Date
Details
Price
Change
Source
8/07/2026
Listed
$389,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$389,900 Just Listed
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Property Description
Welcome to your beautifully renovated retreat in desirable Ontario Lakes! Freshly painted and move-in ready, this spacious 4-bedroom, 2-bath bi-level home offers the perfect blend of modern updates and peaceful natural surroundings. Step inside to discover a bright, inviting interior with fresh paint throughout and a functional layout designed for comfortable everyday living. The upper level features a spacious living area, an updated kitchen, and 3 generously sized bedrooms, while the fully finished walk-out basement provides additional living space-ideal for a family room, home office, recreation area, bathroom and a large bedroom. With four bedrooms, two full baths, a walk-out lower level, and a serene location, this home offers the perfect combination of privacy, space, and convenience. Don't miss your opportunity to make this move-in-ready home your own!
Full Property Details
Full Property Details for 45 Cree Terrace
General
- Price: $389,900
- HOA FEE: $3/month
- HOA FEE FREQ.: Annually
- Taxes: $2,902 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSPhilly
- MLS ID: MDCC2022530
- Updated: 8/7/2026
- Added to Site: 5 day(s) ago
Interior
- Interior Features: Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Dining
- Appliances: Dryer, Stove, Water Heater, Washer
- Flooring: Carpet, Engineered Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main Floor Baths: 1
- Main - Full Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Lower: 1
- Bedrooms Main & Up: 3
Exterior
- Porch/Patio/Deck: Deck(s)
Parking
- Parking Features: Paved Driveway
- Parking Type: Driveway
Location
- County: CECIL
- Subdivision: OCTORARO LAKES
- Driving Directions: GPS
School Information
- School District: Cecil County Public Schools
- High School: Rising Sun
Community
- Association: Yes
- Assoc. Name: OCTORARO LAKES COMMUNITY CENTER
- Assoc. Fees Include: Common Area Maintenance
Heating & Cooling
- Central air: Yes
- Cooling Type: Other, Ceiling Fan(s), Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Private Septic Tank
- Water: Well
- Utility Description: Cable TV, Phone Available
Structural Information
- Architectural Style: Split Foyer
- Structure Type: Detached
- Construction: Block, Vinyl Siding
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Connecting Stairway, Daylight, Full, Heated, Interior Access, Outside Entrance, Walkout Level
- Foundation: Block
- Roof: Asphalt
- Walls/Ceilings: Dry Wall
- Windows: Bay/Bow
- Stories Description: Lower 1, Main
- Square Feet: 1,856
- Sq. Ft. Source: Assessor
- Living Area: 1,856 Sq. Ft.
- Finished Above Grnd: 1,262 Sq. Ft.
- Finished Below Grnd: 594 Sq. Ft.
- Basement Finished: 25%
- Year Built: 1998
- Year Built Source: Assessor
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 1
Lot Features
- Property View: Trees/Woods
- Lot Size (Acres): 0.45
- Lot Size (Sq. Ft.): 19,558
- Lot Size Source: Assessor
- Zoning: RR
Financial Considerations
- Price Per Sq. Ft.: $308.95
- Association Fee: $40
- Assoc Fee Freq.: Annually
- Assessment Year: 2026
- County Tax: $2,842
- County Tax Freq: Annually
- Tax w/Assessment: $297,600
- Tax Amount: $2,902
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 1856
Disclosures and Reports
- Ownership: Fee Simple
- Section: 2
- Lot Number: 182
Listed by Integrity Real Estate, Andrea L Barker and Integrity Real Estate, Neil Mauro DeMatt IV
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agents
— 45 Cree Terrace —
Andrea L Barker
Integrity Real Estate
Neil Mauro DeMatt IV
Integrity Real Estate
Listing Office Email: integritynortheast@gmail.com
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 45 Cree Terrace
School District:Cecil County Public Schools
| Name | Grades | Distance |
|---|---|---|
Rising Sun Elementary School 500 Hopewell Road, Rising Sun, MD 21911 | PK-5 | 2.8 mi |
Rising Sun Middle School 289 West Pearl Street, Rising Sun, MD 21911 | 6-8 | 2.4 mi |
Rising Sun High School 100 Tiger Drive, North East, MD 21901 | 9-12 | 7.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 45 Cree Terrace
Tax History
Tax History for 45 Cree Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,695
20%
$259,700
7%
2024
$2,237
24%
$243,833
7%
2023
$1,804
-24%
$227,967
7%
2022
$2,389
-1%
$212,100
1%
2019
$2,407
-3%
$210,967
1%
2021
$2,480
3%
$209,833
1%
2020
$2,414
4%
$208,700
5%
2019
$2,322
4%
$199,467
5%
2018
$2,233
9%
$190,233
5%
2017
$2,057
—
$181,000
—
2016
$2,056
—
$181,000
—
2015
$2,056
-3%
$181,000
-3%
2014
$2,109
—
$185,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 45 Cree Terrace
45 Cree Terrace, Rising Sun, MD 21911 (MLS# MDCC2022530) is a Single Family property with 4 bedrooms and 2 full bathrooms. 45 Cree Terrace is currently listed for $389,900 and was received on August 07, 2026. Want to learn more about 45 Cree Terrace? Do you have questions about finding other Single Family real estate for sale in Rising Sun? You can browse all Rising Sun real estate or contact a Coldwell Banker agent to request more information.