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$705,000
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Property Description
🔥Huge price adjustment! Opportunity Is Knocking in Cross Point - And It's Bringing a 2.25% VA Assumable Loan With It! 🔥 Yes, you read that right - 2.25% interest rate assumable VA loan. In today's market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community - where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like:âœ”ï¸ New roof (2017)âœ”ï¸ New windows (2017 & 2018)âœ”ï¸ Dual-zone A/C (2019)âœ”ï¸ Basement renovation with second full kitchen (2019)âœ”ï¸ Fireplace (2020)âœ”ï¸ Back deck redone (2021âœ”ï¸ $30,000 primary bath renovation (2023) From the charming wrap-around porch to the refined interior finishes - crown molding, wainscoting, gas fireplace - every detail has been thoughtfully upgraded. The beautifully renovated kitchen features granite countertops, soft-close cabinetry, and premium fixtures, opening to a layout designed for both everyday living and effortless entertaining. Upstairs you'll find four spacious bedrooms and spa-inspired baths. The fully finished lower level with a second kitchen offers incredible flexibility - perfect for multi-generational living, extended guests, or additional entertaining space. And the backyard? A true entertainer's dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings. ✨ Modern updates.✨ Timeless design.✨ Rare financing opportunity.✨ Located in one of the area's most desirable communities. Homes with this level of care - and this kind of financing advantage - don't come along often. Don't miss your chance to make it yours!
Full Property Details
Full Property Details for 56 Cross Point Dr
General
- Sold For: $705,000
- HOA FEE: $25/month
- HOA FEE FREQ.: Annually
- Taxes: $5,979 (2024)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCA2023062
- Added to Site: 245 day(s) ago
Interior
- Interior Features: 2nd Kitchen, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Kitchen - Eat-In, Pantry, Recessed Lighting, Walk-in Closet(s), Built-Ins, Formal/Separate Dining Room, Floor Plan - Traditional
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
- Appliances: Built-In Microwave, Cooktop, Dishwasher, Dryer, Oven - Wall, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - 1/2 Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 5
- Bedrooms Upper: 4
- Bedrooms Lower: 1
Other Rooms
- Laundry: Upper Floor, Lower Floor
Exterior
- Porch/Patio/Deck: Deck(s), Patio(s)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 8
- Parking Type: Attached Garage, Driveway
- Garage Description: Garage - Front Entry
Location
- County: CALVERT
- Subdivision: CROSS POINT
- Driving Directions: Route 4 to Route 260, turn right on Route 2, turn right into Cross Point, home is on the left
School Information
- School District: Calvert County Public Schools
Community
- Association: Yes
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric, Oil
- Water Heater: Electric
Utilities
- Sewer: Private Septic Tank
- Water: Public
Structural Information
- Architectural Style: Colonial
- Structure Type: Detached
- Construction: Brick, Vinyl Siding
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Fully Finished, Rear Entrance, Full
- Foundation: Permanent, Concrete Perimeter
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 3,798
- Sq. Ft. Source: Estimated
- Living Area: 3,626 Sq. Ft.
- Finished Above Grnd: 2,526 Sq. Ft.
- Finished Below Grnd: 1,100 Sq. Ft.
- Year Built: 2000
- Year Built Source: Assessor
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 1
Lot Features
- Lot Size (Acres): 0.5
- Lot Size (Sq. Ft.): 21,666
- Lot Size Source: Assessor
- Zoning: R-1
Financial Considerations
- Price Per Sq. Ft.: $277.08
- Association Fee: $300
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- County Tax: $5,569
- County Tax Freq: Annually
- Tax w/Assessment: $542,300
- Tax Amount: $5,979
- Tax Year: 2024
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 3442
Disclosures and Reports
- Ownership: Fee Simple
- Lot Number: 16R
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Schools
Schools serving 56 Cross Point Dr
School District:Calvert County Public Schools
| Name | Grades | Distance |
|---|---|---|
Windy Hill Elementary School 9550 Boyds Turn Road, Owings, MD 20736 | PK-5 | 2.1 mi |
Windy Hill Middle School 9560 Boyd's Turn Rd, Owings, MD 20736 | 6-8 | 2.1 mi |
Northern High School 2950 Chaneyville Road, Owings, MD 20736 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 56 Cross Point Dr
Date
Details
Price
Change
Source
4/17/2026
Sold
$705,000
0.73%
MLS
2/23/2026
Price Reduced
$699,900
-1.77%
MLS
1/26/2026
Price Reduced
$712,500
-1.72%
MLS
9/26/2025
Price Reduced
$725,000
-2.36%
MLS
9/17/2025
Listed
$742,500
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
56 Cross Point Drive, Owings, MD 20736 (MLS# MDCA2023062) is a Single Family property that was sold at $705,000 on April 17, 2026. This property was listed by Tracey Bellotte from our Crofton/Odenton Office.Want to learn more about 56 Cross Point Drive? Do you have questions about finding other Single Family real estate for sale in Owings? You can browse all Owings real estate or contact a Coldwell Banker agent to request more information.


