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$629,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3,952 Sq. Ft.
  • 2 Car Garage
  • Updated 4 hours ago
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Step into a home where everyday living feels like a retreat-launch your kayak right from your own private pier and experience the lifestyle Cat Creek has to offer. This water-oriented property offers direct access just off the Patuxent River, where a scenic path leads through the backyard to the water's edge-perfect for kayaking, wildlife watching, or simply relaxing by the water. Set on a peaceful one-acre lot in Mechanicsville, this well-maintained Colonial features 4 bedrooms, 2.5 baths, and a two-car front-entry garage, with standout curb appeal highlighted by an expansive wraparound front porch and striking double staircase. The main level offers hardwood floors, a bright foyer, formal living room ideal for a den or flex space, dedicated home office, separate dining room, half bath, and interior garage access. The kitchen anchors the rear of the home with stainless steel appliances, tiled flooring, pantry, pot rack, modern fixtures, and abundant cabinetry, along with a built-in desk overlooking the spacious family room with gas fireplace and access to the backyard. Just off the kitchen, the sunroom is filled with natural light and provides a comfortable space to unwind while taking in views of the surrounding landscape. Upstairs, the primary suite features tray ceilings, blackout blinds, a walk-in closet, and an ensuite bath with dual-sink vanity, oversized shower with dual shower heads, and a private toilet closet. Three additional generously sized bedrooms with ceiling fans and ample closet space share a full bath with dual vanities, including one bedroom featuring a Murphy bed with built-in shelving, along with the convenience of an upper-level laundry room. The basement is drywalled and ready for finishing, offering a true blank canvas for a recreation room, additional living space, bedrooms, or storage. Outdoor living continues to impress with composite decking, a covered patio, gazebo-style grilling and gathering area, and a scenic backyard leading to stairs down to the private pier on Cat Creek. Additional highlights include a whole-house generator, three storage sheds, and numerous recent updates including interior paint, new dishwasher, new microwave, upgraded front door with sidelights and screen door, composite front porch and steps, composite rear deck, tankless water heater, thermal compression tank, Hunter Douglas blackout blinds, replaced garage door opener, updated heat pumps, and whole-house AprilAire humidifiers. A detailed updates sheet is available in the document section.

Full Property Details for 27245 Cat Creek Rd

General

  • Price: $629,000
  • Taxes: $6,632 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDSM2030482
  • Updated: 4/12/2026
  • Added to Site: 1 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Kitchen, Family Room, Foyer, Sun/Florida Room, Laundry, Recreation Room
  • Interior Features: Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Pantry, Upgraded Countertops, Walk-in Closet(s), Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas/Propane
  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Instant Hot Water, Oven/Range - Electric, Refrigerator, Washer, Water Conditioner - Owned, Water Heater - Tankless
  • Flooring: Carpet, Hardwood, Tile/Brick

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 4

Other Rooms

  • Laundry: Upper Floor

Exterior

  • Exterior Features: Bump-outs, Extensive Hardscape, Outbuilding(s), Other
  • Porch/Patio/Deck: Deck(s), Patio(s), Porch(es), Wrap Around

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 6
  • Parking Features: Crushed Stone
  • Parking Type: Attached Garage, Driveway, Off Street
  • Garage Description: Garage - Front Entry, Garage Door Opener

Location

  • County: SAINT MARYS
  • Subdivision: RIVERWOOD FARMS
  • Driving Directions: WAZE/MAPS/GPS
  • Location Details: Creek/Stream

School Information

  • School District: St. Mary's County Public Schools

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric, Propane - Owned
  • Water Heater: Instant Hot Water, Tankless

Utilities

  • Sewer: On Site Septic
  • Water: Well

Structural Information

  • Architectural Style: Colonial
  • Structure Type: Detached
  • Construction: Combination
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Connecting Stairway, Daylight, Partial, Partially Finished, Rear Entrance
  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Walls/Ceilings: Dry Wall, 9'+ Ceilings, High
  • Windows: Double Hung
  • Doors: Six Panel
  • Stories Description: Main, Upper 1
  • Square Feet: 3,952
  • Sq. Ft. Source: Assessor
  • Living Area: 2,632 Sq. Ft.
  • Finished Above Grnd: 2,632 Sq. Ft.
  • Year Built: 2006
  • Year Built Source: Assessor
  • Property Condition: Excellent

Additional Structures

  • Other Structures: Gazebo, Shed, Garage(s)

Lot Features

  • Property View: Bay, Creek/Stream
  • Lot Size (Acres): 1.09
  • Lot Size (Sq. Ft.): 47,480
  • Lot Size Source: Assessor
  • Zoning: RNC
  • Lot Description: Backs to Trees, Fishing Available, Front Yard, Landscaping, Rear Yard, Rural, Tidal Wetland

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Canoe/Kayak, Fishing Allowed, Private Access
  • Water Front Type: Creek/Stream
  • Water Front Name: Cat Creek

Financial Considerations

  • Price Per Sq. Ft.: $238.98
  • Assessment Year: 2026
  • County Tax: $6,632
  • County Tax Freq: Annually
  • Tax w/Assessment: $695,033
  • Tax Amount: $6,632
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 2632

Disclosures and Reports

  • Ownership: Fee Simple
  • Inclusions: pot rack, book cases, murphy bed, free standing towel holder in Primary bath, white cabinet in bathroom, Gazebo, generator, propane tank.
  • Lot Number: 32

Listed by EXP Realty, LLC, Tina Marie Biggs

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Listing agent

— 27245 Cat Creek Rd —

  • Tina Marie Biggs

    EXP Realty, LLC

Listing Office Email: md.broker@exprealty.net

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 27245 Cat Creek Rd

School District:St. Marys County Public Schools
NameGradesDistance
Oakville Elementary School
26410 Three Notch Road, Mechanicsville, MD 20659
PK-51.8 mi
Leonardtown Middle School
24015 Point Lookout Road, Leonardtown, MD 20650
6-89.8 mi
Chopticon High School
25390 Colton Point Rd, Morganza, MD 20660
9-125.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 27245 Cat Creek Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/12/2026
Listed
$629,000
43.28%
MLS
1/26/2007
Sold
$439,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 27245 Cat Creek Rd

Year
Property Taxes
Change
Tax Assessment
Change
2023
$6,070
—
$691,000
8%
2023
$6,070
—
$641,000
8%
2023
$6,070
17%
$591,000
9%
2022
$5,193
-2%
$541,000
—
2019
$5,273
-8%
$539,333
—
2021
$5,756
—
$537,667
—
2020
$5,737
—
$536,000
—
2019
$5,735
—
$536,000
—
2018
$5,716
-5%
$536,000
-5%
2017
$6,012
1%
$562,000
—
2016
$5,955
2%
$562,000
—
2015
$5,862
-7%
$562,000
-5%
2014
$6,293
—
$591,900
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by EXP Realty, LLC, Tina Marie Biggs

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27245 Cat Creek Road, Mechanicsville, MD 20659 (MLS# MDSM2030482) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 27245 Cat Creek Road is currently listed for $629,000 and was received on April 12, 2026. Want to learn more about 27245 Cat Creek Road? Do you have questions about finding other Single Family real estate for sale in Mechanicsville? You can browse all Mechanicsville real estate or contact a Coldwell Banker agent to request more information.

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