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$475,000 -$24,999 (-5%) Price Reduced

  • For Sale
  • Active
  • Lots/Land
  • 1.34 Acres
  • Updated 3 days ago
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Discover the perfect blend of privacy, prestige, and natural beauty with Lot 25 in The Reserve at Holy Cross-a premier wooded lakefront homesite tucked into a serene private cove on Deep Creek Lake. Boasting 1.34 acres and an impressive 251 feet of lake frontage, this exceptional lot offers the ideal setting to build your dream retreat. Enjoy direct access to the water with two dedicated boat slips at the community's nearby lakefront HOA use area. Located just minutes from Wisp Resort and the area's best dining, adventure, and entertainment, this property also comes equipped with a public sewer tap and an existing water well. Embrace lakefront living in one of Deep Creek's most coveted communities.

Full Property Details for Lot 25 Holy Cross Dr

General

  • Price: $475,000
  • HOA FEE: $219/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $3,255 (2026)
  • Status: Active
  • Type: Lots/Land
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2010144
  • Updated: 3/1/2026
  • Added to Site: 216 day(s) ago

Location

  • County: GARRETT
  • Subdivision: THE RESERVE AT HOLY CROSS
  • Driving Directions: From Garrett Highway, turn onto Sand Flat Road, then Left on Boy Scout Road, then Right on Boy Scout Crosscut Road, then Left on Holy Cross Drive. Lot 25 will be on the right.
  • Location Details: Lake

School Information

  • School District: Garrett County Public Schools

Community

  • Association: Yes
  • Assoc. Name: THE RESERVE AT HOLY CROSS
  • Assoc. Fees Include: Common Area Maintenance, Road Maintenance, Trash

Utilities

  • Sewer: Public Hook/Up Avail
  • Water: Well

Structural Information

  • Current Bldg. Use: Residential

Lot Features

  • Property View: Lake, Mountain, Trees/Woods
  • Lot Size (Acres): 1.34
  • Lot Size (Sq. Ft.): 58,370
  • Lot Size Source: Assessor
  • Zoning: LR1

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Length Limit, Boat - Powered, Limited hours of Personal Watercraft Operation (PWC)
  • Water Front Type: Lake
  • Water Front Name: DEEP CREEK LAKE
  • Dock/Slip Conveys: Yes
  • Docks: 2
  • Power Boats: 2

Financial Considerations

  • Price Per Sq. Ft.: $8.14
  • Association Fee: $656
  • Assoc Fee Freq.: Quarterly
  • Other Fee: $320
  • Other Fee Freq.: Annually
  • Tax w/Assessment: $275,400
  • Tax Amount: $3,255
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 25

Listed by Railey Realty, Inc., Nina A Beitzel and Railey Realty, Inc., Steven C Ritchie

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Listing agents

— Lot 25 Holy Cross Dr —

  • Nina A Beitzel

    Railey Realty, Inc.

  • Steven C Ritchie

    Railey Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for Lot 25 Holy Cross Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/01/2026
Price Reduced
$475,000
-5%
MLS
12/04/2025
Price Reduced
$499,999
-8.93%
MLS
10/08/2025
Price Reduced
$549,000
-8.35%
MLS
8/13/2025
Price Reduced
$599,000
-7.85%
MLS
7/31/2025
Listed
$649,999
62.5%
MLS
2/01/2024
Sold
$400,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for Lot 25 Holy Cross Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,255
5%
$275,400
9%
2024
$3,114
9%
$253,600
9%
2023
$2,870
17%
$231,800
10%
2022
$2,453
-7%
$210,000
—
2020
$2,642
-24%
$210,000
-24%
2020
$3,460
14%
$275,000
31%
2017
$3,031
-8%
$210,000
-24%
2019
$3,278
1%
$275,000
—
2018
$3,250
—
$275,000
—
2017
$3,236
—
$275,000
—
2016
$3,236
—
$275,000
-44%
2015
$3,250
-60%
$489,800
-29%
2014
$8,106
—
$691,600
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for Lot 25 Holy Cross Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Railey Realty, Inc., Nina A Beitzel and Railey Realty, Inc., Steven C Ritchie

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Lot 25 Holy Cross Drive, Oakland, MD 21550 (MLS# MDGA2010144) is a Lots/Land property with a lot size of 1.34 acres. Lot 25 Holy Cross Drive is currently listed for $475,000 and was received on July 31, 2025. Want to learn more about Lot 25 Holy Cross Drive? Do you have questions about finding other Lots/Land real estate for sale in Oakland? You can browse all Oakland real estate or contact a Coldwell Banker agent to request more information.

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