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$1,399,900 Just Listed

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 3 Full Baths
  • 2,433 Sq. Ft.
  • Updated 2 days ago
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Nestled in a quiet cove along central Deep Creek Lake, this charming 3-bedroom, 3-bath chalet offers the perfect blend of comfort, space, and lakefront living. Recently updated throughout, the home features multiple gathering areas, including a spacious great room with a fireplace, and a lower-level rec space complete with a pool table and bunkroom for additional sleeping area. Expansive decking overlooks a large yard leading to your private dock, creating an ideal setting for enjoying days on the water and peaceful lake views. Outdoor amenities include a hot tub and fire pit area, perfect for unwinding after a day of boating or exploring. Detached garage with additional flex use living space above. With its desirable location and efficient layout, "Lake Effect" presents a strong opportunity as a private retreat or income-producing vacation rental. Call today for details!

Full Property Details for 340 S Shore Rd

General

  • Price: $1,399,900
  • HOA FEE: $100/month
  • Taxes: $7,435 (2025)
  • Status: Active
  • Type: Condo
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2011696
  • Updated: 4/26/2026
  • Added to Site: 3 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Game Room, Den, Bedroom 1, Laundry, Loft, Bathroom 1, Bathroom 2, Bathroom 3, Bonus Room
  • Interior Features: Skylight(s), Carpet, Wood Floors, Bathroom - Tub Shower, Bathroom - Stall Shower, Recessed Lighting, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Primary Bath(s), Other
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Oven/Range - Electric, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Furnished: Yes

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - Full Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 2
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Lower Floor

Additional Information

  • Shared Amenities: Water/Lake Privileges

Parking

  • Parking Type: Off Street

Location

  • County: GARRETT
  • Building Name: OAKVIEW
  • Driving Directions: From Railey Realty, turn right onto 219. Take US-219 S to a left onto Glendale Rd. Follow approx. 3 miles to a right onto N Glade Rd. Continue to a right onto Harvey Peninsula Rd, then left onto S Shore Rd. Property on left at 340 S Shore Rd.

School Information

  • School District: Garrett County Public Schools

Community

  • Assoc. Fees Include: Snow Removal, Lawn Maintenance, Other
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK

Heating & Cooling

  • Cooling Type: Other, Ceiling Fan(s), Ductless/Mini-Split
  • Cooling Fuel: Electric
  • Heating Type: Other
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Community

Structural Information

  • Architectural Style: Cabin/Lodge, Chalet
  • Structure Type: Detached
  • Construction: Frame, Cedar
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Connecting Stairway, Interior Access, Outside Entrance, Walkout Level, Windows
  • Foundation: Other
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 2,433
  • Sq. Ft. Source: Assessor
  • Living Area: 2,227 Sq. Ft.
  • Finished Above Grnd: 1,527 Sq. Ft.
  • Finished Below Grnd: 700 Sq. Ft.
  • Year Built: 1989
  • Year Built Source: Assessor

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Lot Features

  • Property View: Lake, Trees/Woods
  • Zoning: R

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: Lake
  • Water Front Name: DEEP CREEK

Financial Considerations

  • Price Per Sq. Ft.: $916.76
  • Condo Fee: $100
  • Condo Fee Freq: Monthly
  • Assessment Year: 2026
  • County Tax: $7,435
  • County Tax Freq: Annually
  • Tax w/Assessment: $672,033
  • Tax Amount: $7,435
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 2227

Disclosures and Reports

  • Ownership: Condominium
  • Condo: Yes
  • Lot Number: 2

Listed by Railey Realty, Inc., Jonathan D Bell

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Listing agent

— 340 S Shore Rd —

  • Jonathan D Bell

    Railey Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 340 S Shore Rd

School District:Garrett County Public Schools
NameGradesDistance
Broad Ford Elementary School
607 Harvey Winters Drive, Oakland, MD 21550
PK-58.2 mi
Southern Middle School, Oakland, MD
605 Harvey Winters Drive, Oakland, MD 21550
6-88.2 mi
Southern Garrett High School
345 Oakland Drive, Oakland, MD 21550
9-129.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 340 S Shore Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/26/2026
Listed
$1,399,900
218.16%
MLS
4/22/2014
Sold
$440,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 340 S Shore Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,763
12%
$656,800
16%
2024
$6,940
18%
$565,167
19%
2023
$5,862
31%
$473,533
24%
2022
$4,461
-6%
$381,900
1%
2020
$4,724
15%
$378,700
1%
2017
$4,103
-4%
$375,500
4%
2019
$4,296
4%
$360,400
3%
2018
$4,119
4%
$348,500
4%
2016
$3,961
—
$336,600
—
2015
$3,979
-21%
$336,600
-21%
2014
$5,008
—
$427,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Railey Realty, Inc., Jonathan D Bell

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340 S Shore Road, Swanton, MD 21561 (MLS# MDGA2011696) is a Condo property with 3 bedrooms and 3 full bathrooms. 340 S Shore Road is currently listed for $1,399,900 and was received on April 26, 2026. Want to learn more about 340 S Shore Road? Do you have questions about finding other Condo real estate for sale in Swanton? You can browse all Swanton real estate or contact a Coldwell Banker agent to request more information.

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