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$1,375,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,696 Sq. Ft.
  • Updated 1 hour ago
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Experience mountain-lake living at its finest in this stunning 4-bedroom, 3.5-bath home boasting some of the most breathtaking views of Deep Creek Lake. Perfectly positioned to capture panoramic lake vistas, this exceptional property offers lake access and a dedicated dock slip, making it an ideal year-round retreat or vacation getaway. Â Inside, you'll find numerous recent upgrades and improvements designed for both comfort and style. The main level has been thoughtfully renovated to create a more open and inviting floor plan, highlighted by beautiful new flooring and enhanced living spaces that maximize the home's incredible views. The attached garage has been completely finished and transformed into a fantastic game room and additional living area, complete with a convenient half bath, perfect for entertaining family and friends. Â There is also potential for a 5th bedroom in this space. Â Major updates provide peace of mind, including a new roof installed in 2023 and a newly paved driveway completed in 2025. Â Whether you're relaxing on the deck overlooking the lake, spending the day on the water from your dock slip, or enjoying nearby recreational opportunities, this property truly has it all. Ideally located just minutes from Wisp Resort, area golf courses, shopping, dining, and countless outdoor activities, 119 Overlook Terrace offers the perfect combination of spectacular lake views, coveted water access, and unmatched convenience. Â Don't miss this rare opportunity to own a premier Deep Creek Lake property where unforgettable memories await!

Full Property Details for 119 Overlook Terrace

General

  • Price: $1,375,000
  • HOA FEE: $113/month
  • HOA FEE FREQ.: Annually
  • Taxes: $9,937 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2012112
  • Updated: Today (6/13/2026)
  • Added to Site: Today

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Floor Baths: 2
  • Main - Full Baths: 2
  • Lower Floor Baths: 2
  • Lower - Full Baths: 1
  • Lower - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Lower: 2
  • Bedrooms Main & Up: 2

Parking

  • Parking Features: Paved Driveway
  • Parking Type: Driveway

Location

  • County: GARRETT
  • Subdivision: MONTE VISTA HEIGHTS
  • Driving Directions: From McHenry, 219 S to Left on Rock Lodge Rd, Left on Monte Vista Dr, Left on Overlook Terrace, home will be on the left.

School Information

  • School District: Garrett County Public Schools

Community

  • Association: Yes

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Ductless/Mini-Split
  • Cooling Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well

Structural Information

  • Architectural Style: Chalet
  • Structure Type: Detached
  • Construction: Frame
  • Basement: Yes
  • Basement Desc.: Connecting Stairway, Fully Finished, Heated, Improved, Interior Access, Walkout Level, Windows
  • Foundation: Block
  • Stories Description: Lower 1, Main
  • Square Feet: 3,696
  • Sq. Ft. Source: Estimated
  • Living Area: 3,416 Sq. Ft.
  • Finished Above Grnd: 1,708 Sq. Ft.
  • Finished Below Grnd: 1,708 Sq. Ft.
  • Year Built: 1995
  • Year Built Source: Assessor

Unit Information

Unit 1

  • Bathrooms-Lower: 2
  • Bedrooms-Lower: 2

Lot Features

  • Property View: Lake, Mountain
  • Lot Size (Acres): 1
  • Lot Size (Sq. Ft.): 43,560
  • Lot Size Source: Assessor
  • Zoning: R

Water Features

  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Private Access, Swimming Allowed
  • Water Front Type: Lake
  • Dock/Slip Conveys: Yes
  • Docks: 1

Financial Considerations

  • Price Per Sq. Ft.: $805.04
  • Association Fee: $1,350
  • Assoc Fee Freq.: Annually
  • Other Fee: $550
  • Other Fee Freq.: Annually
  • Assessment Year: 2026
  • County Tax: $9,937
  • County Tax Freq: Annually
  • Tax w/Assessment: $1,010,000
  • Tax Amount: $9,937
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 3136

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 00P2

Listed by Taylor-Made Deep Creek Sales, Eric John Crawford

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Listing agent

— 119 Overlook Terrace —

  • Eric John Crawford

    Taylor-Made Deep Creek Sales

Listing Office Email: terah@deepcreeksales.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 119 Overlook Terrace

School District:Garrett County Public Schools
NameGradesDistance
Accident Elementary School
534 Accident Bittinger Road, Accident, MD 21520
PK-57 mi
Northern Middle School, Accident, MD
371 Pride Parkway, Accident, MD 21520
6-89.6 mi
Northern Garrett High School
86 Pride Parkway, Accident, MD 21520
9-129.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 119 Overlook Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/13/2026
Listed
$1,375,000
103.7%
MLS
3/21/2020
Sold
$675,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 119 Overlook Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,376
13%
$877,833
18%
2024
$9,157
21%
$745,667
22%
2023
$7,595
11%
$613,500
5%
2022
$6,844
2%
$586,000
5%
2020
$6,680
15%
$558,500
5%
2017
$5,813
-8%
$531,000
—
2019
$6,301
1%
$528,667
—
2018
$6,235
—
$527,500
—
2017
$6,207
—
$527,500
—
2016
$6,207
-2%
$527,500
-1%
2015
$6,314
1%
$534,200
—
2014
$6,261
—
$534,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Taylor-Made Deep Creek Sales, Eric John Crawford

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119 Overlook Terrace, Mc Henry, MD 21541 (MLS# MDGA2012112) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 119 Overlook Terrace is currently listed for $1,375,000 and was received on June 13, 2026. Want to learn more about 119 Overlook Terrace? Do you have questions about finding other Single Family real estate for sale in Mc Henry? You can browse all Mc Henry real estate or contact a Coldwell Banker agent to request more information.

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