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$1,299,900 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 2,433 Sq. Ft.
  • Updated 6 days ago
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Nestled in a quiet cove along central Deep Creek Lake, this charming 4-bedroom, 4-bath property offers the perfect blend of comfort, space, and lakefront living. Recently updated throughout, the home features multiple gathering areas, including a spacious great room with a fireplace, and a lower-level rec space complete with a pool table and bunkroom for additional sleeping area. Expansive decking overlooks a large yard leading to your private dock, creating an ideal setting for enjoying days on the water and peaceful lake views. Outdoor amenities include a hot tub and fire pit area, perfect for unwinding after a day of boating or exploring. Detached garage with additional flex use living space above. With its desirable location and efficient layout, "Lake Effect" presents a strong opportunity as a private retreat or income-producing vacation rental. Call today for details!

Full Property Details for 340 S Shore Rd

General

  • Price: $1,299,900
  • HOA FEE: $100/month
  • Taxes: $7,435 (2025)
  • Status: Pending
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2011696
  • Updated: 8/21/2026
  • Added to Site: 124 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Game Room, Den, Bedroom 1, Laundry, Loft, Bathroom 1, Bathroom 2, Bathroom 3, Bonus Room
  • Interior Features: Skylight(s), Carpet, Wood Floors, Bathroom - Tub Shower, Bathroom - Stall Shower, Recessed Lighting, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Primary Bath(s), Other
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Oven/Range - Electric, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Furnished: Yes

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Upper 2 - Full Baths: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - Full Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 3
  • Bedrooms-Up2: 1
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Lower Floor

Additional Information

  • Shared Amenities: Water/Lake Privileges

Parking

  • Parking Type: Off Street

Location

  • County: GARRETT
  • Building Name: OAKVIEW
  • Driving Directions: From Railey Realty, turn right onto 219. Take US-219 S to a left onto Glendale Rd. Follow approx. 3 miles to a right onto N Glade Rd. Continue to a right onto Harvey Peninsula Rd, then left onto S Shore Rd. Property on left at 340 S Shore Rd.

School Information

  • School District: Garrett County Public Schools

Community

  • Association: Yes
  • Assoc. Fees Include: Snow Removal, Lawn Maintenance, Other
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK

Heating & Cooling

  • Cooling Type: Other, Ceiling Fan(s), Ductless/Mini-Split
  • Cooling Fuel: Electric
  • Heating Type: Other
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Community

Structural Information

  • Architectural Style: Cabin/Lodge, Chalet
  • Structure Type: Detached
  • Construction: Frame, Cedar
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Connecting Stairway, Interior Access, Outside Entrance, Walkout Level, Windows
  • Foundation: Other
  • Stories Description: Lower 1, Main, Upper 1, Upper 2
  • Square Feet: 2,433
  • Sq. Ft. Source: Assessor
  • Living Area: 2,227 Sq. Ft.
  • Finished Above Grnd: 1,527 Sq. Ft.
  • Finished Below Grnd: 700 Sq. Ft.
  • Year Built: 1989
  • Year Built Source: Assessor

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Lot Features

  • Property View: Lake, Trees/Woods
  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 8,016
  • Lot Size Source: Estimated
  • Zoning: R

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: Lake
  • Water Front Name: DEEP CREEK
  • Dock/Slip Conveys: Yes
  • Docks: 1

Financial Considerations

  • Price Per Sq. Ft.: $851.28
  • Association Fee: $100
  • Assoc Fee Freq.: Monthly
  • Assessment Year: 2026
  • County Tax: $7,435
  • County Tax Freq: Annually
  • Tax w/Assessment: $672,033
  • Tax Amount: $7,435
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 2227

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 2

Listed by Railey Realty, Inc., Jonathan D Bell

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Listing agent

— 340 S Shore Rd —

  • Jonathan D Bell

    Railey Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 340 S Shore Rd

School District:Garrett County Public Schools
NameGradesDistance
Broad Ford Elementary School
607 Harvey Winters Drive, Oakland, MD 21550
PK-58.2 mi
Southern Middle School, Oakland, MD
605 Harvey Winters Drive, Oakland, MD 21550
6-88.2 mi
Southern Garrett High School
345 Oakland Drive, Oakland, MD 21550
9-129.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 340 S Shore Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/06/2026
Price Reduced
$1,299,900
-7.14%
MLS
4/26/2026
Listed
$1,399,900
218.16%
MLS
4/22/2014
Sold
$440,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 340 S Shore Rd

Year
Property Taxes
Change
Tax Assessment
Change
2026
$7,809
1%
$672,033
2%
2025
$7,763
12%
$656,800
16%
2024
$6,940
18%
$565,167
19%
2023
$5,862
31%
$473,533
24%
2022
$4,461
-6%
$381,900
1%
2020
$4,724
15%
$378,700
1%
2017
$4,103
-4%
$375,500
4%
2019
$4,296
4%
$360,400
3%
2018
$4,119
4%
$348,500
4%
2016
$3,961
—
$336,600
—
2015
$3,979
-21%
$336,600
-21%
2014
$5,008
—
$427,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 340 S Shore Rd

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NMLS#: 1598647

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Listed by Railey Realty, Inc., Jonathan D Bell

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340 South Shore Road, Swanton, MD 21561 (MLS# MDGA2011696) is a Single Family property with 4 bedrooms and 4 full bathrooms. 340 South Shore Road is currently listed for $1,299,900 and was received on April 26, 2026. Want to learn more about 340 South Shore Road? Do you have questions about finding other Single Family real estate for sale in Swanton? You can browse all Swanton real estate or contact a Coldwell Banker agent to request more information.

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