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$1,199,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,744 Sq. Ft.
  • Updated 18 hours ago
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Some properties are simply built differently in every sense of the phrase. Set on nearly four private, wooded acres in the coveted southern end of Deep Creek Lake, 125 Ruta Lane is a custom Yellowstone log home that delivers the kind of craftsmanship, character, and setting that the lake area rarely sees come to market. From the moment you arrive, the architecture commands attention. Yellowstone's signature oversized solid round logs give the home a presence that no modern construction can replicate, and the dry-stack fieldstone chimney rising through all three levels is a testament to a masonry artform that has all but vanished from today's building landscape, replaced elsewhere by faux composites, but preserved here in its full, labor-intensive glory. Inside, the great room sets the tone for everything that follows. A floor-to-ceiling signature tree column anchors the space beneath soaring cathedral ceilings and hand-hewn log beams, while a dry-stack stone fireplace serves as the room's natural focal point. The open floor plan flows seamlessly from the renovated gourmet kitchen, featuring a dramatic granite island, stainless KitchenAid appliances, and custom knotty cherry cabinetry, through the dining area and out to the expansive deck, where wooded privacy gives way to lovely lake views that remind you exactly where you are. Four bedrooms are spread thoughtfully across three levels, including the main level primary suite with an updated en-suite bath. The loft level adds two additional bedrooms, a full bath, and a cozy sitting area overlooking the great room below. The fully finished lower level, wrapped in authentic Tennessee barnwood, offers a fourth bedroom, a third full bath, a bar area, and walkout access to the newly covered patio, where a new hot tub, stacked native stone walls, and a fire pit create an outdoor living space worthy of the setting. And then there is the lake. Two assigned DNR-permitted dock slips on a quiet, private cove are included with this sale, a distinction that genuinely sets this property apart, as two-slip access at this price point is rare at Deep Creek. A level, well-maintained path connects the property to the water, where boating, kayaking, swimming, and summer evenings on the dock await. The nearly four acres, comprising two wooded lots conveying together, deliver a sense of seclusion and privacy that feels a world away, while still being just minutes from everything the lake area has to offer. Roof 2019. HVAC 2020. Septic pumped October 2025. Comcast broadband. Completely turn-key and ready for its next chapter. 4 BD | 3 BA | 2,624 Fin. Sq Ft | 4 Acres | 2 Dock Slips | Deep Creek Lake Access | Ardsley Farms HOA

Full Property Details for 125 Ruta Ln

General

  • Price: $1,199,000
  • Taxes: $7,716 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2011852
  • Updated: 5/22/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: Exposed Beams, Floor Plan - Open
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Stone
  • Appliances: Dishwasher, Dryer, Dryer - Front Loading, Exhaust Fan, Extra Refrigerator/Freezer, Microwave, Oven - Single, Freezer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Furnished: Yes
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - Full Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 2
  • Bedrooms Lower: 1
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Main Floor

Additional Information

  • Shared Amenities: Boat Dock/Slip

Exterior

  • Exterior Features: Exterior Lighting, Hot Tub, Outbuilding(s)

Parking

  • Parking Features: Gravel Driveway
  • Parking Type: Driveway

Location

  • County: GARRETT
  • Subdivision: HICKORY RIDGE
  • Driving Directions: From McHenry US-219 S Pass by Uno Pizzeria & Grill on the left, Turn left onto Sand Flat Rd then in 6 min (4.4 mi), turn left onto MD-135 E in 3 min (2.2 mi) Continue on Turkey Neck Rd. Drive to Ruta Ln for 4 min (1.6 mi) and arrive at 125 Ruta Ln, Swanton, MD 21561
  • Location Details: Lake

School Information

  • School District: Garrett County Public Schools

Community

  • Assoc. Name: ARDSLEY FARMS HOA
  • Assoc. Fees Include: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Snow Removal

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Propane - Leased
  • Water Heater: Electric

Utilities

  • Sewer: Private Septic Tank
  • Water: Well
  • Utility Description: Cable TV, Phone, Propane

Structural Information

  • Architectural Style: Log Home
  • Structure Type: Detached
  • Builder: Yellowstone and Roger Sines
  • Construction: Log
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Fully Finished, Full, Heated, Improved, Interior Access, Outside Entrance, Walkout Level, Windows
  • Foundation: Slab
  • Roof: Asphalt
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 2,744
  • Sq. Ft. Source: Estimated
  • Living Area: 2,624 Sq. Ft.
  • Finished Above Grnd: 1,624 Sq. Ft.
  • Finished Below Grnd: 1,000 Sq. Ft.
  • Year Built: 1999
  • Year Built Source: Estimated
  • Property Condition: Excellent

Unit Information

Unit 1

  • Bathrooms-Lower: 1
  • Bedrooms-Lower: 1

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 3.88
  • Lot Size (Sq. Ft.): 169,012
  • Lot Size Source: Estimated
  • Zoning: R
  • Lot Description: Backs to Trees, Level

Water Features

  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Front Type: Lake
  • Water Front Name: Deep Creek Lake
  • Dock/Slip Conveys: Yes
  • Docks: 1
  • Power Boats: 2

Financial Considerations

  • Price Per Sq. Ft.: $738.3
  • Other Fee: $540
  • Other Fee Freq.: Annually
  • Assessment Year: 2026
  • County Tax: $3,996
  • County Tax Freq: Annually
  • Tax w/Assessment: $801,300
  • Tax Amount: $7,716
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 2624

Disclosures and Reports

  • Ownership: Fee Simple
  • Multiple Parcels: Yes
  • Lot Number: 3

Listed by Taylor-Made Deep Creek Sales, Eric John Crawford and Taylor-Made Deep Creek Sales, Terah B. Crawford

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Listing agents

— 125 Ruta Ln —

  • Eric John Crawford

    Taylor-Made Deep Creek Sales

  • Terah B. Crawford

    Taylor-Made Deep Creek Sales

Listing Office Email: terah@deepcreeksales.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 125 Ruta Ln

School District:Garrett County Public Schools
NameGradesDistance
Broad Ford Elementary School
607 Harvey Winters Drive, Oakland, MD 21550
PK-54.9 mi
Southern Middle School, Oakland, MD
605 Harvey Winters Drive, Oakland, MD 21550
6-84.9 mi
Southern Garrett High School
345 Oakland Drive, Oakland, MD 21550
9-125.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 125 Ruta Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/22/2026
Listed
$1,199,000
59.65%
MLS
11/13/2020
Sold
$751,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 125 Ruta Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,746
15%
$681,600
19%
2024
$6,743
23%
$574,733
23%
2023
$5,495
30%
$467,867
30%
2022
$4,216
5%
$361,000
3%
2020
$3,997
9%
$351,600
3%
2017
$3,667
-6%
$342,200
3%
2020
$3,917
6%
$332,800
—
2019
$3,697
—
$332,800
—
2018
$3,698
-1%
$332,800
-1%
2017
$3,727
—
$337,000
—
2016
$3,727
—
$337,000
—
2015
$3,744
-24%
$337,000
-24%
2014
$4,915
—
$443,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 125 Ruta Ln

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Taylor-Made Deep Creek Sales, Eric John Crawford and Taylor-Made Deep Creek Sales, Terah B. Crawford

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125 Ruta Lane, Swanton, MD 21561 (MLS# MDGA2011852) is a Single Family property with 4 bedrooms and 3 full bathrooms. 125 Ruta Lane is currently listed for $1,199,000 and was received on May 22, 2026. Want to learn more about 125 Ruta Lane? Do you have questions about finding other Single Family real estate for sale in Swanton? You can browse all Swanton real estate or contact a Coldwell Banker agent to request more information.

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