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$465,000
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Property Description
Welcome to your own private waterfront retreat! Nestled along the shores of a beautiful lake in Lusby, this stunning split-level home offers breathtaking open water views, private lake access, your own dock, and even a paddle boat-creating the perfect setting for fishing, kayaking, sunbathing, and making unforgettable memories. Outdoor enthusiasts will fall in love with the incredible amenities this property has to offer. Designed for entertaining and relaxation, the home features multi-level decking, a wood-burning pizza oven, a screened gazebo, a Sunsetter awning for shade, and an abundance of seating areas to enjoy the peaceful waterfront surroundings. Whether you're hosting summer gatherings or enjoying a quiet evening by the water, this property truly delivers the ultimate outdoor lifestyle. The beautifully crafted paver driveway provides parking for at least four vehicles and adds an elevated touch of curb appeal. A welcoming front porch overlooks the quiet street and offers the perfect spot to enjoy your morning coffee. Inside, you'll find a spacious and versatile floor plan featuring three bedrooms, with the potential for a fourth bedroom by converting the expansive lower level. The primary suite serves as a cozy retreat complete with a wood-burning fireplace, a beautifully renovated ensuite bath featuring a large walk-in shower, and a private balcony offering seasonal winter views of the lake. The main living area is filled with natural light thanks to a dramatic wall of windows. Vaulted ceilings enhance the open feel of the family room, while the spacious kitchen and dining area provide excellent functionality for everyday living and entertaining. The dining room also offers flexibility as a reading nook, home office, or playroom. Beyond its appeal as a primary residence, this property presents an exceptional opportunity for a lakefront Airbnb or vacation rental. With waterfront access, ample parking, and proximity to popular Southern Maryland attractions, it could generate passive income while serving as your own weekend getaway or second home. Opportunities like this are rare, as only a select few homes in the neighborhood enjoy waterfront access. Conveniently located with an easy commute to NAS Patuxent River, and just minutes from Solomons Island's restaurants, entertainment, museums, local events, and waterfront activities. Whether you're searching for a year-round residence, a vacation retreat, or an investment opportunity, this lakefront gem offers the perfect combination of comfort, recreation, and location. Don't miss your chance to own this beautiful waterfront paradise! Schedule your private showing today.
Full Property Details
Full Property Details for 12361 Silver Rock Cir
General
- Sold For: $465,000
- HOA FEE: $49/month
- HOA FEE FREQ.: Annually
- Taxes: $3,797 (2025)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCA2027936
- Added to Site: 52 day(s) ago
Interior
- Interior Features: Attic, Carpet, Ceiling Fan(s), Bathroom - Walk-In Shower, Dining Area, Family Room Off Kitchen, Kitchen - Table Space
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Wood
- Appliances: Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer, Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 2
- Bedrooms Main & Up: 1
Additional Information
- Shared Amenities: Beach, Club House, Common Grounds, Community Center, Lake, Non-Lake Recreational Area, Tot Lots/Playground, Water/Lake Privileges
Exterior
- Exterior Features: Gutter System
- Porch/Patio/Deck: Balconies- Multiple, Deck(s), Patio(s)
Parking
- Total Spaces: 4
- Parking Type: Driveway
Location
- County: CALVERT
- Subdivision: CHESAPEAKE RANCH ESTATES
- Driving Directions: Please use GPS
- Location Details: Lake
School Information
- School District: Calvert County Public Schools
Community
- Association: Yes
- Assoc. Name: POACRE
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Heat Pump(s)
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Septic Exists, Private Septic Tank
- Water: Public
Structural Information
- Architectural Style: Split Level
- Structure Type: Detached
- Construction: Brick, Vinyl Siding
- Basement: Yes
- Basement Desc.: Daylight, Partial, Fully Finished, Walkout Level
- Foundation: Crawl Space
- Stories Description: Main, Upper 1
- Square Feet: 1,820
- Sq. Ft. Source: Assessor
- Living Area: 1,820 Sq. Ft.
- Finished Above Grnd: 1,820 Sq. Ft.
- Year Built: 1994
- Year Built Source: Assessor
Lot Features
- Property View: Lake
- Lot Size Source: Estimated
- Zoning: R
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Canoe/Kayak, Fishing Allowed, Private Access, Public Beach, Swimming Allowed
- Water Front Type: Lake
- Water Front Name: Lake Lariat
Financial Considerations
- Price Per Sq. Ft.: $258.19
- Association Fee: $585
- Assoc Fee Freq.: Annually
- Assessment Year: 2026
- County Tax: $3,387
- County Tax Freq: Annually
- Tax w/Assessment: $338,300
- Tax Amount: $3,797
- Tax Year: 2025
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 1820
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: Paddle Boat
- Section: 8E
- Lot Number: 14
Listed by EXP Realty, LLC, Melanie D Montague
Sold by EXP Realty, LLC, Kelly Minnigh
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Schools
Schools serving 12361 Silver Rock Cir
School District:Calvert County Public Schools
| Name | Grades | Distance |
|---|---|---|
Appeal Elementary School 11655 H G Trueman Road, Lusby, MD 20657 | 3-5 | 1.4 mi |
Mill Creek Middle School 12200 Southern Connector Boulevard, Lusby, MD 20657 | 6-8 | 1.3 mi |
Patuxent High School 12485 Southern Connector Boulevard, Lusby, MD 20657 | 9-12 | 1.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 12361 Silver Rock Cir
Date
Details
Price
Change
Source
7/23/2026
Sold
$465,000
-1.04%
MLS
6/17/2026
Listed
$469,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
12361 Silver Rock Circle, Lusby, MD 20657 (MLS# MDCA2027936) is a Single Family property that was sold at $465,000 on July 23, 2026. Want to learn more about 12361 Silver Rock Circle? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

