Date
Details
Price
Change
Source
10/24/2025
Listed
$6,499,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$6,499,900
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Property Description
Luxury lakefront living at its peak. This 11,417 sq ft masterpiece sits on 1.65 acres in The Reserve at Holy Cross with 345 feet of Deep Creek Lake frontage and an engineered DNR-approved sea wall. Crafted in 2016, the home features timber-framed vaulted ceilings, wide-plank hardwood floors, and panoramic lake views from nearly every room. The commercial-grade kitchen anchors the main level with a sprawling island, Wolf range, and access to a four-season room that opens fully to the outdoors through custom bi-fold doors. The main-level primary suite spans nearly 900 sq ft with a private balcony, soaking tub, his-and-her vanities, and a massive walk-in closet. Enjoy five fireplaces, an indoor pool with fountains and a full bath, and three levels of outdoor living, including an outdoor kitchen, built-in hot tub with gazebo, outdoor shower, and deck drainage system to keep lower levels dry. Entertain with ease in the rec room with an industrial-style bar, climate-controlled wine cellar, and fully equipped gym. Three attached garages connect to a locker-style mudroom, with a lower-level garage ideal for a side-by-side or lake toys. Radiant heat, a whole-house generator, and three dock slips make this property as functional as it is flawless. A rare opportunity to own a true statement home in one of Deep Creek Lake's most prestigious communities. Call today for your private tour!
Full Property Details
Full Property Details for 47 Holy Cross
General
- Price: $6,499,900
- HOA FEE: $167/month
- HOA FEE FREQ.: Annually
- Taxes: $50,098 (2024)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDGA2010560
- Updated: 12/17/2025
- Added to Site: 85 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 4, Bedroom 5, Kitchen, Den, Foyer, Sun/Florida Room, Exercise Room, Laundry, Loft, Mud Room, Other, Office, Recreation Room, Utility Room, Bathroom 1, Primary Bathroom, Full Bath, Half Bath
- Interior Features: Ceiling Fan(s), Wet/Dry Bar, Wood Floors, Wine Storage, Floor Plan - Open, Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 3
- Fireplace(s): Gas/Propane
- Appliances: Dryer, Washer, Cooktop, Dishwasher, Exhaust Fan, Freezer, Disposal, Microwave, Refrigerator, Extra Refrigerator/Freezer, Icemaker, Stove, Water Dispenser
- Furnished: Yes
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 9
- Full Bathrooms: 8
- Half Bathrooms: 1
- Upper Floor Baths: 4
- Upper - Full Baths: 4
- Main Floor Baths: 2
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
- Lower Floor Baths: 3
- Lower - Full Baths: 3
Bedrooms
- Total Bedrooms: 8
- Bedrooms Upper: 5
- Bedrooms Lower: 2
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Lower Floor, Main Floor, Upper Floor
Additional Information
- Shared Amenities: Water/Lake Privileges
- Pool: Yes
- Private Pool: Yes
- Pool Description: Indoor
- Security/Safety: Electric Alarm
Exterior
- Exterior Features: Hot Tub, Outside Shower
- Porch/Patio/Deck: Deck(s), Balcony, Patio(s)
Parking
- Garage: Yes
- Garage Spaces: 3
- Total Spaces: 3
- Parking Features: Paved Driveway
- Parking Type: Driveway, Attached Garage
- Garage Description: Garage - Front Entry
Location
- County: GARRETT
- Subdivision: RESERVE AT HOLY CROSS
- Driving Directions: From 2 Vacation Way, take Rt 219S and turn left onto Sand Flat Rd. Turn left onto Boy Scout Road and then right onto Boy Scout Crosscut Rd. Turn left onto Holy Cross Dr and then right onto Holy Cross Circle. Bear right to continue on Holy Cross Circle, home is on the right.
- Location Details: Lake
School Information
- School District: Garrett County Public Schools
- Elementary School: Call School Board
- Middle School: Southern
- High School: Southern Garrett High
Community
- Association: Yes
- Assoc. Fees Include: Road Maintenance, Snow Removal, Trash
Heating & Cooling
- Central air: Yes
- Cooling Type: Ceiling Fan(s), Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s), Radiant, Zoned
- Heating Fuel: Propane - Owned
- Water Heater: Propane
Utilities
- Sewer: Public Sewer
- Water: Well
- Dist. to Water: 0 Blocks
Structural Information
- Architectural Style: Contemporary
- Structure Type: Detached
- Construction: Stone, HardiPlank Type
- Basement: Yes
- Basement Desc.: Fully Finished, Walkout Level, Windows, Connecting Stairway
- Foundation: Permanent
- Windows: Screens
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 11,648
- Sq. Ft. Source: Assessor
- Living Area: 11,417 Sq. Ft.
- Finished Above Grnd: 7,617 Sq. Ft.
- Finished Below Grnd: 3,800 Sq. Ft.
- Year Built: 2016
- Year Built Source: Assessor
Unit Information
Unit 1
- Bathrooms-Lower: 3
- Bedrooms-Lower: 2
Lot Features
- Property View: Water
- Lot Size (Acres): 1.64
- Lot Size (Sq. Ft.): 71,438
- Lot Size Source: Assessor
- Zoning: LR
- Lot Description: Premium
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Private Access
- Water Front Type: Lake
- Water Front Name: DEEP CREEK LAKE
- Dock/Slip Conveys: Yes
- Docks: 1
- Power Boats: 3-5
Financial Considerations
- Price Per Sq. Ft.: $853.34
- Association Fee: $2,000
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- County Tax: $50,098
- County Tax Freq: Annually
- Tax w/Assessment: $4,569,600
- Tax Amount: $50,098
- Tax Year: 2024
- Tax Total Finished Sq. Ft.: 11417
Disclosures and Reports
- Ownership: Fee Simple
- Lot Number: 12
Listed by Railey Realty, Inc., Jonathan D Bell
We Value Your Privacy
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Listing agent
— 47 Holy Cross —
Jonathan D Bell
Railey Realty, Inc.
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 47 Holy Cross
School District:Garrett County Public Schools
| Name | Grades | Distance |
|---|---|---|
Broad Ford Elementary School 607 Harvey Winters Drive, Oakland, MD 21550 | PK-5 | 6.3 mi |
Southern Middle School, Oakland, MD 605 Harvey Winters Drive, Oakland, MD 21550 | 6-8 | 6.3 mi |
Southern Garrett High School 345 Oakland Drive, Oakland, MD 21550 | 9-12 | 7.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 47 Holy Cross
Tax History
Tax History for 47 Holy Cross
Year
Property Taxes
Change
Tax Assessment
Change
2025
$54,013
3%
$4,569,600
7%
2024
$52,671
6%
$4,289,200
7%
2023
$49,629
14%
$4,008,800
8%
2022
$43,548
8%
$3,728,400
8%
2020
$40,352
9%
$3,468,000
18%
2020
$37,076
14%
$2,947,200
-8%
2017
$32,478
-8%
$3,207,600
9%
2019
$35,128
1%
$2,947,200
—
2018
$34,835
-3%
$2,947,200
-3%
2017
$35,900
327%
$3,051,000
327%
2016
$8,401
—
$714,000
39%
2015
$8,439
-27%
$512,000
-48%
2014
$11,603
—
$990,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 47 Holy Cross
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47 Holy Cross, Oakland, MD 21550 (MLS# MDGA2010560) is a Single Family property with 8 bedrooms, 8 full bathrooms and 1 partial bathroom. 47 Holy Cross is currently listed for $6,499,900 and was received on October 24, 2025. Want to learn more about 47 Holy Cross? Do you have questions about finding other Single Family real estate for sale in Oakland? You can browse all Oakland real estate or contact a Coldwell Banker agent to request more information.