Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$499,999

  • For Sale
  • Active
  • Lots/Land
  • 1.34 Acres
  • Updated 7 hours ago
See This Home
Save This Home
See This Home
Save This Home
Discover the perfect blend of privacy, prestige, and natural beauty with Lot 25 in The Reserve at Holy Cross-a premier wooded lakefront homesite tucked into a serene private cove on Deep Creek Lake. Boasting 1.34 acres and an impressive 251 feet of lake frontage, this exceptional lot offers the ideal setting to build your dream retreat. Enjoy direct access to the water with two dedicated boat slips at the community's nearby lakefront HOA use area. Located just minutes from Wisp Resort and the area's best dining, adventure, and entertainment, this property also comes equipped with a public sewer tap and an existing water well. Embrace lakefront living in one of Deep Creek's most coveted communities.

Full Property Details for Lot 25 Holy Cross Dr

General

  • Price: $499,999
  • HOA FEE: $219/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $3,255 (2026)
  • Status: Active
  • Type: Lots/Land
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2010144
  • Updated: 12/17/2025
  • Added to Site: 171 day(s) ago

Location

  • County: GARRETT
  • Subdivision: THE RESERVE AT HOLY CROSS
  • Driving Directions: From Garrett Highway, turn onto Sand Flat Road, then Left on Boy Scout Road, then Right on Boy Scout Crosscut Road, then Left on Holy Cross Drive. Lot 25 will be on the right.
  • Location Details: Lake

School Information

  • School District: Garrett County Public Schools

Community

  • Association: Yes
  • Assoc. Name: THE RESERVE AT HOLY CROSS
  • Assoc. Fees Include: Common Area Maintenance, Road Maintenance, Trash

Utilities

  • Sewer: Public Hook/Up Avail
  • Water: Well

Structural Information

  • Current Bldg. Use: Residential

Lot Features

  • Property View: Lake, Mountain, Trees/Woods
  • Lot Size (Acres): 1.34
  • Lot Size (Sq. Ft.): 58,370
  • Lot Size Source: Assessor
  • Zoning: LR1

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Length Limit, Boat - Powered, Limited hours of Personal Watercraft Operation (PWC)
  • Water Front Type: Lake
  • Water Front Name: DEEP CREEK LAKE
  • Dock/Slip Conveys: Yes
  • Docks: 2
  • Power Boats: 2

Financial Considerations

  • Price Per Sq. Ft.: $8.57
  • Association Fee: $656
  • Assoc Fee Freq.: Quarterly
  • Other Fee: $320
  • Other Fee Freq.: Annually
  • Tax w/Assessment: $275,400
  • Tax Amount: $3,255
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 25

Listed by Railey Realty, Inc., Steven C Ritchie

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— Lot 25 Holy Cross Dr —

  • Steven C Ritchie

    Railey Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for Lot 25 Holy Cross Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/04/2025
Price Reduced
$499,999
-8.93%
MLS
10/08/2025
Price Reduced
$549,000
-8.35%
MLS
8/13/2025
Price Reduced
$599,000
-7.85%
MLS
7/31/2025
Listed
$649,999
-94.44%
MLS
12/01/2004
Sold
$11,700,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for Lot 25 Holy Cross Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
100%
100%
2024
100%
100%
2023
100%
100%
2022
-100%
100%
2020
$13
18%
-100%
2017
$11
-15%
$1,000
—
2020
$13
8%
$1,000
—
2019
$12
—
$1,000
—
2018
$12
—
$1,000
—
2017
$12
—
$1,000
—
2016
$12
—
$1,000
—
2015
$12
—
$1,000
—
2014
$12
—
$1,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for Lot 25 Holy Cross Dr

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Railey Realty, Inc., Steven C Ritchie

Just Listed near Lot 25 Holy Cross Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

Lot 51 Hemlock Ridge, Terra Alta, WV 26764 - Photo 1 Just Listed
$11,500

Lot 51 Hemlock Ridge  Terra Alta, WV 26764

  • Lots/Land
  • Active
  • Updated 4 days ago
  • 0.96
    Acres
Listed by Taylor Made Deep Creek Vacations & Sales, Laura C Newhall
18 Frederick Cir, Swanton, MD 21561 - Photo 1 Just Listed
$595,000

18 Frederick Cir  Swanton, MD 21561

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 2,688
    Sq. Ft.
Listed by Taylor Made Deep Creek Vacations & Sales, Elizabeth S Spiker Holcomb
165 Parkside N Ct, Mc Henry, MD 21541 - Photo 1 Just Listed
$1,439,000

165 Parkside N Ct  Mc Henry, MD 21541

  • Single Family
  • Active
  • Updated 2 days ago
  • 7
    Beds
  • 9
    Total Baths
  • 6,266
    Sq. Ft.
Listed by Railey Realty, Inc., Nina A Beitzel
Lot 168 Fork Run Trail, Mc Henry, MD 21541 - Photo 1 Just Listed
$149,000

Lot 168 Fork Run Trail  Mc Henry, MD 21541

  • Lots/Land
  • Active
  • Updated 10 hours ago
  • 0.88
    Acres
Listed by Railey Realty, Inc., Nick Fratz-Orr

Price Reduced near Lot 25 Holy Cross Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

Tbd Chidester Rd, Terra Alta, WV 26764 - Photo 1 Price Reduced
-$350,000 (-15.56%)
$1,900,000

Tbd Chidester Rd  Terra Alta, WV 26764

  • Farm
  • Active
  • Updated 5 days ago
Listed by Railey WV Properties, James Carl Galusky
40 Fern Loop, Mc Henry, MD 21541 - Photo 1 Price Reduced
-$13,900 (-15.64%)
$75,000

40 Fern Loop  Mc Henry, MD 21541

  • Lots/Land
  • Active
  • Updated 2 days ago
  • 0.6
    Acres
Listed by Railey Realty, Inc., Kathy L Gibson
870 N Camp Rd, Mc Henry, MD 21541 - Photo 1 Price Reduced
-$10,000 (-1.03%)
$965,000

870 N Camp Rd  Mc Henry, MD 21541

  • Single Family
  • Active
  • Updated 1 day ago
  • 6
    Beds
  • 4
    Total Baths
  • 3,220
    Sq. Ft.
Listed by Railey Realty, Inc., Coelian M Green and Railey Realty, Inc., Elizabeth Anne Ware
200 Kendall Camp Cir, Mc Henry, MD 21541 - Photo 1 Price Reduced
-$11,000 (-1.29%)
$839,000

200 Kendall Camp Cir  Mc Henry, MD 21541

  • Single Family
  • Active
  • Updated 15 hours ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,135
    Sq. Ft.
Listed by Railey Realty, Inc., Michael N Kennedy

Recent Sales near Lot 25 Holy Cross Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

72 Cliff Dr, Oakland, MD 21550 - Photo 1 Sold
$558,000

72 Cliff Dr  Oakland, MD 21550

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 2,176
    Sq. Ft.
Listed by Railey Realty, Inc., Larry E Smith
Sold by Lake Homes Realty, LLC, Sheila L Howell
330 State Park Rd, Swanton, MD 21561 - Photo 1 Sold
$530,000

330 State Park Rd  Swanton, MD 21561

  • Single Family
  • Closed
  • 1
    Bed
  • 1
    Total Bath
  • 624
    Sq. Ft.
Listed by Railey Realty, Inc., Jonathan D Bell
Sold by Unrepresented Buyer Office, Unrepresented Buyer
50 Village Dr, Oakland, MD 21550 - Photo 1 Sold
$459,000

50 Village Dr  #7  Oakland, MD 21550

  • Condo
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,008
    Sq. Ft.
Listed by Railey Realty, Inc., Michael N Kennedy
Sold by Real Broker, LLC, Michael Conrad Allwein
360 Glen Meadow Rd, Swanton, MD 21561 - Photo 1 Sold
$460,000

360 Glen Meadow Rd  Swanton, MD 21561

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,539
    Sq. Ft.
Listed by Taylor Made Deep Creek Vacations & Sales, Jay L Ferguson
Sold by Keller Williams Gateway LLC, Brett Ritchey

Lot 25 Holy Cross Drive, Oakland, MD 21550 (MLS# MDGA2010144) is a Lots/Land property with a lot size of 1.34 acres. Lot 25 Holy Cross Drive is currently listed for $499,999 and was received on July 31, 2025. Want to learn more about Lot 25 Holy Cross Drive? Do you have questions about finding other Lots/Land real estate for sale in Oakland? You can browse all Oakland real estate or contact a Coldwell Banker agent to request more information.

Tour this property