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$499,999

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 2,680 Sq. Ft.
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Start your New Year with a showing of this waterfront home that is priced under $500,000! Discover the perfect blend of waterfront living and peaceful privacy in this 3-bedroom, 3-bath home with endless potential. Nestled on nearly an acre lot with mature trees, this property offers direct water access and a newer pier with pylons already in place-ready for you to add your ideal boat lift. A gently graded path wide enough for a golf cart or 4-wheeler makes getting to the water effortless. Inside, you'll find beautiful hardwood floors, spacious bedrooms, and a layout ready for your updates and personal touch. The primary bedroom and living room have beautiful high vaulted ceilings that give a luxury feel to this private sanctuary. The basement offers a beautiful wood burning stove that opens up to space for entertaining. Whether you're looking to modernize or simply refresh, this home offers an incredible opportunity to create the waterfront retreat you've been dreaming of. Step outside to a large back deck perfect for morning coffee, evening sunsets, and hosting friends. With ample wooded privacy and room to relax, this outdoor space is truly a highlight. Bring your vision and unlock the full potential of this exceptional waterfront property-your dream home on the water awaits!

Full Property Details for 779 Spruce Dr

General

  • Price: $499,999
  • HOA FEE: $20/month
  • Taxes: $5,590 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDCA2024204
  • Updated: 1/1/2026
  • Added to Site: 47 day(s) ago

Interior

  • Rooms/Areas: Dining Room, Bedroom 2, Kitchen, Family Room, Den, Basement, Foyer, Bedroom 1, In-Law/auPair/Suite
  • Interior Features: Attic, 2nd Kitchen, Breakfast Area, Combination Dining/Living, Primary Bath(s), Stove - Wood, Floor Plan - Open
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - Full Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 1
  • Bedrooms Main & Up: 2

Additional Information

  • Security/Safety: Smoke Detector

Exterior

  • Porch/Patio/Deck: Deck(s)

Parking

  • Parking Type: Driveway

Location

  • County: CALVERT
  • Subdivision: WHITE SANDS
  • Driving Directions: GPS

School Information

  • School District: Calvert County Public Schools

Community

  • Association: Yes

Heating & Cooling

  • Cooling Type: Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s), Wood Burn Stove
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Septic Exists
  • Water: Well
  • Dist. to Water: 0 Feet

Structural Information

  • Architectural Style: Contemporary
  • Structure Type: Detached
  • Construction: Cedar
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Outside Entrance, Connecting Stairway, Full, Heated, Partially Finished, Rear Entrance
  • Foundation: Other
  • Roof: Asphalt
  • Walls/Ceilings: Cathedral Ceilings, Dry Wall
  • Doors: Storm
  • Stories Description: Lower 1, Lower 2, Main, Upper 1
  • Square Feet: 2,680
  • Sq. Ft. Source: Estimated
  • Living Area: 2,060 Sq. Ft.
  • Finished Above Grnd: 1,560 Sq. Ft.
  • Finished Below Grnd: 500 Sq. Ft.
  • Year Built: 1985
  • Year Built Source: Assessor

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Additional Structures

  • Other Structures: Shed

Lot Features

  • Property View: Water, Creek/Stream
  • Lot Size (Acres): 0.94
  • Lot Size (Sq. Ft.): 41,130
  • Lot Size Source: Assessor
  • Zoning: R
  • Lot Description: No Thru Street, Partly Wooded, Private

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: Creek/Stream
  • Water Front Name: ST JOHN CREEK
  • Dock/Slip Conveys: Yes
  • Docks: 1
  • Power Boats: 2
  • Non-Power Boats: 1

Financial Considerations

  • Price Per Sq. Ft.: $320.51
  • Association Fee: $20
  • Assoc Fee Freq.: Monthly
  • Assessment Year: 2025
  • County Tax: $5,180
  • County Tax Freq: Annually
  • Tax w/Assessment: $480,033
  • Tax Amount: $5,590
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 1560

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 723

Listed by Real Broker, LLC - Dunkirk, Haley Lynn Taylor

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Listing agent

— 779 Spruce Dr —

  • Haley Lynn Taylor

    Real Broker, LLC - Dunkirk

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 779 Spruce Dr

School District:Calvert County Public Schools
NameGradesDistance
St Leonard Elementary School
5370 Saint Leonard Road, Saint Leonard, MD 20685
PK-53.1 mi
Southern Middle School, Lusby, MD
9615 H G Trueman Road, Lusby, MD 20657
6-82 mi
Calvert High School
520 Fox Run Boulevard, Prince Frederick, MD 20678
9-1210.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 779 Spruce Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/01/2026
Price Reduced
$499,999
—
MLS
12/24/2025
Price Reduced
$500,000
-8.93%
MLS
11/30/2025
Listed
$549,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 779 Spruce Dr

Year
Property Taxes
Change
Tax Assessment
Change
2023
$4,537
—
$480,033
5%
2023
$4,537
—
$458,367
5%
2023
$4,537
1%
$436,700
1%
2022
$4,492
2%
$432,300
1%
2019
$4,389
-5%
$427,900
1%
2021
$4,626
124%
$423,500
1%
2020
$2,063
-11%
$418,367
1%
2019
$2,315
-49%
$413,233
1%
2018
$4,528
—
$408,100
—
2017
$4,515
6%
$407,133
—
2016
$4,259
104%
$406,167
—
2015
$2,091
-51%
$405,200
—
2014
$4,281
—
$405,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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Listed by Real Broker, LLC - Dunkirk, Haley Lynn Taylor

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779 Spruce Drive, Lusby, MD 20657 (MLS# MDCA2024204) is a Single Family property with 3 bedrooms and 3 full bathrooms. 779 Spruce Drive is currently listed for $499,999 and was received on November 30, 2025. Want to learn more about 779 Spruce Drive? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

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