Date
Details
Price
Change
Source
4/16/2026
Listed
$1,990,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$1,990,000 Just Listed
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Property Description
Welcome to Terrapin Point, an extraordinary waterfront estate nestled in the heart of Royal Oak, Maryland-one of Talbot County's most coveted and picturesque settings. Built in 1890, this timeless Victorian residence evokes the charm of a bygone era, blending old-world elegance with the serene beauty of Maryland's Eastern Shore. Set gracefully on a private point along the tranquil waters of Oak Creek, the property offers sweeping, uninterrupted waterfront views and a rare sense of peace and seclusion. With minimal boat traffic and protected waters just off the Miles River, Terrapin Point is a true sanctuary for those seeking quiet coastal living and the wonders of nature. A long, tree-lined driveway creates a grand and memorable approach, opening to a storybook setting reminiscent of a Norman Rockwell painting. The home itself is filled with natural light and architectural character, including soaring ceilings, elegant archways, and a stunning dining room with exposed beams that overlooks the water-perfectly framing the estate's breathtaking surroundings. Designed for both relaxation and entertaining, the home features a spacious kitchen and dining area ideal for hosting, along with an oversize screened porch that invites you to unwind while enjoying gentle breezes off the creek. Outdoors, a beautifully positioned in-ground pool sits just at the water's edge, offering a resort-like vacation experience. On the edge of the trees sits a beautifully designed potential "glamping" cabin, art or music studio where you can enjoy the birds singing and watch the light through the trees. Perfectly located, the property sits equidistant between the charming towns of Easton and St. Michaels, allowing effortless access to renowned dining, shopping, and cultural attractions while maintaining a peaceful, tucked-away feel. The 12 acre point of land and home embodies the quintessential Eastern Shore lifestyle-refined yet relaxed, elegant yet inviting. A rare offering where timeless architecture, premier waterfront, and an exceptional location come together to create a truly unforgettable property. *Seller currently resides at the property in the main floor primary suite. Several pictures have been visually enhanced with virtual staging.
Full Property Details
Full Property Details for 26090 Royal Oak Rd
General
- Price: $1,990,000
- Taxes: $16,197 (2026)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDTA2013440
- Updated: 4/16/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 9
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Great Room, Laundry, Office, Bathroom 2, Bathroom 3, Primary Bathroom, Full Bath, Screened Porch, Additional Bedroom
- Interior Features: Additional Stairway, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Built-Ins, Cedar Closet(s), Ceiling Fan(s), Crown Moldings, Curved Staircase, Exposed Beams, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Gourmet, Primary Bedroom - Bay Front, Recessed Lighting, Skylight(s), Spiral Staircase, Stain/Lead Glass, Stove - Pellet, Studio, Upgraded Countertops, Walk-in Closet(s), Wood Floors
- Fireplace: Yes
- Number of Fireplaces: 3
- Fireplace(s): Non-Functioning
- Appliances: Built-In Range, Dishwasher, Dryer, Oven - Wall, Refrigerator, Six Burner Stove, Washer
- Flooring: Hardwood, Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 5
- Upper 2 - Full Baths: 1
- Upper Floor Baths: 3
- Upper - Full Baths: 3
- Main Floor Baths: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms-Up2: 1
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Main Floor
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground
Exterior
- Exterior Features: Exterior Lighting, Flood Lights, Gutter System, Outbuilding(s)
- Porch/Patio/Deck: Deck(s), Enclosed, Porch(es), Screened, Wrap Around
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 11
- Parking Features: Gravel Driveway
- Parking Type: Driveway, Detached Garage
- Garage Description: Additional Storage Area, Garage - Front Entry
Location
- County: TALBOT
- Subdivision: ROYAL OAK
- Driving Directions: From Easton, take Rt 33 towards St. Michaels. Turn left on Royal Oak Road Rt 329. Go about 1 mile & turn right at 26090 through brick entry walls.
- Direction Faces: West
- Location Details: River
School Information
- School District: Talbot County Public Schools
Community
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Cooling Type: Heat Pump(s)
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Propane - Owned
- Water Heater: Electric
Utilities
- Sewer: Septic Exists
- Water: Private
Structural Information
- Architectural Style: Victorian
- Structure Type: Detached
- Construction: Frame
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Connecting Stairway, Improved, Interior Access, Sump Pump, Outside Entrance, Water Proofing System
- Foundation: Brick/Mortar
- Roof: Architectural Shingle
- Walls/Ceilings: Cathedral Ceilings, Vaulted Ceilings
- Windows: Skylights, Screens, Storm, Transom
- Stories/Levels: 3
- Stories Description: Main, Upper 1, Upper 2
- Square Feet: 5,207
- Sq. Ft. Source: Estimated
- Living Area: 5,207 Sq. Ft.
- Finished Above Grnd: 5,207 Sq. Ft.
- Year Built: 1890
- Year Built Source: Estimated
- Property Condition: Very Good
Additional Structures
- Other Structures: Garage(s), Office/Studio
Lot Features
- Property View: River, Pond, Scenic Vista, Trees/Woods, Water, Panoramic, Creek/Stream, Garden/Lawn
- Lot Size (Acres): 11.59
- Lot Size (Sq. Ft.): 504,860
- Lot Size Source: Estimated
- Frontage Feet: 898
- Zoning: RC
- Lot Description: Secluded, Backs to Trees, Hunting Available, Rip-Rapped, Tidal Wetland, Trees/Wooded, Stream/Creek
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Private Access
- Water Front Type: Creek/Stream
- Water Front Name: Oak Creek
- Dock/Slip Conveys: Yes
- Docks: 1
- Power Boats: 2
- Non-Power Boats: 2
Financial Considerations
- Price Per Sq. Ft.: $382.18
- Assessment Year: 2024
- City/TownTax: $16,197
- City/TownTax Freq: Annually
- Tax w/Assessment: $1,633,833
- Tax Amount: $16,197
- Tax Year: 2026
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: Gardening & misc maintenance items in garage.
Listed by Chesapeake Bay Real Estate Plus, LLC, Kate Koeppen
We Value Your Privacy
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Listing agent
— 26090 Royal Oak Rd —
Kate Koeppen
Chesapeake Bay Real Estate Plus, LLC
Listing Office Email: dawnlednum@gmail.com
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 26090 Royal Oak Rd
School District:Talbot County Public Schools
| Name | Grades | Distance |
|---|---|---|
St. Michaels Elementary School 100 Seymour Avenue, Saint Michaels, MD 21663 | PK-6 | 3.5 mi |
St. Michaels Middle/High School 200 Seymour Avenue, Saint Michaels, MD 21663 | 7-12 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 26090 Royal Oak Rd
Tax History
Tax History for 26090 Royal Oak Rd
Year
Property Taxes
Change
Tax Assessment
Change
2023
$5,721
—
$1,769,800
8%
2023
$5,721
—
$1,633,833
9%
2023
$5,721
-47%
$1,497,867
10%
2022
$10,813
130%
$1,361,900
3%
2020
$4,703
1%
$1,323,600
3%
2021
$4,671
1%
$1,285,300
3%
2020
$4,628
3%
$1,247,000
—
2019
$4,507
4%
$1,247,000
—
2018
$4,332
2%
$1,247,000
-2%
2017
$4,246
1%
$1,273,800
—
2016
$4,191
1%
$1,273,900
—
2015
$4,146
-6%
$1,273,900
-19%
2014
$4,411
—
$1,576,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 26090 Royal Oak Rd
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- Single Family
- Active
- Updated 23 hours ago
- 3Beds
- 3Total Baths
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- Single Family
- Active
- Updated 3 days ago
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- Single Family
- Closed
- 3Beds
- 5Total Baths
- 3,099Sq. Ft.
Listed by Benson & Mangold, LLC, James C Corson
Sold by Kathleen Armiger
Sold by Kathleen Armiger
26090 Royal Oak Road, Royal Oak, MD 21662 (MLS# MDTA2013440) is a Single Family property with 4 bedrooms and 5 full bathrooms. 26090 Royal Oak Road is currently listed for $1,990,000 and was received on April 16, 2026. Want to learn more about 26090 Royal Oak Road? Do you have questions about finding other Single Family real estate for sale in Royal Oak? You can browse all Royal Oak real estate or contact a Coldwell Banker agent to request more information.