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$1,450,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,695 Sq. Ft.
  • Updated 2 days ago
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Cozy cottage with split lakefront and Type A dock located in the serene quiet Penn Point Cove. This quaint home has plenty of room for family, guests and entertaining. The covered & heated outdoor deck facing the lake is a great place for morning coffee and evening dinner. The large, bright kitchen & dining area is another great entertaining space with quartz countertops, stainless steel appliances and plenty of room for large family gatherings. The home has 2 bedrooms on the main floor, a roomy living area with fireplace, full bathroom and a bonus sunroom with a wood burning fireplace. Upstairs has a great bunk room bedroom that can easily sleep 4 people, plus another living room and bathroom with a claw foot tub and shower. Beautifully landscaped outdoor area has a firepit space, a detached garage with plenty of storage area and an easy walk to your dock area. Great places to watch some of the best sunsets! This home will convey turnkey furnished with a few seller exceptions. Schedule your tour today, this home has so much to offer.

Full Property Details for 187 Lower Penn Point Dr

General

  • Price: $1,450,000
  • HOA FEE: $13/month
  • HOA FEE FREQ.: Annually
  • Taxes: $5,189 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2012396
  • Updated: 7/19/2026
  • Added to Site: 3 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Bedroom 3, Kitchen, Basement, Bathroom 1, Bathroom 2
  • Interior Features: Combination Kitchen/Dining, Combination Kitchen/Living, Entry Level Bedroom, Floor Plan - Open, Wood Floors, Window Treatments, Wet/Dry Bar, Upgraded Countertops
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Gas/Propane, Wood
  • Appliances: Built-In Microwave, Dishwasher, Dryer - Front Loading, Oven/Range - Electric, Stainless Steel Appliances, Refrigerator, Washer - Front Loading
  • Furnished: Yes

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 1
  • Bedrooms Main & Up: 2

Exterior

  • Exterior Features: BBQ Grill, Exterior Lighting, Flood Lights
  • Porch/Patio/Deck: Deck(s), Patio(s), Porch(es), Wrap Around

Parking

  • Parking Type: Driveway

Location

  • County: GARRETT
  • Subdivision: PENN POINT
  • Driving Directions: From McHenry take 219 South, make a left onto Sand Flat Rd, left on Boy Scout Rd and then a right onto Penn Point Drive. Follow Penn Point to a right turn on Lower Penn Point Rd

School Information

  • School District: Garrett County Public Schools

Community

  • Association: Yes

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Baseboard - Electric, Forced Air, Humidifier
  • Heating Fuel: Electric, Propane - Owned
  • Water Heater: Propane

Utilities

  • Sewer: Septic Exists
  • Water: Well
  • Utility Description: Cable TV, Electric Available, Propane, Water Available

Structural Information

  • Architectural Style: Cottage
  • Structure Type: Detached
  • Construction: Frame
  • Basement: Yes
  • Basement Desc.: Unfinished
  • Foundation: Block
  • Roof: Shingle
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 1,695
  • Sq. Ft. Source: Assessor
  • Living Area: 1,695 Sq. Ft.
  • Finished Above Grnd: 1,695 Sq. Ft.
  • Year Built: 1950
  • Year Built Source: Assessor
  • Property Condition: Very Good

Additional Structures

  • Other Structures: Garage(s), Shed

Lot Features

  • Lot Size (Acres): 0.45
  • Lot Size (Sq. Ft.): 19,636
  • Lot Size Source: Assessor
  • Zoning: R
  • Lot Description: Corner, Front Yard, Landscaping, Partly Wooded, Rear Yard

Water Features

  • Water Front: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: Lake

Financial Considerations

  • Price Per Sq. Ft.: $855.46
  • Association Fee: $150
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2026
  • County Tax: $5,189
  • County Tax Freq: Annually
  • Tax Amount: $5,189
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 1695

Disclosures and Reports

  • Ownership: Fee Simple

Listed by Railey Realty, Inc., Amy Webster Mangum

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Listing agent

— 187 Lower Penn Point Dr —

  • Amy Webster Mangum

    Railey Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 187 Lower Penn Point Dr

School District:Garrett County Public Schools
NameGradesDistance
Broad Ford Elementary School
607 Harvey Winters Drive, Oakland, MD 21550
PK-55.3 mi
Southern Middle School, Oakland, MD
605 Harvey Winters Drive, Oakland, MD 21550
6-85.3 mi
Southern Garrett High School
345 Oakland Drive, Oakland, MD 21550
9-126.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 187 Lower Penn Point Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/19/2026
Listed
$1,450,000
31.82%
MLS
9/12/2024
Sold
$1,100,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 187 Lower Penn Point Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,219
13%
$458,400
16%
2024
$4,628
20%
$393,667
20%
2023
$3,872
25%
$328,933
25%
2022
$3,086
2%
$264,200
1%
2020
$3,032
—
$261,900
2%
2020
$3,035
7%
$257,300
-1%
2017
$2,835
-1%
$259,600
1%
2019
$2,865
—
$257,300
—
2018
$2,866
—
$257,300
-1%
2017
$2,872
—
$259,100
—
2016
$2,872
—
$259,100
—
2015
$2,885
-18%
$259,100
-19%
2014
$3,538
—
$318,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 187 Lower Penn Point Dr

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NMLS#: 1598647

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Listed by Railey Realty, Inc., Amy Webster Mangum

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187 Lower Penn Point Drive, Oakland, MD 21550 (MLS# MDGA2012396) is a Single Family property with 3 bedrooms and 2 full bathrooms. 187 Lower Penn Point Drive is currently listed for $1,450,000 and was received on July 19, 2026. Want to learn more about 187 Lower Penn Point Drive? Do you have questions about finding other Single Family real estate for sale in Oakland? You can browse all Oakland real estate or contact a Coldwell Banker agent to request more information.

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