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$775,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,650 Sq. Ft.
  • Updated 5 days ago
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Welcome to Morning Light, a beautifully appointed 3-bedroom, 2-bath mountain retreat located in the prestigious Thousand Acres community at Deep Creek Lake. Perfectly positioned along Hole #3 of the Thousand Acres Golf Course, this home offers peaceful golf course views, quality finishes, and a thoughtfully designed open floor plan that's ideal for entertaining or relaxing. Interior highlights include a stunning stone fireplace, spacious kitchen and living area, loft, private primary suite, and a sauna for year-round enjoyment. Outside, unwind on the expansive deck, gather around the outdoor fire pit, or soak in the hot tub after a day of adventure. Conveniently located just minutes from Deep Creek Lake, Deep Creek Lake State Park, restaurants, marinas, and other area attractions, this property offers the perfect blend of privacy, comfort, and easy access to everything the lake has to offer. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this exceptional home is ready to impress!

Full Property Details for 109 Poland Hts Ln

General

  • Price: $775,000
  • HOA FEE: $33/month
  • HOA FEE FREQ.: Annually
  • Taxes: $6,637 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2012472
  • Updated: 7/28/2026
  • Added to Site: 5 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Stone
  • Furnished: Yes

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Additional Information

  • Shared Amenities: Common Grounds, Golf Course, Non-Lake Recreational Area, Pickleball Courts, Tennis Courts, Water/Lake Privileges

Parking

  • Total Spaces: 4
  • Parking Type: Driveway

Location

  • County: GARRETT
  • Subdivision: THOUSAND ACRES
  • Driving Directions: In GPS - 109 Poland Heights Lane, Swanton, MD21561
  • Location Details: Adjoins Golf Course

School Information

  • School District: Garrett County Public Schools

Community

  • Association: Yes
  • Assoc. Fees Include: Common Area Maintenance, Management, Road Maintenance, Snow Removal

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Propane - Leased
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well
  • Dist. to Water: 1 Miles
  • Utility Description: Under Ground

Structural Information

  • Architectural Style: Craftsman
  • Structure Type: Detached
  • Construction: Frame
  • Foundation: Crawl Space
  • Stories Description: Main, Upper 1
  • Square Feet: 1,650
  • Sq. Ft. Source: Assessor
  • Living Area: 1,650 Sq. Ft.
  • Finished Above Grnd: 1,650 Sq. Ft.
  • Year Built: 2021
  • Year Built Source: Assessor

Lot Features

  • Property View: Golf Course
  • Lot Size (Acres): 0.58
  • Lot Size (Sq. Ft.): 25,264
  • Lot Size Source: Assessor
  • Zoning: R

Water Features

  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Canoe/Kayak, Fishing Allowed
  • Water Front Type: Lake
  • Water Front Name: Deep Creek Lake

Financial Considerations

  • Price Per Sq. Ft.: $469.7
  • Association Fee: $400
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2026
  • County Tax: $6,637
  • County Tax Freq: Annually
  • Tax w/Assessment: $578,000
  • Tax Amount: $6,637
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 1650

Disclosures and Reports

  • Ownership: Fee Simple
  • Exclusions: Sauna
  • Lot Number: 14

Listed by Railey Realty, Inc., Nick Fratz-Orr

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Listing agent

— 109 Poland Hts Ln —

  • Nick Fratz-Orr

    Railey Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Poland Hts Ln

School District:Garrett County Public Schools
NameGradesDistance
Broad Ford Elementary School
607 Harvey Winters Drive, Oakland, MD 21550
PK-57.9 mi
Southern Middle School, Oakland, MD
605 Harvey Winters Drive, Oakland, MD 21550
6-88 mi
Southern Garrett High School
345 Oakland Drive, Oakland, MD 21550
9-128.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Poland Hts Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/28/2026
Listed
$775,000
33.85%
MLS
2/28/2023
Sold
$579,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Poland Hts Ln

Year
Property Taxes
Change
Tax Assessment
Change
2026
$6,716
-3%
$578,000
-1%
2025
$6,930
10%
$586,300
14%
2024
$6,305
16%
$513,400
17%
2023
$5,453
27%
$440,500
20%
2022
$4,294
2172%
$367,600
2351%
2020
$189
-74%
$15,000
—
2017
$717
-12%
$15,000
-77%
2020
$819
6%
$65,100
—
2019
$776
1%
$65,100
—
2018
$769
—
$65,100
—
2017
$766
—
$65,100
—
2016
$766
—
$65,100
—
2015
$769
-56%
$65,100
-57%
2014
$1,760
—
$150,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 109 Poland Hts Ln

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Railey Realty, Inc., Nick Fratz-Orr

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109 Poland Heights Lane, Swanton, MD 21561 (MLS# MDGA2012472) is a Single Family property with 3 bedrooms and 2 full bathrooms. 109 Poland Heights Lane is currently listed for $775,000 and was received on July 28, 2026. Want to learn more about 109 Poland Heights Lane? Do you have questions about finding other Single Family real estate for sale in Swanton? You can browse all Swanton real estate or contact a Coldwell Banker agent to request more information.

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