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$679,000

  • For Sale
  • Under Contract
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 3,400 Sq. Ft.
  • 3 Car Garage
  • Updated 4 days ago
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4.375% mortgage interest rate is possible to qualified buyers with a seller paid 2-1 buy down, available for a limited time. Or the seller is willing to pay an equal amount towards a buyer's settlement fees. Contact the listing agent for details. This beautifully renovated multi-level home features over 3,000 sqft, and is situated on one of the nicest 1.3 acre lots in the community. It is within walking distance to the community's private waterfront access overlooking the Chesapeake Bay. The main level boasts an enormous, updated kitchen with large island, stainless steel appliances, LVP flooring, recessed lighting and a built-in blue tooth surround system. The main level also features a living room, dining area and has walk-out access to a bonus room/ sunroom. The upper level offers four bedrooms and two full bathrooms. The primary bedroom includes an updated private bathroom with custom tiled shower with dual shower heads, dual vanities and a walk-in closet. The lower level offers a family room with pellet stove and an additional 5th bedroom or office with full bathroom. The garage features heat and AC and will accommodate parking for 2 full size vehicles with a separate bay for a golf cart or motorcycles. An added bonus is the full- size laundry room with built-in cabinets and counter tops. The outdoor space includes a large rear deck overlooking the expansive yard with fire pit and oversized shed with electric. This home also features solar panels that will fully transfer to a new owner with the remaining finance balance paid in full by the sellers. Tower Gardens offers a private boat ramp and beach access.

Full Property Details for 145 N Lake Dr

General

  • Price: $679,000
  • HOA FEE: $13/month
  • HOA FEE FREQ.: Annually
  • Taxes: $4,112 (2024)
  • Status: Under Contract
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDQA2014920
  • Updated: 2/19/2026
  • Added to Site: 152 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Sun/Florida Room, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom
  • Interior Features: Floor Plan - Open, Kitchen - Island, Recessed Lighting, Stove - Pellet
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Insert
  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Stainless Steel Appliances, Refrigerator, Stove, Washer, Water Conditioner - Owned

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 4
  • Bedrooms Lower: 1

Other Rooms

  • Laundry: Main Floor

Exterior

  • Porch/Patio/Deck: Deck(s)

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Total Spaces: 9
  • Parking Features: Asphalt Driveway, Paved Parking, Private
  • Parking Type: Driveway, Attached Garage
  • Garage Description: Garage - Front Entry, Garage Door Opener, Inside Access, Oversized

Location

  • County: QUEEN ANNES
  • Subdivision: TOWER GARDENS
  • Driving Directions: GPS
  • Location Details: Rural

School Information

  • School District: Queen Anne's County Public Schools
  • High School: Kent Island

Community

  • Association: Yes
  • Assoc. Name: TOWER GARDENS IMPROVEMENT ASSOCIATION
  • Pets Allowed: Yes
  • Pets: No Pet Restrictions

Heating & Cooling

  • Cooling Type: Ductless/Mini-Split
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Septic Exists
  • Water: Well

Structural Information

  • Architectural Style: Other
  • Structure Type: Detached
  • Construction: Frame
  • Foundation: Crawl Space
  • Roof: Shingle
  • Stories Description: Lower 1, Upper 1
  • Square Feet: 3,400
  • Sq. Ft. Source: Estimated
  • Living Area: 3,400 Sq. Ft.
  • Finished Above Grnd: 3,400 Sq. Ft.
  • Year Built: 1974
  • Year Built Source: Estimated
  • Property Condition: Very Good

Unit Information

Unit 1

  • Bathrooms-Lower: 1
  • Bedrooms-Lower: 1

Additional Structures

  • Other Structures: Shed

Lot Features

  • Lot Size (Acres): 1.32
  • Lot Size (Sq. Ft.): 57,499
  • Lot Size Source: Estimated
  • Zoning: NC-1
  • Lot Description: Cleared, Front Yard, Level

Water Features

  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Private Access, Personal Watercraft (PWC)
  • Water Front Type: Bay
  • Water Front Name: Chesapeake Bay

Financial Considerations

  • Price Per Sq. Ft.: $199.71
  • Association Fee: $150
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2024
  • County Tax: $4,112
  • County Tax Freq: Annually
  • Tax w/Assessment: $436,500
  • Tax Amount: $4,112
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 15
Buyer's Brokerage Compensation: 2.5%
Not binding unless confirmed by separate agreement among applicable parties.

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— 145 N Lake Dr —

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 145 N Lake Dr

School District:Queen Annes County Public Schools
NameGradesDistance
Matapeake Elementary School
651 Romancoke Road, Stevensville, MD 21666
PK-55.9 mi
Matapeake Middle School
671 Romancoke Road, Stevensville, MD 21666
6-85.9 mi
Kent Island High School
900 Love Point Road, Stevensville, MD 21666
9-128.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 145 N Lake Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/12/2025
Price Reduced
$679,000
-2.86%
MLS
10/25/2025
Price Reduced
$699,000
-4.83%
MLS
10/21/2025
Price Reduced
$734,500
-0.07%
MLS
9/25/2025
Listed
$735,000
144.27%
MLS
7/02/2014
Sold
$300,897
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 145 N Lake Dr

Year
Property Taxes
Change
Tax Assessment
Change
2023
$3,779
—
$471,800
8%
2023
$3,779
—
$436,500
9%
2023
$3,779
1%
$401,200
5%
2021
$3,736
1%
$383,300
1%
2020
$3,699
1%
$379,400
1%
2019
$3,661
1%
$375,500
1%
2018
$3,624
2%
$371,600
2%
2017
$3,568
2%
$365,733
2%
2016
$3,511
2%
$359,867
2%
2015
$3,455
2%
$354,000
—
2014
$3,382
—
$354,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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145 N Lake Drive, Stevensville, MD 21666 (MLS# MDQA2014920) is a Single Family property with 5 bedrooms and 3 full bathrooms. 145 N Lake Drive is currently listed for $679,000 and was received on September 25, 2025. This property is listed by John Freeman from our Annapolis Church Circle Office.Want to learn more about 145 N Lake Drive? Do you have questions about finding other Single Family real estate for sale in Stevensville? You can browse all Stevensville real estate or contact a Coldwell Banker agent to request more information.

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