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$1,700,000

  • Sold
  • Closed
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,328 Sq. Ft.
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Welcome to 86 shingle Camp Terrace - a remarkable, 4 bedroom, 3.5 bathroom lakefront home in one of Deep Creek's most desirable coves. Offering 60' of gradual lake frontage with deep water off the dock in a no wake zone cove, you are sure to experience the best that life at the lake has to offer. Located on a private street with no outlet with only a few homes beyond this one provides a low-traffic feel that can be hard to replicate. The functional design offers a large, main level bedroom suite with its own full bathroom, powder room, kitchen, dining and living room with wood burning fireplace, and tall chalet ceilings to capture the eastern light. The upper level offers another large bedroom suite with full bathroom, walk in closet and loft balcony, perfect for computer work before a day on the lake. The lower level has brand new carpets throughout, an all new wet bar with sink, beverage fridges, ice maker and kegerator, as well as 2 more bedrooms, 1 full bathroom, laundry room and more storage. Enjoy a peaceful evening in the hot tub on the lower level deck or a bonfire on the lighted patio looking over the lake. The path to the water offers a lighted pathway down to the lake shed and Type-A dock. Located just 5 minutes from the top of Wisp Resort and a short boat ride to almost any restaurant on the waterfront, this setting puts you exactly where you need to be at Deep Creek Lake. If you have been searching for a home at the lake and haven't found it, this may be the one. Call today to schedule a private showing, opportunities like this do not last!

Full Property Details for 86 Shingle Camp Terrace

General

  • Sold For: $1,700,000
  • Taxes: $10,513 (2025)
  • Status: Closed
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2012306
  • Added to Site: 89 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Wood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 1
  • Bedrooms Lower: 2
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Basement

Parking

  • Total Spaces: 4
  • Parking Type: Driveway

Location

  • County: GARRETT
  • Driving Directions: 86 Shingle Camp Terrace, McHenry, MD in GPS

School Information

  • School District: Garrett County Public Schools

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Propane - Owned
  • Water Heater: Propane

Utilities

  • Sewer: Public Sewer
  • Water: Well
  • Dist. to Water: 200 Feet

Structural Information

  • Architectural Style: Chalet
  • Structure Type: Detached
  • Construction: Frame
  • Basement: Yes
  • Basement Desc.: Fully Finished
  • Foundation: Block
  • Roof: Architectural Shingle
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 2,328
  • Sq. Ft. Source: Assessor
  • Living Area: 2,328 Sq. Ft.
  • Finished Above Grnd: 1,416 Sq. Ft.
  • Finished Below Grnd: 912 Sq. Ft.
  • Year Built: 2001
  • Year Built Source: Assessor

Unit Information

Unit 1

  • Bathrooms-Lower: 1
  • Bedrooms-Lower: 2

Lot Features

  • Lot Size (Acres): 0.29
  • Lot Size (Sq. Ft.): 12,755
  • Lot Size Source: Assessor
  • Street/Road Desc.: Gravel
  • Zoning: R

Water Features

  • Water Front: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Private Access, Waterski/Wakeboard, Swimming Allowed
  • Water Front Type: Lake
  • Water Front Name: Deep Creek Lake
  • Dock/Slip Conveys: Yes
  • Docks: 1
  • Power Boats: 2
  • Non-Power Boats: 1

Financial Considerations

  • Price Per Sq. Ft.: $1,267.66
  • Assessment Year: 2026
  • County Tax: $10,513
  • County Tax Freq: Annually
  • Tax w/Assessment: $1,068,700
  • Tax Amount: $10,513
  • Tax Year: 2025
  • Terms: Standard Sale
  • Tax Total Finished Sq. Ft.: 2328

Disclosures and Reports

  • Ownership: Fee Simple

Listed by Railey Realty, Inc., Nick Fratz-Orr
Sold by Unrepresented, Unrepresented

Listing agent

— 86 Shingle Camp Terrace —

  • Nick Fratz-Orr

    Railey Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 86 Shingle Camp Terrace

School District:Garrett County Public Schools
NameGradesDistance
Accident Elementary School
534 Accident Bittinger Road, Accident, MD 21520
PK-57.3 mi
Northern Middle School, Accident, MD
371 Pride Parkway, Accident, MD 21520
6-89.9 mi
Northern Garrett High School
86 Pride Parkway, Accident, MD 21520
9-1210 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 86 Shingle Camp Terrace

Date
Details
Price
Change
Source
9/10/2026
Sold
$1,700,000
-5.29%
MLS
8/04/2026
Price Reduced
$1,795,000
-5.28%
MLS
7/12/2026
Listed
$1,895,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Railey Realty, Inc., Nick Fratz-Orr
Sold by Unrepresented, Unrepresented

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86 Shingle Camp Terrace, Mc Henry, MD 21541 (MLS# MDGA2012306) is a Single Family property that was sold at $1,700,000 on September 10, 2026. Want to learn more about 86 Shingle Camp Terrace? Do you have questions about finding other Single Family real estate for sale in Mc Henry? You can browse all Mc Henry real estate or contact a Coldwell Banker agent to request more information.