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 1
- Bedrooms Main & Up: 2
Additional Information
- Shared Amenities: Beach, Boat Ramp, Club House, Golf Course, Jog/Walk Path, Lake, Water/Lake Privileges
Parking
- Total Spaces: 4
- Parking Type: Driveway
Location
- County: CALVERT
- Subdivision: CHESAPEAKE RANCH ESTATES
- Driving Directions: Parking is available in the asphalt lot or the gravel lot and the house number is displayed by the front door.
School Information
- School District: Calvert County Public Schools
Community
- Association: Yes
- Assoc. Name: POA CHESAPEAKE RANCH ESTATES
- Assoc. Fees Include: Road Maintenance
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Central air: Yes
- Cooling Type: Ceiling Fan(s), Central A/C, Ductless/Mini-Split, Heat Pump(s)
- Cooling Fuel: Electric
- Heating Type: Central, Forced Air, Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Multi-tank
Utilities
- Sewer: Private Septic Tank
- Water: Private/Community Water
Structural Information
- Architectural Style: Ranch/Rambler
- Structure Type: Detached
- Construction: Stick Built, T-1-11, Vinyl Siding, Mixed Plumbing
- Basement: Yes
- Basement Desc.: Daylight, Partial, Walkout Level
- Foundation: Crawl Space
- Roof: Shingle
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 2,000
- Sq. Ft. Source: Estimated
- Living Area: 1,931 Sq. Ft.
- Finished Above Grnd: 1,685 Sq. Ft.
- Finished Below Grnd: 246 Sq. Ft.
- Year Built: 1990
- Year Built Source: Estimated
Lot Features
- Lot Size (Acres): 0.34
- Lot Size (Sq. Ft.): 14,810
- Lot Size Source: Estimated
- Lot Dimensions: 100 x 150
- Zoning: R
- Fencing (Description): Split Rail, Wire
Water Features
- Water Front Type: Bay
Green Features
- Energy Efficient: HVAC
Financial Considerations
- Price Per Sq. Ft.: $218.4
- Association Fee: $622
- Assoc Fee Freq.: Annually
- Assessment Year: 2026
- Tax w/Assessment: $335,000
- Tax Amount: $4,093
- Tax Year: 2026
Disclosures and Reports
- Ownership: Fee Simple
- Lot Number: 23
Listed by Real Broker, LLC, Kate Lynn Filkoski
Get Pre-Approved Today
Schools
Schools serving 11428 Stirrup Ln
School District:Calvert County Public Schools
| Name | Grades | Distance |
|---|---|---|
Appeal Elementary School 11655 H G Trueman Road, Lusby, MD 20657 | 3-5 | 0.6 mi |
Southern Middle School, Lusby, MD 9615 H G Trueman Road, Lusby, MD 20657 | 6-8 | 2.4 mi |
Patuxent High School 12485 Southern Connector Boulevard, Lusby, MD 20657 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 11428 Stirrup Ln
Date
Details
Price
Change
Source
6/14/2026
Listed
$368,000
74.74%
MLS
11/29/2023
Sold
$210,600
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 11428 Stirrup Ln
Year
Property Taxes
Change
Tax Assessment
Change
2023
$2,559
—
$305,433
11%
2023
$2,559
—
$275,867
12%
2023
$2,559
4%
$246,300
4%
2022
$2,455
10%
$236,300
4%
2019
$2,222
-17%
$226,300
5%
2021
$2,678
1%
$216,300
2%
2020
$2,639
3%
$211,867
2%
2019
$2,555
1%
$207,433
2%
2018
$2,536
2%
$203,000
2%
2017
$2,492
7%
$199,167
2%
2016
$2,332
2%
$195,333
2%
2015
$2,292
—
$191,500
—
2014
$2,290
—
$191,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 11428 Stirrup Ln
11428 Stirrup Lane, Lusby, MD 20657 (MLS# MDCA2027858) is a Single Family property with 3 bedrooms and 3 full bathrooms. 11428 Stirrup Lane is currently listed for $368,000 and was received on June 14, 2026. Want to learn more about 11428 Stirrup Lane? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

