1010 Holy Cross Drive, Oakland, MD 21550 - Photo 1

1/1

$4,700,000

Sold
Closed
Single Family
8 Beds
8 Full Baths
1 Partial Bath
10,300 Sq. Ft.
2 Car Garage
Updated 2 days ago

1/1

Property Description

ICONIC. A design masterpiece of stone and timber - a true Rex Anderson build that reflects the seamless merging of inspiration and architecture. Warm, and undeniably welcoming, this home stands as a statement of craftsmanship and vision. Discover a breathtaking blend of contemporary luxury and timeless timber frame construction, perfectly positioned for privacy within the prestigious Reserve at Holy Cross. Surrounded by soaring pines and set against the sparkling backdrop of Deep Creek Lake, this architectural gem offers a flawless fusion of indoor elegance and outdoor serenity. Step inside to soaring exposed beam ceilings, floor-to-ceiling windows, and open, airy living spaces. The great room centers around a striking floor-to-ceiling stone fireplace, complemented by handcrafted timber details and expansive glass doors that open onto a sprawling lakeside deck. The chef's kitchen is a modern centerpiece, featuring high-end appliances, granite countertops, custom cabinetry, and a generous island perfect for gathering with family and friends. The primary suite is a luxurious retreat, a spa-inspired ensuite, and dream walk-in closet. Throughout the home, no detail has been overlooked - from hardwood trim, solid wood doors, all of which, are hand-selected finishes that speak to quality and intention. Additional features include a fully equipped home gym and an energy-efficient geothermal system, ensuring sustainable comfort year-round. Set on 1.3 acres with 160 feet of pristine waterfront, this exceptional property delivers both privacy and proximity to Deep Creek Lake's finest amenities - from boating and skiing to dining and golf. This is more than a home. It's a lifestyle. A statement. Welcome to your lakefront legacy.

Full Property Details

Full Property Details for 1010 Holy Cross Dr

General

Sold For: $4,700,000
HOA FEE: $167/month
HOA FEE FREQ.: Quarterly
Taxes: $42,094 (2024)
Status: Closed
Type: Single Family
Source: BrightMLSMidAtlantic
MLS ID: MDGA2011388
Added to Site: 95 day(s) ago

Interior

Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Family Room, Den, Library, Foyer, Bedroom 1, 2nd Stry Fam Rm, Study, Sun/Florida Room, Exercise Room, In-Law/auPair/Suite, Laundry, Loft, Mud Room, Bedroom 6, Primary Bathroom, Full Bath, Half Bath
Interior Features: Breakfast Area, Butlers Pantry, Family Room Off Kitchen, Kitchen - Gourmet, Combination Kitchen/Dining, Kitchen - Island, Kitchen - Table Space, Combination Dining/Living, Kitchen - Eat-In, Primary Bath(s), Entry Level Bedroom, Built-Ins, Upgraded Countertops, Crown Moldings, Window Treatments, Double/Dual Staircase, Wet/Dry Bar, Wood Floors, Floor Plan - Open
Fireplace: Yes
Number of Fireplaces: 4
Fireplace(s): Equipment, Gas/Propane, Fireplace - Glass Doors, Heatilator, Mantel(s), Screen, Stone, Wood, Insert
Appliances: Washer/Dryer Hookups Only, Cooktop, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Dryer - Front Loading, ENERGY STAR Clothes Washer, ENERGY STAR Dishwasher, ENERGY STAR Freezer, ENERGY STAR Refrigerator, Exhaust Fan, Extra Refrigerator/Freezer, Freezer, Intercom, Instant Hot Water, Microwave, Oven - Double, Oven - Wall, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stove, Washer, Washer - Front Loading, Washer/Dryer Stacked, Water Conditioner - Owned

Rooms

Bathrooms

Total Bathrooms: 9
Full Bathrooms: 8
Half Bathrooms: 1
Upper Floor Baths: 3
Upper - Full Baths: 3
Main Floor Baths: 3
Main - Full Baths: 2
Main - 1/2 Baths: 1
Lower Floor Baths: 3
Lower - Full Baths: 3

Bedrooms

Total Bedrooms: 8
Bedrooms Upper: 4
Bedrooms Lower: 2
Bedrooms Main & Up: 2

Additional Information

Security/Safety: Surveillance Sys, Security System, Motion Detectors, Monitored, Intercom, Exterior Cameras

Exterior

Exterior Features: Extensive Hardscape, Flood Lights, Hot Tub, Play Area, Sidewalks, Sport Court
Porch/Patio/Deck: Balconies- Multiple, Deck(s), Patio(s), Porch(es), Wra

Parking

Garage: Yes
Garage Spaces: 2
Total Spaces: 2
Parking Features: Asphalt Driveway
Parking Type: Attached Garage
Garage Description: Garage Door Opener

Location

Municipality: Oakland
County: GARRETT
Subdivision: RESERVE AT HOLY CROSS
Driving Directions: Enter the Reserve at Holy Cross follow to 1010.
Direction Faces: Northeast
Location Details: Lake

School Information

School District: Garrett County Public Schools

Community

Association: Yes

Heating & Cooling

Central air: Yes
Cooling Type: Ceiling Fan(s), Central A/C
Cooling Fuel: Bottled Gas, Electric
Heating Type: Heat Pump(s), Zoned, Central, Radiant, Programmable Thermostat
Heating Fuel: Electric, Geo-thermal, Wood
Water Heater: Bottled Gas, Electric, Multi-tank

Utilities

Sewer: Public Sewer
Water: Well
Dist. to Water: 0 Blocks
Utility Description: Cable TV Available

Structural Information

Architectural Style: Craftsman
Structure Type: Detached
Builder: REX ANDERSON
Construction: Composition, Shake Siding, Shingle Siding, Stone, Wood Siding
Basement: Yes
Basement Entrance: Yes
Basement Desc.: Connecting Stairway, Outside Entrance, Fully Finished, Walkout Level
Foundation: Block
Roof: Asphalt, Metal
Walls/Ceilings: 2 Story Ceilings, 9'+ Ceilings, Beamed Ceilings, Cath
Stories Description: Lower 1, Main, Upper 1
Square Feet: 10,300
Sq. Ft. Source: Estimated
Living Area: 10,300 Sq. Ft.
Finished Above Grnd: 6,800 Sq. Ft.
Finished Below Grnd: 3,500 Sq. Ft.
Year Built: 2013
Year Built Source: Estimated

Unit Information

Unit 1

Bathrooms-Lower: 3
Bedrooms-Lower: 2

Lot Features

Property View: Water, Mountain, Scenic Vista, Trees/Woods
Lot Size (Acres): 1.27
Lot Size (Sq. Ft.): 55,321
Lot Size Source: Estimated
Zoning: LR
Lot Description: Premium

Water Features

Water Front: Yes
Water View: Yes
Navigable Water: Yes
Water Access: Yes
Water Access Desc: Boat - Powered, Boat - Length Limit, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
Water Front Type: Lake
Water Front Name: DEEP CREEK LAKE
Dock/Slip Conveys: Yes
Docks: 1
Power Boats: 2
Non-Power Boats: 1

Financial Considerations

Price Per Sq. Ft.: $757.35
Association Fee: $500
Assoc Fee Freq.: Quarterly
Assessment Year: 2025
City/TownTax Freq: Annually
County Tax: $42,094
County Tax Freq: Annually
Tax w/Assessment: $4,022,700
Tax Amount: $42,094
Tax Year: 2024
Terms: Standard Sale

Disclosures and Reports

Ownership: Fee Simple
Lot Number: 9

Listed by Railey Realty, Inc., Rachel Bruch
Sold by Railey Realty, Inc., Lauren McCann

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Listing agent

— 1010 Holy Cross Dr —

Rachel Bruch

Railey Realty, Inc.

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Schools

Schools serving 1010 Holy Cross Dr

School District:Garrett County Public Schools

Name	Grades	Distance
Broad Ford Elementary School 607 Harvey Winters Drive, Oakland, MD 21550	PK-5	6.3 mi
Southern Middle School, Oakland, MD 605 Harvey Winters Drive, Oakland, MD 21550	6-8	6.3 mi
Southern Garrett High School 345 Oakland Drive, Oakland, MD 21550	9-12	7.2 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1010 Holy Cross Dr

Date

Details

Price

Change

Source

7/09/2026

Sold

$4,700,000

-8.74%

MLS

4/07/2026

Listed

$5,150,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Total Baths
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Beds
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2,736
Sq. Ft.

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Just Listed

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Lots/Land
Active
Updated 1 day ago

0.77
Acres

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Price Reduced

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Active
Updated 5 days ago

5
Beds
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Total Baths
4,500
Sq. Ft.

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Updated 3 days ago

7
Beds
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Total Baths
4,559
Sq. Ft.

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$639,900

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Active
Updated 3 days ago

5
Beds
3
Total Baths
3,100
Sq. Ft.

Listed by Railey Realty, Inc., Dale M Carpenter

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Price Reduced

-$66,000 (-6.98%)

$879,000

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Single Family
Active
Updated 1 day ago

5
Beds
4
Total Baths
2,890
Sq. Ft.

Listed by Taylor-Made Deep Creek Sales, Elizabeth S Spiker Holcomb

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Sold

$4,500,000

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Single Family
Closed

6
Beds
7
Total Baths
4,570
Sq. Ft.

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1010 Holy Cross Drive, Oakland, MD 21550 (MLS# MDGA2011388) is a Single Family property that was sold at $4,700,000 on July 09, 2026. Want to learn more about 1010 Holy Cross Drive? Do you have questions about finding other Single Family real estate for sale in Oakland? You can browse all Oakland real estate or contact a Coldwell Banker agent to request more information.

1010 Holy Cross Dr Oakland, MD 21550