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$575,000
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Property Description
***Assumable VA Loan with a 2.25% Interest rate*** Welcome to 12951 Mills Creek Dr., a fully renovated waterfront retreat with 3 bedrooms, 3 full baths, and over 2,600 sqft of living space. Located in the peaceful Drum Point community, this home features an open floor plan, vaulted ceilings, hardwood floors, and abundant natural light throughout. Enjoy relaxing year-round in the 220 sqft screened-in porch, which lives like a second living room and overlooks serene Mills Creek, perfect for kayaking and fishing right from your backyard. The main level offers plush carpeting in bedrooms, a washer and dryer for convenience, and a well-appointed kitchen ideal for entertaining. The finished lower level includes high-quality vinyl flooring, a cozy fireplace, a bedroom, a full bath, and a flexible space perfect for a home office or 4th bedroom. A large indoor workshop and generous storage areas provide added functionality. You'll love the quiet neighborhood, where friendly neighbors enjoy walks throughout the day. As a bonus, residents have access to private community amenities, including a boat ramp, beach, and clubhouse. If you're looking for style, comfort, and direct water access, this home is the one. Don't miss your chance to own this stunning slice of waterfront paradise in Lusby, MD! The buyer of this home also has the rare opportunity to purchase the neighboring lot at 12947 Mills Creek Dr., Lusby, MD 20657 (MLS# MDCA2022010) for $60,000. This additional parcel offers extra privacy, space for future expansion, or the potential to build your dream guesthouse, garage, or water-access getaway.
Full Property Details
Full Property Details for 12951 Mills Creek Dr
General
- Sold For: $575,000
- HOA FEE: $16/month
- HOA FEE FREQ.: Annually
- Taxes: $4,469 (2024)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCA2021996
- Added to Site: 238 day(s) ago
Interior
- Rooms/Areas: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Den, Study, Great Room, Laundry, Other, Workshop, Bedroom 6
- Interior Features: Breakfast Area, Kitchen - Country, Window Treatments, Primary Bath(s), Floor Plan - Open
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane, Gas/Propane
- Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Oven/Range - Electric, Range Hood, Refrigerator, Washer
- Furnished: Yes
- Flooring: Hardwood, Carpet
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Lower: 1
- Bedrooms Main & Up: 2
- Primary Bedroom: Primary Bedroom - Flooring - Carpet, 16 x 18, Main
- Bedroom 1: Bedroom 2, 13 x 14, Main
- Bedroom 2: Bedroom 3, 11 x 14, Lower 1
- Bedroom 3: Bedroom 6, Unspecified
Other Rooms
- Living Room: Living Room - Flooring - Carpet, 24 x 28, Main
- Great Room: Great Room, Unspecified
- Family Room: Family Room, 18 x 28, Lower 1
- Kitchen: Kitchen, 14 x 15, Main
- Den: Yes
- Laundry: Main Floor, Washer In Unit, Unspecified
- Other Room 1: Other - Basement - Finished, Lower 1
- Work Shop: Workshop, Lower 1
Additional Information
- Shared Amenities: Beach, Community Center, Non-Lake Recreational Area, Pier/Dock, Water/Lake Privileges
Exterior
- Porch/Patio/Deck: Deck(s), Patio(s), Screened, Porch(es)
Parking
- Parking Features: Circular Driveway
- Parking Type: Off Street, Driveway
Location
- County: Calvert
- Development Name: Drum Point
- Subdivision: Drum Point
- Driving Directions: Use GPS
School Information
- School District: Calvert County Public Schools
- High School: Patuxent
Community
- Association: Yes
- Assoc. Name: DRUM POINT ASSOCIATION
- Assoc. Fees Include: Road Maintenance
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Heat Pump(s)
- Cooling Fuel: Electric
- Heating Type: Central, Forced Air
- Heating Fuel: Electric, Natural Gas
- Water Heater: Electric
Utilities
- Sewer: Approved System
- Water: Well
- Utility Description: Cable TV Available, Propane, Sewer Available
Structural Information
- Architectural Info: Split Foyer
- Architectural Style: Split Foyer
- Structure Type: Detached
- Construction: Vinyl Siding
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Connecting Stairway, Outside Entrance, Fully Finished, Walkout Level
- Foundation: Block
- Roof: Asphalt
- Walls/Ceilings: Cathedral Ceilings, Vaulted Ceilings
- Stories/Levels: 0
- Stories Description: Lower 1, Lower 2, Main
- Square Feet: 2,734
- Sq. Ft. Source: Estimated
- Living Area: 2,600 Sq. Ft.
- Year Built: 1990
- Year Built Source: Assessor
- Property Condition: Excellent
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 1
Additional Structures
- Other Structures: Shed
Lot Features
- Property View: Creek/Stream, Water
- Lot Size (Acres): 0.34
- Lot Size (Sq. Ft.): 14,680
- Lot Size Source: Assessor
- Lot Features: Stream/Creek, Tidal Wetland
- Zoning: R
- Lot Description: Stream/Creek, Tidal Wetland
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Boat - Powered
- Water Front Type: Creek
- Water Front Name: MILLS CREEK
- Docks: 1
Financial Considerations
- Price Per Sq. Ft.: $392.73
- Association Fee: $188
- Assoc Fee Freq.: Annually
- Assessment Year: 2024
- Tax w/Assessment: $442,500
- Tax Amount: $4,469
- Tax Year: 2024
- Terms: Standard Sale
Disclosures and Reports
- Ownership: Fee Simple
- Exclusions: Nest thermostats, Freezer in the basement
- Section: 7
- Lot Number: 34
Listed by Realty One Group Performance, LLC, Kenneth L Powell
Sold by CENTURY 21 New Millennium, Conor M Loughran
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Schools
Schools serving 12951 Mills Creek Dr
School District:Calvert County Public Schools
| Name | Grades | Distance |
|---|---|---|
Dowell Elementary School 12680 H G Trueman Road, Lusby, MD 20657 | PK-5 | 1.8 mi |
Mill Creek Middle School 12200 Southern Connector Boulevard, Lusby, MD 20657 | 6-8 | 2 mi |
Patuxent High School 12485 Southern Connector Boulevard, Lusby, MD 20657 | 9-12 | 1.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 12951 Mills Creek Dr
Date
Details
Price
Change
Source
9/05/2025
Sold
$575,000
6.48%
MLS
7/05/2025
Listed
$540,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
12951 Mills Creek Drive, Lusby, MD 20657 (MLS# MDCA2021996) is a Single Family property that was sold at $575,000 on September 05, 2025. Want to learn more about 12951 Mills Creek Drive? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

