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$1,199,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,104 Sq. Ft.
  • Updated 1 day ago
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Beautiful lakefront home offering 89' of lakefront and a private dock. This home has been remodeled and is very warm and inviting from the moment you enter. Boasting a great island featuring granite countertops, and plenty of seating for family and friends. The lakefront views are unobstructed year round, and can be enjoyed from most any room. The outside space is just as pleasing with a wrap-around Trex deck, stone patio with a hot tub, and a firepit. If all of this isn't enough, take a few steps down to the lakefront and enjoy the type A dock. The central location is also hard to beat, just minutes to coffee, ice cream, Wisp Ski Resort, grocery stores and restaurants. Established rental "Moments & Memories". Call today to preview!

Full Property Details for 20698 Garrett Hwy

General

  • Price: $1,199,000
  • Taxes: $9,200 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2012616
  • Updated: 8/16/2026
  • Added to Site: 1 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Laundry
  • Interior Features: Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Stone
  • Appliances: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
  • Flooring: Laminated

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Floor Baths: 2
  • Main - Full Baths: 2
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Lower: 1
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Lower Floor

Exterior

  • Exterior Features: Hot Tub
  • Porch/Patio/Deck: Deck(s), Patio(s)

Parking

  • Total Spaces: 4
  • Parking Type: Driveway

Location

  • County: GARRETT
  • Subdivision: GARRETT HIGHWAY
  • Driving Directions: Garrett Highway South, home is on the left across from Bill's Marine Service.
  • Location Details: Lake

School Information

  • School District: Garrett County Public Schools

Community

  • Pets Allowed: Yes
  • Pets: No Pet Restrictions

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Propane - Owned
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Cottage
  • Structure Type: Detached
  • Construction: Frame
  • Basement: Yes
  • Basement Desc.: Fully Finished, Heated
  • Foundation: Block
  • Roof: Shingle
  • Walls/Ceilings: Dry Wall
  • Windows: Wood Frame
  • Stories Description: Lower 1, Main
  • Square Feet: 2,104
  • Sq. Ft. Source: Assessor
  • Living Area: 1,844 Sq. Ft.
  • Finished Above Grnd: 1,168 Sq. Ft.
  • Finished Below Grnd: 676 Sq. Ft.
  • Year Built: 1950
  • Year Built Source: Assessor
  • Property Condition: Excellent

Unit Information

Unit 1

  • Bathrooms-Lower: 1
  • Bedrooms-Lower: 1

Lot Features

  • Property View: Mountain, Water
  • Lot Size (Acres): 0.28
  • Lot Size (Sq. Ft.): 12,174
  • Lot Size Source: Assessor
  • Building Sites: 1
  • Zoning: C

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Swimming Allowed, Waterski/Wakeboard, Sail
  • Water Front Type: Lake
  • Water Front Name: Deep Creek Lake
  • Dock/Slip Conveys: Yes
  • Docks: 1
  • Power Boats: 2
  • Non-Power Boats: 1

Financial Considerations

  • Price Per Sq. Ft.: $1,026.54
  • Assessment Year: 2026
  • Tax w/Assessment: $879,867
  • Tax Amount: $9,200
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Fee Simple

Listed by Taylor-Made Deep Creek Sales, Elizabeth S Spiker Holcomb

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Listing agent

— 20698 Garrett Hwy —

  • Elizabeth S Spiker Holcomb

    Taylor-Made Deep Creek Sales

Listing Office Email: terah@deepcreeksales.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 20698 Garrett Hwy

School District:Garrett County Public Schools
NameGradesDistance
Broad Ford Elementary School
607 Harvey Winters Drive, Oakland, MD 21550
PK-57.6 mi
Southern Middle School, Oakland, MD
605 Harvey Winters Drive, Oakland, MD 21550
6-87.6 mi
Southern Garrett High School
345 Oakland Drive, Oakland, MD 21550
9-128.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20698 Garrett Hwy Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/16/2026
Listed
$1,199,000
42.74%
MLS
8/01/2022
Sold
$840,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20698 Garrett Hwy

Year
Property Taxes
Change
Tax Assessment
Change
2026
$11,104
7%
$879,867
8%
2025
$10,419
12%
$812,700
16%
2024
$9,285
18%
$699,167
19%
2023
$7,836
42%
$585,633
24%
2022
$5,514
-13%
$472,100
1%
2020
$6,330
1%
$469,100
1%
2020
$6,289
23%
$463,100
-1%
2017
$5,103
-15%
$466,100
1%
2019
$5,983
-9%
$463,100
—
2018
$6,585
—
$463,100
-1%
2017
$6,595
—
$465,900
—
2016
$6,595
—
$465,900
—
2015
$6,625
-14%
$465,900
-17%
2014
$7,683
—
$560,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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with our affiliated lender
NMLS#: 1598647

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Listed by Taylor-Made Deep Creek Sales, Elizabeth S Spiker Holcomb

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20698 Garrett Highway, Oakland, MD 21550 (MLS# MDGA2012616) is a Single Family property with 4 bedrooms and 3 full bathrooms. 20698 Garrett Highway is currently listed for $1,199,000 and was received on August 16, 2026. Want to learn more about 20698 Garrett Highway? Do you have questions about finding other Single Family real estate for sale in Oakland? You can browse all Oakland real estate or contact a Coldwell Banker agent to request more information.

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